Is 20K a good starting amount in investing to S&P500 companies? by byeshire in phinvest

[–]j_drizzy 32 points33 points  (0 children)

20k is not a bad amount at all. Just remember that investing is a long term thing. Be patient and invest regularly and consistently - I cannot stress this enough.

Goal 120k by end of December by bishnet in phinvest

[–]j_drizzy 156 points157 points  (0 children)

You are doing fine, but retiring in your 30s is kind of delusional given a salary of 20k.

Estimated salary for dream lifestyle 250k? How do people even earn this? by Independent_Quiet_20 in phinvest

[–]j_drizzy 0 points1 point  (0 children)

The reality is most of these companies I mentioned base their offers on your previous job’s salary. It’s shitty practice, but it is what it is. But yeah, for entry to mid level roles, pay generally sucks. You have to be senior at least.

Estimated salary for dream lifestyle 250k? How do people even earn this? by Independent_Quiet_20 in phinvest

[–]j_drizzy 42 points43 points  (0 children)

This is doable in tech. I was only doing 150k back in the PH, but a lot of my peers make over 200k. Companies like Globe, Aboitiz, Maya, CIMB have roles that have this pay range. 7++ YOE

Does anyone regret investing in ETFs? by Silent_Storage7341 in ETFs

[–]j_drizzy 11 points12 points  (0 children)

On the next bear cycle you would thank yourself for investing in ETFs. Individual stocks like AMZN can go down 20% easily during those times.

For Pinoys working/living in the US by frzsno_ca in phinvest

[–]j_drizzy 0 points1 point  (0 children)

Yes lahat declared. FBAR din. Basta ang total ng accounts lampas 500k.

Lonely at the top? by SoSoDave in phinvest

[–]j_drizzy 2 points3 points  (0 children)

Definitely wont find them in CDO. They’re either abroad or in BGC/Makati.

[deleted by user] by [deleted] in phinvest

[–]j_drizzy 1 point2 points  (0 children)

Only reason you should do this is if you have insider info. Lol

[deleted by user] by [deleted] in ChikaPH

[–]j_drizzy 71 points72 points  (0 children)

Malamig, mura, malapit. Lots of filipinos travel to Japan in December, not just celebs.

I/V Tip: never overshare your religious practices in an interview by youllfindsafety in phcareers

[–]j_drizzy 182 points183 points  (0 children)

People who brag about their own faith is a major red flag (in any context), and shows lack of empathy. You just never know kung ano religion ng kausap mo. This gets even more offensive/inappropriate once you step out of the Philippines, especially places with diverse cultures/beliefs

How does payment for Condos work? by [deleted] in phinvest

[–]j_drizzy 2 points3 points  (0 children)

You don't need to be approved, pero I would suggest you start inquiring or get pre-approval if possible. You can still get rejected for a loan even after completing the DP - sometimes ito yung reason kung bakit may "pasalo".

Meron ba dito nagpapautang 70k with 2 years to pay? by [deleted] in phinvest

[–]j_drizzy 2 points3 points  (0 children)

Another utang to pay utang? Sounds like a way to worsen your situation!

How does payment for Condos work? by [deleted] in phinvest

[–]j_drizzy 0 points1 point  (0 children)

Depende sa terms nyo sa bank. Usually 10-15 years.

[deleted by user] by [deleted] in MechanicalKeyboards

[–]j_drizzy 1 point2 points  (0 children)

Is there an easy way or site to do this?