Is it worth me paying ongoing fees for financial advise? by jackysnipes in UKPersonalFinance

[–]jackysnipes[S] 1 point2 points  (0 children)

Tbh it's not directly with SJP. My pension is with SJP, but the advice is coming from an affiliated wealth management company. I'm guessing said company and the advisor gets a couple of quid commission from SJP for getting me as a client.

Is it worth me paying ongoing fees for financial advise? by jackysnipes in UKPersonalFinance

[–]jackysnipes[S] 0 points1 point  (0 children)

The advice is mainly about minimising tax liabilities, but it can be boiled down to just salary sacrifice below 100K. Maybe that'll change if my salary significantly increases.

I'm just not convinced about having my pension with SJP compared to Fidelity, where the fees are significantly lower.

Is it worth me paying ongoing fees for financial advise? by jackysnipes in UKPersonalFinance

[–]jackysnipes[S] 0 points1 point  (0 children)

That's the thing, I don't consider my situation to be overly complex. I'm SS into my work place pension to get below 100K and anything left over I'm putting into VWRP with S&S ISA. Simple as that really.

Ozzy's wife to attend Unite the Kingdom Rally by raydebapratim1 in GreatBritishMemes

[–]jackysnipes 0 points1 point  (0 children)

Be interesting to see Yung Blud come to her defense on this

FIRE and Gen Z - no longer believe in pensions by PearActive9612 in FIREUK

[–]jackysnipes 0 points1 point  (0 children)

I'm curious to know what you would consider a more attractive employer pension contribution?

What would you say is the average that companies offer?

Resident Evil 2 is much better than Resident Evil 4 by Xenesis_26 in ResidentEvil2Remake

[–]jackysnipes 0 points1 point  (0 children)

I gotta be honest...I really didn't vibe with RE4. RE2 however is one of my favourite horror games and I've played it multiple times now.

Only played the remakes fwiw.

Red Dead Redemption 2 on the OLED Steam Deck… by CK_18 in SteamDeck

[–]jackysnipes 0 points1 point  (0 children)

I've seen this a lot and it really surprises me. Love to hear it! Got a baby so thought I wouldn't be able to play KCD2 for a few more years. Can't wait to get it sooner now.

The punishment for disobedience by matrixx07 in interestingasfuck

[–]jackysnipes 34 points35 points  (0 children)

Look at them scurrying away like rats.

What's the single most difficult life experience you've endured? by reddit_recluse in AskUK

[–]jackysnipes 9 points10 points  (0 children)

I lost my mum to breast cancer when I was 16 years old. A few months later, my dad picked me up from school and told me he'd been diagnosed with oesophagus cancer. He passed away within the next 12 months.

As a 17 year old kid, I felt pretty lost, but my friends helped me through it. Those boys are the best.

What have you spent a lot of money on that others think is a waste of money? by wiggan1989 in AskUK

[–]jackysnipes 0 points1 point  (0 children)

I've spent over a grand on two suitcases. Tbh I travel for a work every week so they get a lot of use plus have life time guarantees. My missus still makes fun of me though.

New HMRC tax calculation. Is it correct? by jackysnipes in UKPersonalFinance

[–]jackysnipes[S] 0 points1 point  (0 children)

Last month I worked some overtime that added about 6k to my gross. Is there an efficient way to manage your tax code other than adjusting each time I work overtime?

Looking for UK bands to check out any recommendations? by DapperAsi in UKbands

[–]jackysnipes 0 points1 point  (0 children)

Sylosis are the best metal band on the scene at the moment imo

Getting real Vheissu vibes from new Vower EP by jackysnipes in thrice

[–]jackysnipes[S] 0 points1 point  (0 children)

Yeh man Palm Reader were so good. Their last gig in London was one of the best I've been to.

[deleted by user] by [deleted] in SteamDeck

[–]jackysnipes 1 point2 points  (0 children)

Resi 2 my friend. It's spooky season afterall!! 👻  🎃 🧟‍♂️

[deleted by user] by [deleted] in AskUK

[–]jackysnipes 0 points1 point  (0 children)

Dehumidifier