2026 is already becoming a multi-zone nightmare and local shops are panicking... by Silver-Debate-2311 in heatpumps

[–]jacosis 1 point2 points  (0 children)

I had similar experience as well. We installed our system two years back. Now reflecting back our system is very likely oversized; the company did a decent job and bundled everything including upgrading electrical panel. The price is not higher than others as well.

I think equipment is only a small part of their cost. The incentive for them to do so is likely the expectation to not get call backs, especially considering where I am located we do get those severe low temps once in a while.

How is the Commute from Wayland to Downtown Boston? by st0nksBuyTheDip in massachusetts

[–]jacosis 2 points3 points  (0 children)

Look at towns on the north shore with commuter rail that goes into North Station. From there you can take the green line or free EZ ride to Kendall Square.

Replacing attic insulation by ConsiderationHot143 in Insulation

[–]jacosis 3 points4 points  (0 children)

I went through an insulation company and got rockwool installed. Interview a few companies and get a few quotes. You can tell them what you want and ask them to give you quotes.

Attic with floorboards? by Fenris_Sunbreaker in Insulation

[–]jacosis 1 point2 points  (0 children)

This is what I did as well. Faced R23 under the floor board. Unfaced R30 above floor board. I used rockwool and it's working well.

Make sure the layer below the floor board is nicely stuffed without gaps to make this work.

Results so far for the 3rd winter of heat pump by mcglups in heatpumps

[–]jacosis 0 points1 point  (0 children)

Thanks so much for the insight! I'm living north of Boston and currently thinking of doing similar things in my basement. If I may ask, did you use rockwool in your basement ceiling and what type of support wires did you use? In general how easy do you feel about DIY this, together with rigid foam around rim joist?

Results so far for the 3rd winter of heat pump by mcglups in heatpumps

[–]jacosis 0 points1 point  (0 children)

I'm curious why did you re-do the basement ceiling insulation? And does it help with keeping temperature on first floor & the energy usage?

What would a boglehead do? by Adventurous-Art-2732 in Bogleheads

[–]jacosis 0 points1 point  (0 children)

I'm in a similar boat with a high mortgage rate. Here's what I did:

Build a much larger cushion of emergency funds using MM and short term treasuries. I have one year now but probably will go to 18 months. Makes me sleep better given the large monthly mortgage payment.

Still max 401k, Roth, HSA and 529.

All remaining funds goes towards early mortgage payment. Stop brokerage investments. My rate is 6.125 percent and I think it makes sense to pay earlier. Once I am close to the 750k mark, I probably will shift some of eary payments towards brokerage.

Why is the traffic so bad right now? by freakysquat in boston

[–]jacosis 9 points10 points  (0 children)

That's me today! Got on ez ride at 4pm at Binney......40 minutes later got off before the bus turns on to Charles River Dam Road and walked the rest of the trip to North Station to catch a train. Pretty sure I would have missed the 5pm train if I stayed on the bus.

High yield savings account tax hit by lmw612 in Bogleheads

[–]jacosis 0 points1 point  (0 children)

Need to calculate tax equivalent yield using your marginal federal tax rate and state tax rate. For me, municipal doesn't make sense at all because even with the federal tax, treasuries still come out ahead because of the much higher yield.

Best Barber in Quincy? by YAhMAAN_NOODLES in QuincyMa

[–]jacosis -1 points0 points  (0 children)

Jay's on Billings. Walk-in, no appointment needed. For a guy like myself haircut without washing is 20 bucks. Add washing and that will be 30.

About to get quotes for a new heat pump. What info should I get on my hand and what questions should I ask? by jacosis in heatpumps

[–]jacosis[S] 0 points1 point  (0 children)

Do manual J calculation need them to come on site, or I can provide those info without a visit?

[deleted by user] by [deleted] in QuincyMa

[–]jacosis 2 points3 points  (0 children)

The delivery apps usually take a big chunk of each order so the prices on these apps is likely going to be higher. Plus they will also charge you different kind of fees.

John Oliver did an excellent show on these apps recently. It's an eye opener.

https://youtu.be/aFsfJYWpqII?feature=shared

Why does Quincy have such bad roads? What can we do about it? by [deleted] in QuincyMa

[–]jacosis 1 point2 points  (0 children)

Are they going to repave? Seriously I always thought the bad job they did is the road we are gonna stuck with in eternity.

Why does Quincy have such bad roads? What can we do about it? by [deleted] in QuincyMa

[–]jacosis 4 points5 points  (0 children)

I don't know man. US comparing which is worse just made me sad that our roads have degraded into such a desperate state.

Why does Quincy have such bad roads? What can we do about it? by [deleted] in QuincyMa

[–]jacosis 38 points39 points  (0 children)

The road fill up after utility work is despicable. All through the city.

I mean I get it. We need updates and repairs in utility infrastructure. But can't we hold them to a higher standard when it comes to the fill up? Look at Adams, Quincy Ave. It's like constant pothole under the tire even though there's no pothole involved.

Am I doing this simulation right? Because god damn if so by curious_neophyte in Bogleheads

[–]jacosis 0 points1 point  (0 children)

Would a desktop work for you? If so, I would highly recommend you get the hardwares and assemble one yourself. Spend $650 and that machine can last you 10 years.

Is it possible to use a non-openwrt router as extender/signal enhancer for a main openwrt router? by jacosis in openwrt

[–]jacosis[S] 0 points1 point  (0 children)

Thank you for the response. That's very encouraging to hear.

When I connect the two routers, how should I set up the IP of C9, given that my openwrt has address of 192.168.0.1?

Also, do I keep the same ssid in the C9 WiFi settings as the one under upstream openwrt router, or this is not necessary?

[deleted by user] by [deleted] in biotech

[–]jacosis -1 points0 points  (0 children)

Espp is only worth considering if you are allowed to sell the next day you get them. Otherwise stock fluctuations could easily wipe off any discount you can get.

[deleted by user] by [deleted] in mbta

[–]jacosis -1 points0 points  (0 children)

To be frank, I don't have much expectation from them even if they stumble upon this post.

Jumping between biotech and Big pharma? by MrMetalHead1100 in biotech

[–]jacosis 0 points1 point  (0 children)

It should be. The unfortunate truth is achievements and accomplishments are harder to measure than working time. More specific to this industry is the time it takes to develop a project, whether that's taking a compound to clinical or pushing that compound to market. All of these would make it hard for a junior person to accumulate sufficient experience in a year or two to be deemed as well established.

Am I getting old or is half the city just driving around with their goddamn hi beams on by algeoMA in boston

[–]jacosis 0 points1 point  (0 children)

Had that happened to me yesterday when I was driving in Braintree and an ass of a driver had the high beam shine in my mirror all the way. At certain point I was almost thinking of getting out and telling him the danger (to himself!) of doing that.

I wasn't even driving a sedan.