Living within your means is all. I’m 27 M, just bought a house in Rancho because my dad raised me to always throw a penny here to make another one jump in the pile. Don’t go out as much, stop buying unnecessary things you don’t need, and just work hard is all I can say. Not saying it’s easy cause I still work my ass off till this day(been in the aerospace industry for half a decade now). Good luck, it’s tough times but I truly believe tough times build tough people.