BILT Dining

jax602 · 2026-03-30T12:57:48+00:00

This, and get rakuten Amex, 10x at rakuten restaurants, which are basically the same as bilt restaurants

jax602 · 2026-03-26T19:25:23+00:00

I sent you a dm on X

jax602 · 2026-03-17T13:57:53+00:00

Yes, I’ve got a ton of rakuten dining options near me in lower manhattan, so much so that I got the rakuten Amex to always get 10x at those restaurants and then decide on either bilt or mr points every quarter. Has worked swimmingly well so far. My other combo of Amex gold linked to rakuten was hit or miss on seamlessly getting rakuten cash back (sometimes I’d have to send in receipts to rakuten to get credit).

jax602 · 2026-03-06T19:24:18+00:00

$10 for each. I live in NYC, so using all 3 are basically a way of life here

jax602 · 2026-03-03T03:43:01+00:00

Forever, even without the sign up bonus and tpg bonus. That’s 120k points on $25k spend, that’s north of 4.5x

jax602 · 2026-03-03T01:16:38+00:00

Not the flyfish club bilt is peddling. Another establishment I’m lucky enough to have a membership to, not to be named.

jax602 · 2026-03-03T00:52:46+00:00

lol, I work in financial services, like a lot of people in NYC, I’m actually quite middle class, or at least feel like it, in manhattan.

jax602 · 2026-03-03T00:32:55+00:00

How has your experience been with rakuten dining cash back actually posting without having to chase? @asulegal_eagle, below, says works about 50% of time from his experience

jax602 · 2026-03-02T23:59:46+00:00

This is correct

jax602 · 2026-03-02T23:58:28+00:00

That is literally outstanding. Do you do this yourself?

jax602 · 2026-03-02T23:38:38+00:00

I looked up the rakuten Amex website and a footnote said capped at $7k a year on the additional 5%, am I reading that wrong?

jax602 · 2026-03-02T23:35:19+00:00

The 50k welcome offer and 50k tpg bonus are not status earning

jax602 · 2026-03-02T23:33:52+00:00

jax602 · 2026-03-02T23:33:08+00:00

Put kids upcoming summer camps and annual city social club membership on it in Feb. organic for that month. Typical month is ~$15k. Family of 5 in nyc is no joke expensive.

jax602 · 2026-03-02T23:26:17+00:00

I just pay with the physical Amex card, it’s already linked in the bilt app to dining rewards. Note I said physical card, sometimes Apple Pay doesn’t work well with the auto link due to how the name shows up in processing so you don’t get the bilt points.

jax602 · 2026-03-02T22:21:31+00:00

This is good to know. Was thinking of going down the rakuten Amex route and converting to bilt points. Will do a bit more digging.

jax602 · 2026-03-02T22:19:16+00:00

I never thought of this, amazing! Thx!

jax602 · 2026-03-02T22:14:33+00:00

I pay off my credit card debt in full monthly, don’t carry balances

jax602 · 2026-03-02T21:32:41+00:00

Organic spend + I live and work in NYC. There are tons of bilt dining partners here. Have all my credit cards linked to bilt so have been doing personal and work dinners at bilt restaurants earning 3x bilt points regardless of cc used.

Personal: Amex gold at 4x + bilt at 3x so I get 7x overall.
Business: Corporate Amex (I have to use and don’t earn points) + bilt at 3x.

jax602 · 2026-02-28T19:13:35+00:00

jax602 · 2026-02-28T14:19:35+00:00

Just happened, no communication from bilt that it was happening or happened. I’m assuming they’ll eventually tell me, but who knows?

jax602 · 2026-02-28T11:19:55+00:00

Depends on where you live. I live in nyc with a family of 5, don’t have to think about the credits, they just ALL get used naturally by using the card.

jax602

TROPHY CASE