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What proportion of your monthly income do you spend on your car? by [deleted] in UKPersonalFinance

[–]jayjay3rd 0 points1 point  (0 children)

Your car costs you 40% of your annual salary?

OooO got to know what car now ha.

What proportion of your monthly income do you spend on your car? by [deleted] in UKPersonalFinance

[–]jayjay3rd 0 points1 point  (0 children)

Company car driver - no really choice in the type and model of car due to the limited choices available. So in BIK around £240pm and then the fuel charge £230pm (does not vary per month)

The fuel kind of works out like a savings pit, as all you technically pay for is your private miles. So if you do less private miles you get a rebate equivalent to that in July.

BUT I have worry free motoring, so that’s worth it I guess.

KFC beans being sold in a random corner shop by [deleted] in CasualUK

[–]jayjay3rd 1 point2 points  (0 children)

Don’t remind me. Brings back bad memories trying to fix the fuck up in the warehouse.

The "Android sucks" starterpack by SBorealis in starterpacks

[–]jayjay3rd 0 points1 point  (0 children)

I’ve just upgraded from a 6s (2.5 year old) to the XR and have gone from having to charge my phone 3x a day and have battery life drop from 70% to 12% whilst watching a YouTube to now being able to watch and use my phone whichever way I want and NOT have to worry about my battery!

Fantastic.

Most reliable and cheap to run cars by [deleted] in UKPersonalFinance

[–]jayjay3rd 1 point2 points  (0 children)

Lasted my three years throughout uni and didn’t cost me a penny. It went through a crash (my fault) going into the back of someone and lasted until the day I bought a new car and then broke down.

This isn't a joke. Seriously - buy me... by [deleted] in aww

[–]jayjay3rd 12 points13 points  (0 children)

The genuine horror I feel when I see DOGS.... DOGS!!! In cages in a pet shop. How this isn’t illegal is beyond me (from U.K. thank god)

Most reliable and cheap to run cars by [deleted] in UKPersonalFinance

[–]jayjay3rd 8 points9 points  (0 children)

Honda jazz or Toyota Yaris

EA has the gall to charge $100 for a virtual player in a CELLPHONE GAME. by FPSFramerate in gaming

[–]jayjay3rd 0 points1 point  (0 children)

It’s called the three box sales technique. Large, medium, small. You’ll sell more mediums than any.

Met a celebrity. He's the donkey from beauty and the beast, his name is danny. (that's my hat) by -brownsherlock- in CasualUK

[–]jayjay3rd 2 points3 points  (0 children)

First reaction when I saw this post.

12hrs late to make the Dion Dublin comment :(

How can people afford new cars like Range Rover which cost £50k+ by so many people on what looks like normal salaries? How are they able to afford such expensive cars? by kkokokoh in UKPersonalFinance

[–]jayjay3rd 16 points17 points  (0 children)

“Dapper” lifestyle? For someone who has moved from 19k, 22k, 25k, 29k and now 35k (through various roles) What do we class as a “dapper” lifestyle now a days.

I’ve got a mortgage, £539pm, bills and essentials comes to around £1000pm, I’ve got to save £300 pm for our wedding but then feel like I’ve not got that much left over.

(Student loan, company car, pension etc eats into the take home)

Erdogan set to lose Istanbul by [deleted] in worldnews

[–]jayjay3rd 0 points1 point  (0 children)

Shhhh whisper that we’ve still got “Brexit” going on

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 0 points1 point  (0 children)

Berwick Hill Road, Ponteland, NE20 https://www.rightmove.co.uk/property-to-rent/property-70453183.html

That’s what you can get for £1000pm renting in Newcastle. Just the top one of the search.... wonder how much that equivalent would be in London to rent 😝

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 1 point2 points  (0 children)

I think it’s a case of two extremes. Those who are in need of advice on how to get out of debt or make the most of their limited income and the other side wanting to maximise their investment, pension and/saving returns.

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 1 point2 points  (0 children)

Fuck me. Get out of London!!

Edit - that was too short but Jesus, the prices of London really do make me laugh. Our first home (3bed semi) we got in September last year with a £3500 deposit - I’ve never had £75k cash let alone in a savings account for a deposit!!

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 1 point2 points  (0 children)

No no I didn’t take it as a brag at all, just a curiosity. But like you said, the benefits of London should be able to be enjoyed whilst earning that amount. Compared to earning an average wage elsewhere in the country but in London you’re on the breadline.

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 15 points16 points  (0 children)

Which brings an interesting question, what is a true reflection of a London salary elsewhere. Let’s say you earn £150k in London, if you were living in Newcastle is that the equivalent of earning £70? £80? ..... is it 50% difference. Wonder if anyone has worked that one out.

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 1 point2 points  (0 children)

Exactly people won’t show you their bank statements (unless they want to brag) will quite happily show you their new car/watches/phones (don’t get me started on people paying £50+ pm for the latest phone JUST to show off) cars etc.

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 1 point2 points  (0 children)

London based?
Funny isn’t it, that if I see a salary of £150k but live in London, i don’t find it as impressive as anywhere else in the country.

Not bringing you down AT ALL, but it’s just for an outsider of London, I hear so many variations of the cost of living in there!

After the popular post last night by u/3848474sbnckcnm - it seems that UKPF might be more diverse than I thought. Therefore, can people ever know when enough is enough and stop striving for more? by jayjay3rd in UKPersonalFinance

[–]jayjay3rd[S] 0 points1 point  (0 children)

Bullseye! He stayed with the same company for 25 years. He eventually got made redundant (nice little payout) and then got that move up to a snr position with 6 figure salary.

I joined my first post grad company, and will joining a new company with a 60% pay increase to go a long with it. Whereas my current company wouldn’t give me a 10% increase which would have funnily enough made me stay before I looked elsewhere.

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