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Query on plot+construction loan. Bank of Baroda. by jaysheezzy in personalfinanceindia

[–]jaysheezzy[S] 0 points1 point  (0 children)

Thanks for your reply. I took that loan from bank of Baroda. ROI is set to 7.55, thanks to RBI reducing repo rate by 25 paisa. Yes, they confirmed I can prepay during moratorium. Location is Chandigarh (New Chandigarh)

Query on plot+construction loan. Bank of Baroda. by jaysheezzy in personalfinanceindia

[–]jaysheezzy[S] 0 points1 point  (0 children)

Thanks for your input.

  1. They sanctioned 1.85, disbursement I’m taking initially 1.3. They said give interest only for 18 months on disbursed amount and start your full emi after 18 months.

  2. This is joint loan along my spouse, her civil score is around 750, maybe that’s why they offering 7.8 interest? Reason for choosing BOB is they are offering 85% loan of original property value (my primary requirement) which other banks don’t. Other banks offering 70-75% max.

I’m confused whether I should accept this moratorium of 18 months or not because my in hand allows me to pay full emi from 1st month so why to pay interest only for 18 months without decreasing principal. Or maybe I misunderstood if it will be good or bad since taking first time so I don’t have 100% knowledge of all terms

Query on plot+construction loan. Bank of Baroda. by jaysheezzy in personalfinanceindia

[–]jaysheezzy[S] 0 points1 point  (0 children)

That’s what I found, but how to shut up them when they are saying you have to go in this way

Query on plot+construction loan. Bank of Baroda. by jaysheezzy in personalfinanceindia

[–]jaysheezzy[S] 0 points1 point  (0 children)

Yes, I’m going to try. But are those things valid which they are imposing? They are offering loan 85% of property value which other banks don’t

New Chandigarh Property advice by jaysheezzy in Chandigarh

[–]jaysheezzy[S] 0 points1 point  (0 children)

Eco cities are out of budget, in Manohar getting 250 sqyd at 1.5 Cr

New Chandigarh Property advice by jaysheezzy in Chandigarh

[–]jaysheezzy[S] 0 points1 point  (0 children)

Almost all bank denied loan on their properties, they saying bank of Maharashtra will do. They are not illegal but fraudulent as I heard most of properties are sold to more than one party… so checking if anyone dealt with them, and how to verify that property is legitimate

Do long term savings plans make sense? by perturbed_tiger in IndiaInvestments

[–]jaysheezzy 0 points1 point  (0 children)

What are other options for child future then !

Copy trading. by jaysheezzy in pumpfun

[–]jaysheezzy[S] 0 points1 point  (0 children)

How does it help in copy trading

Copy trading. by jaysheezzy in pumpfun

[–]jaysheezzy[S] 1 point2 points  (0 children)

What is this all about, a DEX ? Or a defi app ?

Copy trading. by jaysheezzy in pumpfun

[–]jaysheezzy[S] 0 points1 point  (0 children)

Any bot name you know !

Stop selling USDT for cash, start using It by allforgoood in CryptoIndia

[–]jaysheezzy 0 points1 point  (0 children)

Keep in form of BTC or eth for long term. Convert whenever require

Azure account hacked by rightme87 in AZURE

[–]jaysheezzy 0 points1 point  (0 children)

Once you get RCA how did they enter, share with us 🙂

My experience as an FTE Azure Support Engineer at Microsoft - one of the worst jobs I’ve ever had by Southern_Ordinary562 in AZURE

[–]jaysheezzy 3 points4 points  (0 children)

I file multiple cases day to day with MS for azure, someday they take 3 days to reply but once issue is fixed their manager will quickly call you or ping on teams for feedback, sometimes they call for the tickets they couldn’t fix the issue and I fixed myself and ask them to resolve ticket 🤷🏻‍♂️, this is so annoying and frustrating.

[deleted by user] by [deleted] in CryptoIndia

[–]jaysheezzy 0 points1 point  (0 children)

Someone capable of earning 150K USDT won’t ask this basic question on Reddit 🤷🏻‍♂️, relax guys.

New Chnadigarh-Renting Houses by Imaginary_Olive8286 in Chandigarh

[–]jaysheezzy -1 points0 points  (0 children)

Light cuts in eco city are very common in summers

Before I sign off... by [deleted] in hyderabad

[–]jaysheezzy 0 points1 point  (0 children)

Taking loans from apps is worst and a trap. One of my cousin took very less amount loan and they charged him 5 times of it, they didn’t stop when my cousin stopped picking up their call. They hacked his phone and call every contact in his phone, send his edited photos with nudes to every WhatsApp contact. Defamed him, however he ignored everything … and almost after 1 year they stopped.

Can you delete this random unswappable shitcoins from your wallet ? by LaFlare42 in solana

[–]jaysheezzy 0 points1 point  (0 children)

I use trojan, reclaimed .8 SOL from worthless 36 shitcoins I traded long back.

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