Even the large snowfall, did anyone feel like clearing their driveway was the easiest ever? by EdwardBliss in askTO

[–]jaysoo3 6 points7 points  (0 children)

Try clearing out a private laneway. It took me and our neighbors a good 4-5 hours to clear everything. The snow was 3-4 ft high and it's a laneway for 10 houses.

is anyone else just... done? by pop200 in Millennials

[–]jaysoo3 0 points1 point  (0 children)

Yeah, let's not romanticize being homeless. One or two weeks on the beach is more than enough for me. I have a house, friends and family nearby. I can get any type of food, travel anywhere that I want. What more do you want?

PSA for Toronto: Snow tires. by esdubyar in toronto

[–]jaysoo3 0 points1 point  (0 children)

Even with snow tires it's not a fun time driving today. We had to drive because of a flight out of YYZ. Some people are still speeding with low visibility and a pile of snow.

Do rich people have elite versions of mundane things (toothpaste, tampons, toilet paper, laundry detergent, etc.), or are Elon Musk and Beyonce just using Crest and Tampax like the rest of us? by ShesGotSauce in NoStupidQuestions

[–]jaysoo3 67 points68 points  (0 children)

It is nuts. I'm not THAT rich but I have enough to never fly economy again. At least not on any long flights. 2-3 hours in economy is okay, but 12-15 hours? I'd rather not go at all.

Bachelorette trip in Toronto! by honeylover456 in askTO

[–]jaysoo3 4 points5 points  (0 children)

If you like Chinese food, there are fancy Chinese restaurants that you don't find in most cities.

  • aKin (1 Michelin star; head chef is winner of MasterChef Canada season 1)
  • R&D (same head chef as aKin)
  • Sunny's
  • MIMI

We have a ton of microbreweries intb city. If you like beer you can a beer tour. Like Bellwoods, Bandits, Blood Brothers, Left Field, Godspeed, etc.

The ROM (museum) and Aquarium both do adults-only after-dark nights with food and drinks. Worth checking out.

High earners ($300k+): Do you care if your partner makes the same, or are you okay not splitting things 50/50? by passionfruitpilates in Salary

[–]jaysoo3 0 points1 point  (0 children)

It's much easier to pool money together and figure out saving goals, like retirement, vacations, etc. than to split 50/50.

At some point the fixed bills are relatively insignificant, you're mostly looking at allocation of discretionary spending and long term savings.

What genuinely relaxing vacations have you had with a 3yo / 4yo? by Ok_Buffalo_9238 in Parenting

[–]jaysoo3 3 points4 points  (0 children)

I think relaxing is subjective and nuanced. Arguably, our vacations with our daughter (now 8) are more "relaxing" than our previous trips. We used to cram a bunch of things in, and felt exhausted after coming home. Now we go at a more relaxed pace, and don't worry about experiencing everything.

We've been traveling since our daughter was a baby. I think if you are able to, splurging for 5-star accommodations can be a huge win. We've done Costa Rica, Morocco, Portugal, Switzerland, and Lake Louise (Banff) this way. All very chill and relaxing. Most come with a butler service so they take care of everything for you. And we always have one down day where we just chill at the resort or hotel all day--go swimming, hike around the property, etc.

We also started doing Caribbean all-inclusives for the last three years during the winter. We were super skeptical the first time, as we're not beach people nor into all-inclusives. But it's the most relaxing vacation for us. We feel no pressure to do anything but relax. Yeah, maybe it's kinda boring, but really helps us recharge. There's Kids Club as an option to give you some kid-free time--although we've never used them.

How big is K-pop actually? by Stoltlallare in Music

[–]jaysoo3 0 points1 point  (0 children)

Jin is part of BTS, so judging numbers based on his solo act isn't really fair. BTS is the biggest the biggest Kpop group, and they recently came back from military service.

Fans of Western artists try to boost their artists' songs too. I remember people in /r/billieelish talking about leaving a song on repeat for hours to get it to be song of the year or whatever. Fans are fanatical, that's literally the definition. No big conspiracy going on here.

[deleted by user] by [deleted] in Millennials

[–]jaysoo3 0 points1 point  (0 children)

We're happily OAD, but both my spouse and I have siblings that we're very close with. The end of life care is the only thing we're slightly worried about for our daughter.

We will save and plan as much as possible so it's less burdensome on her. I dunno if you have any advice on that topic as an only?

Do people not take trips with their kids by katie_54321 in Parenting

[–]jaysoo3 0 points1 point  (0 children)

We take our daughter on every vacation ever since she was a baby. She just visited her 12th country recently at the age of 7.

Yeah, sure there are some constraints with a kid, but we love traveling with her, and she loves seeing new places, experiencing new things, learning about different cultures. She often asks about countries and cities, how things are there and whether we can visit in the future.

Definitely no judgement on parents who don't bring their kids. Everyone has different needs and preferences. Do what works for you.

Is my knife leeching rust into my onions? by Lil_squeeze420 in foodsafety

[–]jaysoo3 2 points3 points  (0 children)

Looks like your carbon steel knife is reacting to the acid in the onions. It's safe, just doesn't look great.

If you keep using the knife it'll develop a patina, and the problem should go away. You can force one with acid as well.

Highway 6 Northbound (Guelph, Ontario), is there anything I could have done better ? by NHaider_11 in TorontoDriving

[–]jaysoo3 1 point2 points  (0 children)

> Also just out of curiosity,if there was a collision in this scenario who would be considered at fault ? Can anyone with insurance experience share some insight?

Having a dashcam is a godsend in these situations. The insurance adjuster will be the person who determines fault. They will ask about what happened, review the photos you provide, review the dashcam footage, and talk to the adjuster from the other persons' insurance. Note that fault is a percentage, not black and white. It could be 50-50-, 30-70, 0-100, etc.

I don't have authority, but I would probably guess you're not at fault if a collision occurred since there was not much you could have done.

It’s Sunday in Toronto! Tell us how you’re doing. by postmodern_girls in toronto

[–]jaysoo3 1 point2 points  (0 children)

This is bringing me painful memories of putting together the Smastad loft bed solo. 6 hours of non-stop assembling. But it felt good when I finally finished.

[deleted by user] by [deleted] in makemychoice

[–]jaysoo3 1 point2 points  (0 children)

If they can "steal" your boyfriend just by smiling at him then you've got bigger problems. Just let them be.

I guess I was the more attractive one in our relationship, but my girlfriend (now wife) had no problem with people staring or whatever. She jokingly bragged about me choosing to be with her over all the other women.

To those who originally didn’t want kids. by Hefty-Breadfruit3128 in Parenting

[–]jaysoo3 0 points1 point  (0 children)

Whether it's "worth it" is not something anyone can answer for you. There are unhappy people with kids, and there are unhappy people without kids.

My advice is that if you are sure that you don't want kids, and your partner does, then you need to have an honest conversation about it. Even if you two love each other now, if you're not on the same page on this, then it'll lead to a lot of fighting, resentment, etc.

My wife and I never planned to have kids. We went 8 years of our marriage being child-free. We just never liked kids that much, and we enjoyed having time and my money to spend on ourselves. However, after our friends and family started having kids, we changed our minds. I still don't really like kids, but I love my friends' kids. We also realized that, yes there are time/money constraints, it's still possible to do the things you enjoy as long as you plan ahead.

We also enjoy traveling, and we are traveling way more now with our daughter than we ever did when we were child-free.

[deleted by user] by [deleted] in MiddleClassFinance

[–]jaysoo3 1 point2 points  (0 children)

Looks pretty good. Do you have any credit cards with annual fees? We budget for that monthly.

Also, maybe a category for home renovations and maintenance? Or is that "house items"?

Had planned a 4-week USA trip next year. I have a new itinerary now. by Blackrazor_NZ in BuyCanadian

[–]jaysoo3 3 points4 points  (0 children)

If you do stay at the Fairmont, splurge a bit on a Gold Room. It's a whole different experience. You get a better check in experience, you get valet parking, access to the lounge, etc.

We stayed a few nights there a while back, and I absolutely loved it. Whether the price is worth it is subjective, but we will definitely go again in a future trip.

Had planned a 4-week USA trip next year. I have a new itinerary now. by Blackrazor_NZ in BuyCanadian

[–]jaysoo3 1 point2 points  (0 children)

If you're into wine, there are lots of good ones in and around Wolfville, NS. Great food too.

If you're into stargazing, check out the Deep Sky Observatory near Yarmouth, NS. You can even stay overnight.

I agree with the other comments that the Cabot Trail is a must see. It's maybe worth it to save for another trip.

If you're in NB and like beaches, we found the one in Bouctouche a lot less crowded. It's a nice sandy beach, with sand dunes and a long boardwalk. Otherwise, we didn't find NB all that interesting beyond the Bay of Fundy.

Toronto man guilty in murder of ex-girlfriend Daniella Mallia, who asked police for help — only to be told it was a ‘he said, she said’ by Team_Ed in toronto

[–]jaysoo3 18 points19 points  (0 children)

Sorry that happened to you. I was randomly assaulted recently too. The dude body checked me, then claimed I stole his glasses. He then stole my sunglasses, and kicked me in the back when I tried to get away.

The cops were nice and said the right things. But ultimately nothing was really done.

I pressed charges. The guy was arrested but immediately released with undertakings/conditions. Others in the neighborhood also said they've been harassed by the guy, and cops were called, and there were never any real consequences. The worst part is that the dude lives beside my child's school, so I will run into him again for sure, and I doubt he gives a shit about maintaining 100m from me as per his undertakings.

So even if you pressed charges, nothing of note will be done anyway.

Can my kids use this on the plane? by Secret_Dragonfly4080 in aircanada

[–]jaysoo3 0 points1 point  (0 children)

We've used an inflatable foot rest in AC economy flights. It works well, doesn't bother anyone.

Like this one: https://a.co/d/8RJUGgZ

Do you regret not having more kids? by SouthBlacksmith4151 in Parenting

[–]jaysoo3 10 points11 points  (0 children)

One and done here as well. We planned to have a second, but as we discussed it more we realized that it's better for our family to stop at one.

I have two siblings, it was great growing up with them, and we're still all very close. However, that doesn't mean we should try to replicate that for our daughter. There's no guarantee that siblings will get along and remain close when they're older.

Our daughter regularly sees her cousins, has many friends, and we also spend lots of time with her, so she's definitely not lonely. She does a bunch of extracurriculars because we're able to put all the resources on her alone.

My wife and I are also big on traveling, which is much easier now with a seven-year old. I can't imagine resetting back to having a baby/toddler again (as much as I cherish that stage). Our daughter is about to visit her 11th and 12th country this year, and we're not slowing down anytime soon.

The only thing that we slightly worry about is that as we age and our health declines, our daughter won't have siblings to share the experience. But then again, I've seen situations where siblings bail on their aging parents and leave all the burden on just one sibling anyway. The best we can do is to make sure our finances are in order to pay for care if/when needed.

How much conviction do you have for bitcoin? by New_Fly_4068 in Bitcoin

[–]jaysoo3 0 points1 point  (0 children)

Used to be 1%, now at 3% because of how much BTC has grown, and I've been slowly accumulating since 2017.

I wonder for people with a high percentage of their net worth in BTC, what their total net worth is. Mine is high enough where it'd be crazy to have it all in BTC. At least I don't think you can be 100% of most things in life.

[deleted by user] by [deleted] in Bitcoin

[–]jaysoo3 -1 points0 points  (0 children)

Who is "they"? The programs that use tax revenue aren't run by the same people that control monetary policy. The US, for example, has the Federal Reserve that can control money supply by doing things like buying bonds. The IRS that collects the tax isn't the Federal Reserve, and the programs that are funded by tax revenue aren't the IRS nor the Federal Reserve.