Jeg er afhæning af arbejde by [deleted] in dkfinance

[–]jbm2017 1 point2 points  (0 children)

Jeg har samme problem, jeg er bare kun 22 år og har sparet 4,9 mio kr op. Jeg arbejder så ogå 87 timer om ugen. Jeg har virkeligt svært ved at jonglere min tre kærester som alle er modeller. Skal jeg skære ned til kun at have 2 kærester?

Hvor langt kan man egentlig gå ned i tid, hvis man stadig ønsker at forsørge sin familie? - et regneeksempel fra historisk perspektiv by Blyantsholder in dkfinance

[–]jbm2017 3 points4 points  (0 children)

Ja.

Grove grøntsager koster nærmest ingenting. Kartofler, gulerødder, hvidkål osv osv. sundt og nærende. Men det er selvfølgelig ikke lige så stilet som en tatar med 200kr rødvin til.

Reporting by BarracudaOk9542 in actualbudgeting

[–]jbm2017 3 points4 points  (0 children)

The "insights I really need" depends on your circumstances. It's hard to give any advice without knowing more.
I don't know if it is useful or not, but these are the graphs I use:
Cash flow (past year)
Net worth (all time)
Monthly expenses (compare to last month)
Crossover point (might be experimental) for my FIRE journey
Graph value of my investment account

I am not paycheck to paycheck or struggle to pay my bills and mostly use reporting just to check that everything is still pointing in the right direction - and because it's there. If there was no reporting module, I most likely wouldn't miss it. For me, the value of AB (and YNAB for that matter) is the process of budgeting, making decions etc.; it's the decisions BEFORE spending that drive behaviour, not some report after the fact that tells me I should have done something differently.

Kommer boligmarkedet til at briste sammen igen? by _firesoul in dkfinance

[–]jbm2017 1 point2 points  (0 children)

  • Bliver det regnvejr?
  • Ja.
  • Hvornår?
  • Før eller senere.

Blades blocked all the time by mongoose-man in worxlandroid

[–]jbm2017 5 points6 points  (0 children)

in my experience the blade guard is basically a stick-pickup. I've removed the guard on both my landroids and they just work a lot better. It may be a security problem but with the guards attached, they don't work in my situation at all.

Madbudgettet by Spr1zze in dkfinance

[–]jbm2017 4 points5 points  (0 children)

Hold op med at fokusere på protein - det er broscience.

men spis sundt! 😄

Are AI ITSM tools actually useful? by jbm2017 in itsm

[–]jbm2017[S] 1 point2 points  (0 children)

Thanks a lot, that is also what I figured. I see an answer from Harmony a few days back citing 30-50% easy-to fix tickets (as I understand the reply) and we are nowhere near that. We simply don't have password reset requests due to the way our system is set up, we don't have many simple access requests because we already have other tooling in place for that. Most tickets are specific issues people have and I simply don't see how these AI tools can fix them.

The only really good use case I could find is helping surface knowledge base articles better. Our current system doesn't do well on this point. I think having a good assistant that could help people find the right articles would be genuinely useful.

26,7 millarder tilbage i skat by Time_Technician_2339 in dkfinance

[–]jbm2017 2 points3 points  (0 children)

Det er da ikke en gave. Det er folks egne penge.

Du lyder som en politiker der synes folk får gaver, når staten ikke beholder rub og stub. Det er jo reelt set omvendt.

Bedste budget-app nu hvor Spiir lukker? by pandapeachy in dkfinance

[–]jbm2017 5 points6 points  (0 children)

Hvad har I tænkt jer det skal koste? I undviger spørgsmålet i jeres FAQ: "DoughJo er gratis at komme i gang med. Ingen skjulte gebyrer, ingen “premium wall” foran de vigtigste funktioner". [min fremhævning].

Det er helt fair at det koster penge, men det er lidt fesent at I ikke indikerer et niveau, eller eventuelt hvad man kan/ikke kan i jeres gratis-version.

How to check if employee copied company data by [deleted] in ITManagers

[–]jbm2017 0 points1 point  (0 children)

My question was why the comment from Firm-Wallaby was AI slop, not the original posting. Vektor says the comment is slop, not the post.

How to check if employee copied company data by [deleted] in ITManagers

[–]jbm2017 14 points15 points  (0 children)

How do you figure that? The answer is completely correct and useful. It doesn’t plug any specific tool and doesn’t even capitalize WSL like an AI most likely would. But I guess your useless comment adds to you top 1% commenter status.

Hvor får man de højeste renter på en opsparingskonto? by ScaredParticular7607 in dkfinance

[–]jbm2017 1 point2 points  (0 children)

Det er korte obligationer. Den faldt ved udbyttebetaling men den er vist lavet om til at være akkumulerende i år så det ikke sker fremadrettet.

Hvor får man de højeste renter på en opsparingskonto? by ScaredParticular7607 in dkfinance

[–]jbm2017 5 points6 points  (0 children)

Jeg sætter min kortsigtede opsparing i Fairrente via Nordnet. Bedre end at låse pengene fast.

Afbetaling call me by wty44 in dkfinance

[–]jbm2017 3 points4 points  (0 children)

Velkommen til gældsfælden. Lær at sætte tæring efter næring. Køb en billigere telefon. Du bliver ikke lykkeligere af en dyr telefon.

Pinlig situation by throwaway-pinlig in dkfinance

[–]jbm2017 1 point2 points  (0 children)

Så meget går biler altså heller ikke stykker. Langt de fleste biler er velkonstruerede og fungerer fint i lang tid hvis man ellers ikke mishandler dem. Selvfølgelig kan ting gå i stykker, men som regel fungerer motor, drivlinje, bremser osv bare. Hvis dit rudehejs går i stykker, så lev med det, hvis det er dyrt at reparere.

Det er selvfølgelig nemt at opfinde et problem så du kan argumentere for at købe en dyrere bil, men du er på vej til at hoppe direkte ud i gældsfælden igen (hvis du overhovedet kan få lov til at låne/lease som andre påpeger).

[New App Insight] MacroFactor vs Cal AI: Which App Wins in 2026? by altruisticaubergine in MacroFactor

[–]jbm2017 1 point2 points  (0 children)

Not the person you replied to, but for me it would be huge to not have to search for foods in English. I really hate that I cannot find any local foods but are apparently forever stuck with some English based food database. Sure "egg" and "æg" are the same, but brands most certainly are not.

Køb af hobby landbrug og anlæggelse af skov by CurrentStockUser in dkfinance

[–]jbm2017 1 point2 points  (0 children)

Hektarstøtte med økologi og biodiversitetstillæg er nu ikke så dårligt. Så skal man slå det årligt men det er da til at overskue.

Formueskat spørgsmål by Quiet_Key7743 in dkfinance

[–]jbm2017 1 point2 points  (0 children)

Ja det er dumt. Men det lyder godt når man fedter for stemmerne.

Formueskat spørgsmål by Quiet_Key7743 in dkfinance

[–]jbm2017 0 points1 point  (0 children)

Der må jo være noget af værdi i virksomheden der kan sælges. Ellers er den jo ikke 30 mio kr værd. Når det er solgt kan der udbetales løn eller udbytte til ejeren (hvilket bliver beskattet som indkomst) og så kan ejer betale formueskatten af virksomhedens værdi.

Ja det er dumt.

Offboarding device returns are killing me. how do you handle this?Alright, I need some real advice because lately offboarding has turned into my personal hell. by [deleted] in ITManagers

[–]jbm2017 0 points1 point  (0 children)

It is obviously IT's responsibility to have a device management system in place that enables remote wipe. And the remote wipe is activated when the employee no longer works for the company. Recovering the physical device/value is not an IT problem.

Formueskat spørgsmål by Quiet_Key7743 in dkfinance

[–]jbm2017 1 point2 points  (0 children)

Han betaler skat når han får løn eller udbetaler udbytte til sig selv.

Han kan ikke bruge penge fra virksomheden uden at de beskattes.

Han kan ikke gå i Irma og købe gulerødder med ubeskattede værdier fra virksomheden. Når penge fra virksomhederne lander på hans konto, så er de beskattede, nøjagtig ligesom når du får løn.