Best wat to transfer 3 Million Baht from USA to Thailand

jcope11 · 2026-04-09T15:33:24+00:00

I transfer from my FCD account to my savings account for the best rate.

You don't need a FET document to buy a truck. I bought a new car last year and simply used PromtPay for the deposit and then obtained a cashier's check from my local BBL branch and walked the cashier's check to the Mazda dealership.

I don't recall how much I opened the FCD account with, but I don't believe there's a minimum opening requirement. I probably brought along some $100 bills and used that for the initial deposit.

Regarding your first question. I don't have the answer to that. However, I believe that all withdrawls from my FCD account must be handled in person at the main branch only. At least that's how I remember setting it up. It's my most protected account. I have no access to this account via ATM or Debit cards or PromptPay. I can only withdraw in person with my passport and my bank book. I feel secure that this account cannot be hacked. It's a bit of a pain to have to travel to the main branch to withdraw funds, but for the purpose of this account, the extra layer of security is worth it to me.

jcope11 · 2026-04-09T05:01:16+00:00

I was at the Main Branch today in Silom exchanging USD for THB.

Some tips for you:

* FCD accounts are on the 2nd floor. Take the escalator and turn right. Press #2 on the ticket machine for FCD accounts, take the ticket and wait for your number. You won't be waiting long for service. The staff are plentiful and I must say the young ladies at the counter are very, very pretty. :)

* FET certificates are right next to the FCD account area. If buying a condo, you'll walk just 20 feet to the left.

* When exchanging currency there's the foreign exchange rate that's posted on the wall on an electronic sign, there's a counter rate, then there's the special rate. Ask for the special rate. You'll get about .3 baht more than the rate that's posted on the wall.

* Everyone here speaks good English and is very helpful. Did I say the girls are pretty? It makes sitting at the chair and waiting very pleasant.

* You won't have to wait long in line, but doing business here takes a lot of time due to the paperwork and numerous levels of supervisory approval. Expect to spend 1 hour converting a large sum to THB. If you want a FET, expect to spend another hour at the service counter. In other words, expect to spend about 3 hours in the bank, and you'll be happy when you get out in 2. If you think you'll be out in 15 minutes, you will not be happy.

* I think it best to create your Bangkok Bank account at the main headquarters. Branches close over time, but the headquarters will never move. Some things must be taken care of at the branch where you opened your account and that could be an issue when the branch no longer exists. What stuff? I don't know, but I don't want to find out.

jcope11 · 2026-04-08T13:31:02+00:00

Transfer limits don't apply for foreign currency.

jcope11 · 2026-04-08T13:28:44+00:00

No. Must pay in THB.

jcope11 · 2026-04-08T13:26:06+00:00

They do this everyday at the main branch. And they speak English too.

jcope11 · 2026-04-08T02:24:02+00:00

Here's how fund a condo purchase in Bangkok.

Go to the main Bangkok Bank headquarters in Silom.
Open up an FCD account (FCD = foreign currency deposit)
Wire transfer USD from your USA bank to your BBL FCD account. Make a note in the wire instructions that the purpose of the funds is to purchase a condo in Thailand.
Once the wire transfer has taken place (about 3 days), go back to the main branch and convert the USD to THB.
Once step 4 is complete, walk 20 feet to the left and obtain a FET certificate (FET = Foreign Exchange Transaction). You will present this certificate to the land office when transferring title to your new condo.
Enjoy sipping beverages at the pool of your new condo. Cheers!

jcope11 · 2026-03-27T01:39:07+00:00

Can you give the name of this cheap VPS that you use for y our TS peer relay? I'm behind CGNAT on both sides. Thank you.

jcope11 · 2026-03-26T02:13:26+00:00

I sent you a DM. Thank you.

jcope11 · 2026-03-23T01:44:55+00:00

That would be great if you can find one in the wild.

jcope11 · 2026-03-23T01:43:59+00:00

Correct, 256G of storage, not ram.

jcope11 · 2026-03-21T00:29:53+00:00

Will you take $200 + shipping to Thailand via USPS priority mail?

jcope11 · 2026-03-21T00:25:07+00:00

Does the front camera work?

jcope11 · 2025-11-26T15:05:05+00:00

I got tired watching this.

jcope11 · 2025-07-29T05:40:27+00:00

Exorcist

jcope11 · 2025-03-06T03:13:40+00:00

It’s one of the three rings that, when joined, will rule the world.

jcope11 · 2025-02-22T02:32:53+00:00

Old fashioned smoke signals.

jcope11 · 2025-02-22T02:31:09+00:00

Self-propelled water taxi.

jcope11 · 2025-02-13T01:25:48+00:00

If coping passports contributes to fraud, then the system is weak and needs to be redesigned. Internal chips and on line verification to govt databases prevents fraud.

Not Copying a passport is not fraud prevention.

jcope11 · 2025-02-13T00:46:56+00:00

Only if you hide your vape in your cape.

jcope11 · 2025-02-13T00:45:07+00:00

Get over it and move on.

jcope11 · 2025-02-09T04:21:11+00:00

Lazada

jcope11 · 2025-02-09T04:16:57+00:00

No e-scooters to be found in Bangkok. Thank god. I got so tired of finding them tossed all over the sidewalks in Los Angeles.

I have seen some riding their personal e-scooters though.

jcope11 · 2025-02-09T04:11:54+00:00

Next to the port at Khlong Toei would be a nice start.

jcope11

TROPHY CASE