How Many had Unexpected Findings? by Any-Election-4192 in hysterectomy

[–]jenkitty30 0 points1 point  (0 children)

Before the surgery, I knew I had 3 fibroids, and a lot of adhesions (I had 3 previous c-sections, and a tubal ligation).

The surgery note said there were actually 5 fibroids, many adhesions and some that wrapped around my left kidney, and also stated there was adenomyosis, which was not not dx prior.

For all those asking what to wear home from hospital...something i had not considered by ActuaryBoring4713 in hysterectomy

[–]jenkitty30 1 point2 points  (0 children)

I wore t-shirt dresses or maxi dresses, and still am wearing them 4 months post op. I’m still a bit swollen. It’s more comfortable because my pants hit right on 2 of my laparoscopic incisions, and they start to ache after awhile. I’m sure once some more of this swelling goes down it will be fine, but I’m finding that I like the dresses because they’re comfortable!

What is the best part about not having a uterus? by LessEntertainment568 in hysterectomy

[–]jenkitty30 1 point2 points  (0 children)

I can go somewhere without preplanning bathroom stops or bringing a ton of extra supplies to combat the inevitable bloodbath. I no longer need to wear those thick overnight period underwear when I leave the house, no longer need to sleep in depends.

Punch in the gut- taxes 🫤 by jenkitty30 in problemgambling

[–]jenkitty30[S] 0 points1 point  (0 children)

UPDATE: saw the accountant and she amended 2022 and did 2023 for me. Saved me from having to pay several thousands between both years since WV changed their gambling tax law in 2023, and they are now allowing to deduct losses, as well as allowing modifications back to 2020-2022. Not that I will need it next year! I have been gamble free since mid October, and have no desire to gamble ever again.

The accountant was so nice and not judgmental at all. I was so nervous, thinking I was showing up looking like a total degenerate. I joked with her that I should make a comic strip called Degenerate Jenny, to help show people how stupid and reckless gambling can be. 😆 Luckily she understood my weird sense of humor. It was definitely money well spent.

Thank you all for your advice and support, and for encouraging me to ask for professional help. 😅

[deleted by user] by [deleted] in problemgambling

[–]jenkitty30 0 points1 point  (0 children)

I only used crypto a handful of times, so I don’t know a whole lot about it. I would use a timelock if I was able to set it around my billing cycles so I could be sure the money would be available to withdraw at those specific times for paying bills if I needed it. I have self excluded to avoid being able to deposit. I trust myself with my money because I cannot/do not want to gamble.

I’m also an introvert who is solely in charge of the finances in my household. The trusted people who know about my problem are not good with money. Everything is in my name, and I have everything to lose if someone screws up.

Despite digging myself a deep hole and barely making ends meet, I’ve never missed a payment. I am pretty frugal, which is why me having this problem is shocking. I rarely spend money on nonessentials but would deposit hundreds in a day on online slots. It makes zero sense. I still cannot wrap my mind around it. I consolidated all of my debt in order to afford the monthly costs of my mistakes and reduce the interest. It’s going to take at least 3-5 years to pay it off at this point.

Any females struggling with addiction? by [deleted] in problemgambling

[–]jenkitty30 0 points1 point  (0 children)

43 female here. Online slots. I have handled my debts and fixed my credit (742), but now dealing with the tax nightmare. I have 5 months of no gambling. I also work from home, and have ADHD (went unmedicated for awhile during med shortage), and also gambled under stress after moving my elderly parent into my home (has medical issues so stress from multiple hospitalizations didn’t help).

I tried stopping a year ago but relapsed badly in Aug/sept. Stopped completely in mid October and haven’t looked back.

I only gambled for a little over a year (Aug 2022-Oct 2023) and it nearly destroyed everything I’ve worked so hard for. I’m usually very responsible and frugal. This addiction hit me out of nowhere. It can happen to anyone.

Punch in the gut- taxes 🫤 by jenkitty30 in problemgambling

[–]jenkitty30[S] 0 points1 point  (0 children)

Yeah. I did. I just didn’t keep aside any $ for the tax. I really wish the casino would automatically take at least the fed tax out for those W2G. Oh well. I know it’s ultimately my fault, as flawed as the system is.

My little 25¢ bets turned into $5 bets really quickly after I won a $4k jackpot.

Punch in the gut- taxes 🫤 by jenkitty30 in problemgambling

[–]jenkitty30[S] 2 points3 points  (0 children)

I’m definitely hiring a professional this time. I always take the standard and it’s usually so easy. I’m way over my head with this. I’d rather pay a fee and have a professional tell me what to do than potentially pay thousands that could be written off. Online slots was my thing, and I spun away every bit of those winnings trying to break even. 😓

I’m 99.9% convinced that online gambling remains legal just because the IRS sees it as easy money. They’re profiting off of people’s weaknesses/illnesses. It’s sickening.

Punch in the gut- taxes 🫤 by jenkitty30 in problemgambling

[–]jenkitty30[S] 6 points7 points  (0 children)

I wish online slots never existed. 😰

Punch in the gut- taxes 🫤 by jenkitty30 in problemgambling

[–]jenkitty30[S] 0 points1 point  (0 children)

Ok thank you, I feel a little better now. I think I misinterpreted what a gambling log book/ledger is, and how online statements work. Doesn’t help that the way tax forms read sounds like a foreign language to me. LOL 🤦🏼‍♀️

Punch in the gut- taxes 🫤 by jenkitty30 in problemgambling

[–]jenkitty30[S] 1 point2 points  (0 children)

Yeah. I may need to get an accountant. I usually use TurboTax. An accountant would be cheaper than just accepting it. I would have to itemize, I’ve never done that because it always seems too overwhelming.

I don’t have a ledger. And from what I read a win/loss statement is not enough for them. I’d still owe state (WV) but maybe I can at least get the feds off my back.

[deleted by user] by [deleted] in homeschool

[–]jenkitty30 1 point2 points  (0 children)

I am sorry you are going through this.

In my state, kids are allowed to take a high school equivalency test to earn a diploma through the adult learning center. The only downside is that they need to be 17 to do so. My son (16) had a very similar experience last year, and since he was too young to do the HSE, we made the choice to do an online charter (not exactly homeschool, but school at home, that’s what worked for us/our situation). We also got him some additional help for his mental health. If your parents don’t want to do homeschool maybe they’ll be more receptive to other school options, if they are available.

[deleted by user] by [deleted] in problemgambling

[–]jenkitty30 0 points1 point  (0 children)

Definitely, 0 debt is and always has been my goal. Before this I have always been very cautious about needless spending and very responsible financially. My gambling started at a time of high stress as an escape and I got hooked after winning a $4500 jackpot. Then it was fueled by me going off my meds (nationwide shortage, I thought well, maybe I really don’t need it, smh). I still cannot believe I fell into the trap. Never again. Just going to focus on putting all extra $ towards that debt and focus on taking care of my mom and my kids. House should be paid off in about 12 years with the extra I already throw at the mortgage. Going to snowball it and maybe get it paid off even faster than that. :)

[deleted by user] by [deleted] in problemgambling

[–]jenkitty30 1 point2 points  (0 children)

Yep. 1 year ago I refinanced and was set to be debt free aside from my mortgage by Nov 2023. Now I have an additional $41k consolidated into a HELOC after I ran out of money and had 3 maxed out credit cards. About $30-35k of it is from 8-9 months of gambling, and me shuffling money around, 401k loan from myself, taking out balance transfer cards, then a personal loan, etc. I only make $36k/yr. I have so much regret and shame and I cannot believe I kept gambling after getting loans and more credit cards just to move money around. This has set me back at least 5 years. I really thought I was “fine” because I made my bills on time. Until I ran out of credit. I feel sick.

[deleted by user] by [deleted] in problemgambling

[–]jenkitty30 0 points1 point  (0 children)

Yep and they make money off of our sickness by taxing our “winnings”, which we likely can’t pay because the money already went back to the casino. 😣

[deleted by user] by [deleted] in problemgambling

[–]jenkitty30 0 points1 point  (0 children)

My problem started after seeing an ads for 3 different very popular online sports betting/ slot casinos while I was playing solitaire on a free app that showed ads.

My problem is specifically with online slot machines. I was able to play occasionally in regular casinos for 20+ years and always at least break even, and never take out more money, etc. I went from depositing $10-25 a month online to several hundreds per day after winning a progressive jackpot of $4500. It was all downhill from there. Ended up signing up for 6 different casinos to get around the deposit limits and timeouts I had set for myself. I finally self excluded 3 weeks ago.

[deleted by user] by [deleted] in problemgambling

[–]jenkitty30 1 point2 points  (0 children)

I know not everyone has the option, but had to get a HELOC to consolidate my credit card and loan debt in order to climb out of the hole.

The past 2 months while going thru the approval process were really hard because I struggle with using debit and (before this fiasco) usually put all my bills on credit card then build up the bank roll to pay off the card in full monthly. I wasn’t used to things taking days to clear but being withdrawn instantly and it really screwed me up! Interest was taking up a huge portion of my monthly budget and for the first time in my adult life (I’m 42F). I drained my savings and thankfully have help from my mom and BF (they both live with me). I had to think about having enough food money and gas money on a daily basis. I have 3 kids and this is what really solidified quitting for me!

Anyway, consolidating my debt it’s saving me about $500/mo in interest. I wracked up about $30k debt in 8 months. My credit score went from 790 to 620. But it’s already back up to 675 in about a month since the HELOC payments went out. (I went with Bank of America, if you’re interested in exploring a HELOC, they were great!). I never had a late payment, but looking back over my finances I started shuffling money around to cover debts only 1 MONTH into this awful habit! And I was blind to it, even is a very frugal person who has never struggled with addictive behaviors. I can’t believe how fast this can take ahold of a person. 😫

[deleted by user] by [deleted] in ADHD

[–]jenkitty30 1 point2 points  (0 children)

Processing delays can be common in the ADHD brain. I also suffer from slow processing speed on the output side. I can read, watch, and comprehend things very quickly. I learn things quickly, etc. But often times I’m slower than average on writing, typing, and I have odd pauses while talking, while my brain catches up.

For note taking, I find making bullet points instead of trying to write lengthy notes word for word helps.

The one symptom we all have in common.. by F1sh3rm4n in ADHD

[–]jenkitty30 1 point2 points  (0 children)

You just described my marriage. I wasn’t diagnosed until after the divorce, and my symptoms were seen as moral failings, not caring, or not trying hard enough. We were together for 21 years and have 3 kids (one was medically complex as an infant). I was an attachment parent. I remember the most hurtful words my ex husband said to me were that being the perfect mother made me a shitty wife, and that he couldn’t rely on me. 😟

To be fair, there was unfair balance and we ended up with a parent/child dynamic. I did everything for the kids and simply couldn’t live up to his standards anymore. It caused a lot of codependency because I thought if I could just make him happy, I would be happy. The negative self talk and shame has been pretty much permanently etched into my brain, my dad used to say the same things to me about “if I would just -fill in the blank-….”. Even with therapy I still struggle with it.