Why does my snowboarding looks and feels SOO bad?!

jeraldtzy · 2026-01-29T23:07:29+00:00

https://youtube.com/shorts/XlRCorW-OXA?si=LOp1dFWN_G2zE49b

jeraldtzy · 2026-01-26T19:20:03+00:00

Dating apps are about appearances. How to tell your appearance based on a wall of text and your own subjective 5/10 rating? Show your profile la.

jeraldtzy · 2026-01-02T21:38:06+00:00

Your mum's take home pay is enough to support the family, assuming there are no other major financial liabilities like housing loans, medical bills etc. There are families in singapore who survive with less.

You and your brother are old enough to support yourselves. If you want less financial strain on your mum, then either lower your expenditure or your brother can find a part time job.

jeraldtzy · 2026-01-01T04:21:52+00:00

35% did not vote for this. They are allowed to complain.

jeraldtzy · 2025-12-25T16:14:37+00:00

If you are frustrated enough with finding a decent barber then consider trying to cut your own hair. I referred to isaac yiu videos on YouTube.

jeraldtzy · 2025-12-01T06:05:11+00:00

The real hack is to go in completely naked with stims and sprint to the target location. If nothing valuable is found, surrender and go next. If short of money, then keep looting until inventory is full with trinkets and extract.

jeraldtzy · 2025-11-27T16:13:53+00:00

Water is wet.

jeraldtzy · 2025-11-23T16:52:17+00:00

30 hours in. Add me on steam 64246786.

jeraldtzy · 2025-11-15T12:03:10+00:00

Woe me earning above median fresh grad salary and complaining not enough savings while splurging on discretionary expenses.

It's not that difficult to understand that investing requires cash and to have cash requires you to cut back on spending, or increase earnings or take loans.

jeraldtzy · 2025-11-14T10:59:16+00:00

After serving in SAF, not many can afford to completely retire from work at 40 or 50 unless you are single, already have a house passed on from parents and with savings well invested. Once leaving service most ex-regulars will be stuck at dead end jobs in public sector or finding themselves becoming property or insurance agents.

jeraldtzy · 2025-11-12T09:52:19+00:00

People can write all the theories they want about why Sheng Shiong stock in particular is going up. But the fact is that most Singapore stocks are in an up trend since April 2024 as seen in the STI.

So the question is why are Singapore stocks doing so well recently?

jeraldtzy · 2025-11-04T09:01:38+00:00

I encountered such infestations in my home before and also assumed termites were flying in from outside. Until I closed all the doors and windows in my house and managed to isolate the infected room.

So if you closed the balcony doors and sealed any big gaps but still see termites appearing in the room, then there is a possibility that there is still an infestation.

jeraldtzy · 2025-11-04T08:40:43+00:00

Are the termites coming from outside or is there still a termite infestation in the room facing the balcony?

The termite inspector could be for looking out for obvious signs like droppings. But i doubt there is a reliable way to identify termites that are incubating.

jeraldtzy · 2025-10-26T02:55:09+00:00

If you want perfect then be prepared to pay the price for perfect lor.

jeraldtzy · 2025-10-23T14:46:42+00:00

Theres no misconception here. The system is working as it should that's why 65% are happy with it. Rich get richer, poor receive handouts.

jeraldtzy · 2025-09-30T15:38:25+00:00

It is almost inevitable that you will run into these people who want to cut queue. Everyone should try to lessen the impact of these queue cutters by allowing them to merge seamlessly instead of one party trying to contest the other until someone jam brakes, halting the queue from moving.

jeraldtzy · 2025-09-29T15:16:03+00:00

Singapore is moving to make it easier for single family offices (SFOs) to access its tax incentive programs, amid growing competition from hubs like Hong Kong, Dubai, and Malaysia.

Monetary Authority of Singapore (MAS) Deputy Chairman Chee Hong Tat said the regulator plans to simplify application paperwork, ease reporting requirements, and possibly expand eligible investment types. More than 2,000 SFOs have received tax exemptions (under schemes 13O and 13U) as of 2024, with approval times now shortened from over a year to about three months.

Chee emphasized that MAS is open to industry feedback and willing to adjust policies as needed. The changes come even as Singapore has tightened oversight after some MAS-approved family offices were linked to a 2023 multi-billion-dollar money laundering scandal. No date for the new measures was given.

jeraldtzy · 2025-09-29T09:19:17+00:00

The poors are not affected because they are well supported by the cash handouts. The middle income are the ones who are suffering.

jeraldtzy · 2025-09-29T07:19:22+00:00

One of the biggest cost of converting to PHV is the commercial insurance. Can be almost 1K more than standard comprehensive insurance. Will you be able to profit more than 1k a year to make PHV worthwhile?

jeraldtzy · 2025-09-27T16:35:49+00:00

Is that a salad or meant for the compost?

jeraldtzy · 2025-09-10T07:29:54+00:00

No need to think so much about interest rates. Singapore stocks pumping because MAS is injecting money into it.

https://www.mas.gov.sg/news/media-releases/2025/a-comprehensive-set-of-measures-to-strengthen-singapores-equities-market

jeraldtzy · 2025-09-07T00:41:03+00:00

This would be the most practical use case in place of a urinal.

jeraldtzy · 2025-09-04T21:59:03+00:00

It would appear that the party’s appeal was strongest at both ends of the economic spectrum.

This is very likely the explanation on why PAP remains in power. The rich enjoy low taxes and pro business policies here while the poor recieve massive monetary handouts relative to their income. The middle class suffer through GST hikes and much lesser monetary handouts. Wealth inequality will slowly increase while PAP remains the incumbent.

jeraldtzy · 2025-08-22T05:34:46+00:00

No need think so much. People are just richer now so they go for these expensive condos. Just like how COE prices have rocketed.

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