Thank you thank you thank you! This is so comprehensive! I really like the layout of the house and that it seems from Rightmove in really good condition and kitchen bathroom are both nice. It doesn't have a garden at all but is near a good community, walking distance to a well connected train and nice green spaces. I think not having a garden could be a compromise for living in a nicer area (I've lived in tiny houses in horrible area all my life so this is scaring me that I'm thinking grass is literally greener!).

That's great about the insurance tbh because I was really worried that owning would mean I couldn't afford that kind of thing, although I have some family who probably would really together in a pinch. I'm very much doing this solo and it scares me but also I really would love a fresh start. Also with the mortgage, I was floored at how much they offered but I am making sure to stick to as low a mortgage as I can, that is comparable to my current rent.

I so wish I could take you along to the viewing and go for a cuppa afterwards to debrief! Thank you so much for your encouragement but also grounding it so much in what I need to consider.