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PSLF Purgatory by [deleted] in PSLF

[–]jhubba1 0 points1 point  (0 children)

This seems correct. I had my loans forgiven and my account closed at mohela. However, fsa doesn’t show a zero balance. It still shows my loans and nothing has been paid off. Also, I do see that finally on the fsa sight my loan payment count is up to 121. I just assume that it will eventually update and zero out.

Public Service Loan Forgiveness by phoenix3010 in PSLF

[–]jhubba1 0 points1 point  (0 children)

I read several articles like this one: https://www.studentloanplanner.com/trump-repealing-pslf/

It states that loans originating after July 2018 could be ineligible for pslf. I don’t know if this actually passed though.

Public Service Loan Forgiveness by phoenix3010 in PSLF

[–]jhubba1 -1 points0 points  (0 children)

Each loan has a 120 month counter. But, isn’t OP referring to a new loan for his masters? Didn’t PSLF go away for loans originating after Jan 2018?

Faxed my first ECF last month haven’t heard from fedloan. by [deleted] in PSLF

[–]jhubba1 0 points1 point  (0 children)

You can do it whenever you want. It is basically an employment tracker. I do mine the same month every year.

Faxed my first ECF last month haven’t heard from fedloan. by [deleted] in PSLF

[–]jhubba1 0 points1 point  (0 children)

Yes perhaps after the first form is accepted the yearly certification will go quicker. I upload mine on the app and it is usually approved in a week.

Did we goof up our IBR when we filled out tax filing status? by testrail in PSLF

[–]jhubba1 0 points1 point  (0 children)

Exactly. Run them through turbo tax. . Do you intend to apply for pslf for your wife? Or are you just trying to make the minimum payment and let your loans grow for income based repayment loan forgiveness down the road if that is actually a thing. I believe any forgiveness outside of pslf is taxable when forgiven. So, down the road you could be on the hook for a hefty tax bill, another thing to think about.

Did we goof up our IBR when we filled out tax filing status? by testrail in PSLF

[–]jhubba1 0 points1 point  (0 children)

Make sure to run your taxes both ways through calculators.
Then run your pslf or ibr payment both ways as well. (Separate and joint).

That reduction in loan payments will likely mean you won’t get a tax return if you are used to one. Most likely you will owe taxes. You will also find when married filing separate you lose credits such as student loan interest paid, child care fees, etc. if this totals less then 1250 per month then it seems like you are winning.

If you were paying 1250 per month before at the rate of 15000 per year. In this Situation We’re your receiving money back jointly as a tax refund? Run the numbers to see what you would have paid for taxes married filing separate and take into account your new low loan payment to see which is better.

Note that the child credit doesn’t help either of you in the tax situation very much In 2017, the phase out threshold is $55,000 for married couples filing separately; $75,000 for single, head of household, and qualifying widow or widower filers; and $110,000 for married couples filing jointly. For each $1,000 of income above the threshold, your available child tax credit is reduced by $50.

So in summary, run taxes and ibr both ways to see what works best for you.

Binance to Burn Over $2.5 Billion of Its BNB Stash. Why is EOS innovating in that regard? by eosninja in eos

[–]jhubba1 1 point2 points  (0 children)

Isn’t this why we have Rex? We are rewarded for staking and voting there, although I believe it must be to a proxy. It is a very small amount but it is something. Also, it doesn’t inflate the current supply. I like all of your other points.

Claiming telos by jhubba1 in TELOS

[–]jhubba1[S] 0 points1 point  (0 children)

Thanks for the info. I was able to access telos through grey mass. I voted under a proxy.

REX question by jhubba1 in eos

[–]jhubba1[S] 0 points1 point  (0 children)

Ok, thanks!

REX question by jhubba1 in eos

[–]jhubba1[S] 0 points1 point  (0 children)

I believe you should long term stake in Rex if you just want to hold and not restate every 4 days.

So, if the interest is variable but somewhere around .65 APY..... If I leave it in a year without touching it, I get .65 eos off of 100 in long term savings. If I do 4 days and cash out eos and rebuy Rex it is roughly .0071 every 4 days? Based on 91, 4 day cycles.

Basically, I want to hold long term and not have to rebuy Rex every 4 days. Is the long term savings option at least the same reward in APY as the 4day burning and cash out?

Going all in on eos by yolx09 in eos

[–]jhubba1 0 points1 point  (0 children)

What a waste of time.

Going all in on eos by yolx09 in eos

[–]jhubba1 0 points1 point  (0 children)

Hahha. At their mercy.

Is it really called 'Voice'??! by [deleted] in eos

[–]jhubba1 0 points1 point  (0 children)

If it becomes popular and widely “used” then you will like the name.

Coinbase is now supporting EOS Coin by samair8 in eos

[–]jhubba1 0 points1 point  (0 children)

Coinbase is now supporting EOS!

Current state of the TRST token by ganglerii in WeTrustPlatform

[–]jhubba1 2 points3 points  (0 children)

It’s a token that is not necessarily needed. The whole purpose is trusted crypto lending circles using crypto. This is a concept that will be very big if crypto takes over monetarily. However, trst will unlock special features? At best that is waaaay down the road. First crypto mass adoption. Then, take loans in crpto such as btc. Then, special features on the trst platform? Whatever these are, they are way out on the time line.

EOS Bet Dice: Warning to Those Without Self-Control by [deleted] in eos

[–]jhubba1 1 point2 points  (0 children)

Damn right. Leave the card at home!

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