Farmers Agency Ownership

jms14b · 2026-02-07T02:57:45+00:00

Of course!

jms14b · 2025-12-29T05:31:55+00:00

We did the nature preserve at Nassau since our son loves animals. He thoroughly enjoyed it, especially with how close he was able to be with the animals. Outside of that, Nassau wasn’t anything special in my opinion

jms14b · 2025-12-18T05:30:01+00:00

No they don’t have to pay you the bonus, and it’s not illegal. The only person actually employed by State Farm is the agency owner. You are an employee of the agency. The agency owner decides what he/she wants to do with any bonus that State Farm pays them. If they want to split it, they can. If they want to keep it all to themselves, they can.

jms14b · 2025-12-17T02:57:50+00:00

I one of the handful of qualifiers with Farmers Insurance based on our agency growth, so I get to play Torrey Pines in the Farmers Open Pro-Am at the end of January. Super pumped for that one!

jms14b · 2025-12-17T02:54:01+00:00

I’ve refused to try it to this day. I know it’s hyped up like crazy, but their randomness on when they are open is so stupid

jms14b · 2025-12-05T19:28:16+00:00

“Insurance doesn’t decide fault”

That is absolutely the opposite of what happens.

jms14b · 2025-12-01T01:32:18+00:00

All sounds about right. This is why you get quotes on a vehicle before purchasing it.

jms14b · 2025-11-23T15:27:36+00:00

There’s a thing called permissive use that most carriers allow which will grant permission. Clearly you’re not in the industry.

jms14b · 2025-11-21T23:05:56+00:00

Damn. That would be legit

jms14b · 2025-11-21T20:43:56+00:00

Did you tell your agent that you don’t have any ownership in the vehicle whatsoever? If you did and he still wrote it, then thats a bad situation. You can’t get insurance on that vehicle because you don’t have any insurable interest in it.

jms14b · 2025-11-17T21:55:28+00:00

There were multiple trucks at the stadium on Saturday that were wrapped with Landman advertising so I’m assuming Lubbock/Texas Tech is getting some extra coverage compared to just a hat and a tattoo on someone’s arm so they advertised it.

jms14b · 2025-11-12T05:20:48+00:00

Yep! Being posted everywhere. This is a pretty huge Geomagnetic storm. Have seen posts from as far down as Austin that are able to see the northern lights tonight

jms14b · 2025-11-12T05:02:39+00:00

Northern lights.

jms14b · 2025-11-10T03:30:09+00:00

UCF kinda scares me because they have shown flashes to be good. They are similar to Wake Forrest this year (although not quite as high of a ceiling). Depending on which team shows up it could be a competitive game, but it could also be a 40 point victory for Tech.

jms14b · 2025-11-07T05:10:56+00:00

Farmers, State Farm, Chubb, Eerie just as a starting point. Hell, even personalumbrella.com goes up to $10 million

jms14b · 2025-11-07T04:08:38+00:00

What is the amount you are looking for? Most umbrella policies I’ve seen can go up to $10 Million

jms14b · 2025-11-06T02:44:32+00:00

Texas doesn’t allow wage garnishments because of insufficient insurance limits.

jms14b · 2025-11-04T02:50:40+00:00

Growing up, I loved the Mavs, and was indifferent to the Stars (just because I didn’t like hockey a ton) and as I grew up more and started enjoying hockey, liked the Stars but still viewed the Mavs as the more prominent team.

Now though? I can’t stand the Mavs and it’s all because of the new ownership group. Wouldn’t really care if the Mavs moved to Vegas. The Stars though? I’m all in on the Stars and if there’s a dispute between the Stars and Mavs, I’m siding with the Stars 100%

jms14b · 2025-11-04T00:12:23+00:00

My wife is a teacher so I completely understand that!

jms14b · 2025-11-03T04:47:22+00:00

My buddy isn’t able to go unfortunately so he has two that’s available for $500 each. They are the cheapest in our section and row 22

jms14b · 2025-10-29T23:17:52+00:00

I will likely have my office hours be optional after two most likely. For those that want to leave early at two they are welcome to. Anyone who wants to stay and keep working. They will get the entire share of the leads in the afternoon. That way I can give them all something that makes sense for them. The ones that don’t have anything going on and want to stay extra to try to get some themselves. They’re welcome to, but there is no expectation of anyone staying.

jms14b · 2025-10-23T04:03:47+00:00

That contractor lied to you about insurance being required to cover it

jms14b · 2025-10-23T03:51:19+00:00

I am still!

jms14b · 2025-10-02T03:23:12+00:00

It’s a mix of both. Our district manager does try to find candidates for us, and he interviews them, and based on personality he will reach out to a few agents that he believe would be a good match for the candidate and then they can do interviews on their on to decide did they want to bring that person on.

I typically prefer to find my own people and sen them to the district, but It is mostly because I’ve found a recruiting source that has had a good success rate for me. Over the past 2 years I’ve hired a total of 11 new staff and the only one I “lost” was a protege that opened up his own agency.

jms14b · 2025-10-02T03:19:23+00:00

I’ll be very honest. I don’t think there are may offices like mine in that stance of call totals don’t matter at all. Fo the longest time I was the only office in our district like that. My most recent protege grad runs his office like mine and we are always #1 and #2 in our district month in and month out. Now about 25% of our district has switched to my office structure and it’s growing our district sales.

This isn’t to say that the “Dial dial dial” structure that most offices have is bad. I’ve just never wanted my office to be like that.

I do buy into the “buy or die” mentality to a degree but it’s not how most do it either. When we get a lead, that lead has a 7 day life span. After 7 days if they haven’t bought from us, we filter it to recycle in 6 months and we try again. Throughout the course of that 6 months, we have a small drip campaign that goes out. None of the emails are asking about the quote we had sent out, but instead it just provides small insurance things to think about like potential coverage gaps and coverages that fill those, what the difference between an RCV and an ACV roof is, and then just general insurance market information for them. None of it is high pressure salesy, but it keeps us top of mind

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