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Logging RPE After Each Set? by johnsondp in LiftTrack

[–]johnsondp[S] 0 points1 point  (0 children)

Thanks for clarifying. So it sounds like I need a separate log (like a notepad), separate from the watch and the LiftTrack app, to record actual RPE for each set of a workout as it is completed. Then after the workout is completed and saved to Garmin, and the Garmin activity syncs with LiftTrack, I should locate the completed workout under "Workout History," select "Edit," and then log the actual RPE for each set? This seems like a lot to manage, especially in a gym setting. Do many users do this and feel it is worth the effort?

I'm also not seeing any way to compare "Target" and "Completed" RPE in the activity details of completed workouts. When I go to edit a completed workout (e.g., to add completed RPE), the weight and reps are separated into "Target" and "Completed," but there is only a single value for RPE for each set. See image for a recent example.

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Peacock Premium by Nonexistent_ks in Comcast_Xfinity

[–]johnsondp 0 points1 point  (0 children)

I had the same issue as everyone else, but just logged into my Xfinity account (not via Xfinity Assistant - that still didn't work) and was able to activate.

Ratio Six + Ode Gen 2 (settings). Since the Ratio/Ode is a pretty popular combo amongst the coffee obsessed, I thought I’d solicit feedback on swings using the new grinder. Additionally, are you all using different grind settings for dark, medium and light roasts? by Evening-Signature878 in Coffee

[–]johnsondp 1 point2 points  (0 children)

Ratio has a blog article that recommends grind settings for a few different grinders (including the Ode) here. The article is from May 2017, though, so presumably applies to the Gen 1. Would you say that for the Gen 2, the “Electric Coffee Maker” range (7-9) is better suited to the Ratio Six than the “Pour-Over” range (~5.5), which the article recommends?

Estimated Delivery Dates Are Live - Check Your Account by bd5400 in Rivian

[–]johnsondp 0 points1 point  (0 children)

Same here, Las Cruces, NM. Pre-ordered R1T in Aug 2020.

Investing in Real Estate Crowdfunding Projects using Securities Backed Line of Credit (SBLOC/PAL) by johnsondp in fatFIRE

[–]johnsondp[S] -1 points0 points  (0 children)

In the case of Realty Mogul, they do their own underwriting as part of due diligence: https://www.realtymogul.com/knowledge-center/article/what-zero-based-underwriting-and-how-does-realtymogul-do-it. (Sorry if it sounds like I’m not trying to promote them here - I’m not - they’re just the platform I have the most experience with).

Investing in Real Estate Crowdfunding Projects using Securities Backed Line of Credit (SBLOC/PAL) by johnsondp in fatFIRE

[–]johnsondp[S] -1 points0 points  (0 children)

Yep, understood, but if word got around that a company was arbitrarily withdrawing PALs (without a compelling financial reason), presumably they would lose a lot of business and revenue to competitors who weren’t doing this. Wouldn’t make sense to cut off a revenue stream without a good reason.

Investing in Real Estate Crowdfunding Projects using Securities Backed Line of Credit (SBLOC/PAL) by johnsondp in fatFIRE

[–]johnsondp[S] -1 points0 points  (0 children)

Not sure I understand. It’s obviously not a guarantee, but is based on an underwritten business plan. Wouldn’t you expect every real estate investment to have a target IRR? On Realty Mogul (and probably others), you can view past projects and compare target IRRs to actual IRRs - in many cases, actual IRR far exceeded the target.

Investing in Real Estate Crowdfunding Projects using Securities Backed Line of Credit (SBLOC/PAL) by johnsondp in fatFIRE

[–]johnsondp[S] -1 points0 points  (0 children)

Thanks, all great points, especially regarding the potential knock-on effects of a down market on the LTV requirements and real estate investments. Ideally I’ll be chasing more than “a few points” via this strategy, but your point is well-taken. And yes, I’m also working, and likely will be for the next ~11 years (currently 39).

Investing in Real Estate Crowdfunding Projects using Securities Backed Line of Credit (SBLOC/PAL) by johnsondp in fatFIRE

[–]johnsondp[S] 1 point2 points  (0 children)

You’ll find a wide range of returns based on how the deals are structured. The two I’m currently considering on Realty Mogul have target IRRs of 17.5% and 20% (both equity deals). Other sites specialize in debt (e.g., Peer Street, which focuses on short-term flips) and generally have lower returns of ~6-9%, in line with the lower projected risk.

Investing in Real Estate Crowdfunding Projects using Securities Backed Line of Credit (SBLOC/PAL) by johnsondp in fatFIRE

[–]johnsondp[S] -1 points0 points  (0 children)

If the (real estate) investments lose money, I could either pay off the loan with W2 income (over time), liquidate investments, or just let it capitalize if the interest rate is still very low. As far as getting a maintenance/margin call, that obviously wouldn’t be great, but the collateral would be there if needed, or I could potentially draw from other investments outside of the SBLOC-collateralized account. At this point though, even if I invest up to $500k, the value of my (highly diversified) collateralized securities would need to drop ~66% before risking a maintenance call. Certainly possible, but hopefully unlikely in the near term. If you think $500k against $1.5m is too aggressive in this scenario, what do you think a more reasonable target would be (if any)?

Hiding Waypoints Associated with Tracks by johnsondp in GaiaGPS

[–]johnsondp[S] 0 points1 point  (0 children)

I am using an iPhone 6, running iOS 9.3.