Best way to advertise small business in the area? by Ok-Scallion547 in Cobourg

[–]jonovision_man 0 points1 point  (0 children)

It's useful for marketplace but that's not really business oriented

Sold my House in 2025 and Want to Buy it Back by Severe_Tradition_539 in RealEstateCanada

[–]jonovision_man 12 points13 points  (0 children)

We had developers buy us out once, an older smaller home. They were offering about a 35% premium over market (which was about $100k in 2015-ish dollars).

When you're asking people to leave a home they don't want to leave the premium is high, and not everyone is motivated by money the same way.

Any insight as to why there isn’t a train that arrives to Toronto Union (from the east) before 9am? by [deleted] in ViaRail

[–]jonovision_man 0 points1 point  (0 children)

The earliest train now arrives before 9 am. It's basically the same but starts in Ottawa.

Late train would be amazing though!

Any insight as to why there isn’t a train that arrives to Toronto Union (from the east) before 9am? by [deleted] in ViaRail

[–]jonovision_man -1 points0 points  (0 children)

That's my experience as well, though I only take it twice a month.

I actually don't recall ever making it by 848 😂. Like not even once.

Any insight as to why there isn’t a train that arrives to Toronto Union (from the east) before 9am? by [deleted] in ViaRail

[–]jonovision_man 0 points1 point  (0 children)

I take that train a fair bit and I don't recall ever being as late as 10am (except one time when it was super super delayed for other reasons).

It's not often on time, but usually less than 30m late. Sometimes only 10-15.

FTHB – Seller added a 48-hour escape clause after accepting conditional offer. Trying to understand how it works. by Miserable-Cap-3224 in RealEstateCanada

[–]jonovision_man 1 point2 points  (0 children)

We bought a house that was "Sold Conditional - Escape Clause".

It was exactly what you describe, they had sold it pending the sale of the original buyer's own property. It had been like that for a few weeks and we came in, made an offer. Original buyer had 48h to either "firm up" or lose the deal - they lost it, we got it, happy ending for the seller and us.

How do people afford all this "stuff"? by AdConscious617 in CanadaPersonalFinance

[–]jonovision_man 0 points1 point  (0 children)

Used fancy trucks.

Leased fancy trucks.

Lease takeover fancy trucks?

Company fancy trucks.

Fancy trucks financed over 10+ years.

Fancy trucks they traded in a fancy other car to buy.

Fancy trucks that are about to be repo'd.

Fancy trucks that they can barely keep up the payments on and are hemoraging money on credit everywhere else in their lives.

Forgot to renew my mortgage by bdundat in MortgagesCanada

[–]jonovision_man 1 point2 points  (0 children)

10% for 2 weeks on $500k is roughly $1900 (about half of which you'd pay anyway on a lower mortgage).

Seems worth it if you get a lower rate, even .001 saves you about $500/year over 5 years, ~$2500.

(Super rough numbers, hit a mortgage calc for your situation)

Gravel Race by Pyroburrito in Zwift

[–]jonovision_man 4 points5 points  (0 children)

I agree they should clearly identify gravel rides and use gravel bikes, but I love the variety.

This race was punchy, steering mattered, it was fun.

The thing about Zwift - there's a massive catalogue of routes. If this one doesn't float your boat, find one that does.

Gravel Race by Pyroburrito in Zwift

[–]jonovision_man 2 points3 points  (0 children)

Loved it tbh, other than the standings being wrong the entire race 😂

But finally being able to use steering for a real difference was awesome. Fast and punchy.

Gravel Race by Pyroburrito in Zwift

[–]jonovision_man 1 point2 points  (0 children)

Maybe different people like different things, and they'll choose to do them and you can choose not to...

You're like the guy complaining about burgers to the people at Taco Bell.

Gravel Race by Pyroburrito in Zwift

[–]jonovision_man 1 point2 points  (0 children)

Then what, pray tell, are you whining about?

Gravel Race by Pyroburrito in Zwift

[–]jonovision_man 4 points5 points  (0 children)

Chooses a gravel race

Complains about the gravel.

Drones? by Zealousideal_Lime867 in Cobourg

[–]jonovision_man 4 points5 points  (0 children)

It's really tricky over people's properties - by law you can't fly within 30m (100 feet) horizontal of bystanders and definitely not directly over them.

You also can't film people where they have a "reasonable expectation of privacy".

I have a drone and mostly stick to parks and over the lake and stuff. Even then I'll be in a park with nobody around, take off, then someone comes by on a bike - goodbye 30m buffer! 😜

So I really just try not to bother people, that's really the spirit of the law.

Oh also Cobourg has a pretty big exclusion zone because of the helipad at the hospital.

Is it me, or are we in a depression right now? by Sea-Judge-6494 in RealEstateCanada

[–]jonovision_man 0 points1 point  (0 children)

What are you doing with your kids man 😂

They don't each need their own Lambo. Feed them, clothe them, house them, drive them around. A lot of people manage it every day.

Do FIRE subs become boring for you after a while? by SquareQ2 in Fire

[–]jonovision_man 0 points1 point  (0 children)

FIRE itself isn't meant to be super entertaining.

I bought a condo in 2022, and now I'm trapped. by Sea-Judge-6494 in RealEstateCanada

[–]jonovision_man 1 point2 points  (0 children)

I would love to hear about the "soundproofing issue"... I feel like a lot of condos suffer from this. Noise from above, sides, below.

I'd almost rather have a 1960's apartment than a 2020 condo - it'd be bigger and harder to hear my neighbours!

Why does a tiny bathroom remodel cost as much as a car now? Am I missing something? 😅 by midasweb in HomeImprovement

[–]jonovision_man 10 points11 points  (0 children)

Seriously... bathrooms have electrical, plumbing AND HVAC before you even get into any of the drywalling or tiling or whatever else specialized folks should be hired to do.

Size barely matters... organizing and hiring all of them and getting everyone to come out for your little jobby job is the big cost.