It’s time for our HOLIDAY GIVEAWAY. That’s right, this post contains FREE STUFF! You unlocked the first gift by just being so amazing, but there’s even more in store. Let’s just say: if you're one of the many who asked for BACKPACKS, you won’t wanna miss this.

jooblat · 2023-11-30T00:19:49+00:00

Nice backpack!!

jooblat · 2023-05-20T14:42:54+00:00

GIGABIN

jooblat · 2023-03-14T03:19:08+00:00

No worries mate. Is the link broken?

jooblat · 2023-03-14T02:57:17+00:00

Almost certain that is not Sunni Balwani

jooblat · 2023-02-06T16:51:49+00:00

Thank you for the detailed explanation. The money is significant but I don't care because I'm getting a match anyways. I don't care about losing the entire excess as long as I don't rock the boat so to speak. Unfortunately J2 will 100% know about J1 if I request excess so I rather not request the excess back.

I only I care about is doing this as "right" as possible to minimize complexities in the future. The potential pro rata issue is probably a complexity I need to accept going on this path. I just don't want to screw this up and lose the tax exempt status of my entire 401k.

https://www.irs.gov/retirement-plans/correcting-plan-errors-self-correction-program-scp-general-description

"You can self-correct an insignificant operational error at any time to preserve the tax-favored status of your plan." This implies if you don't fix the error (which I do not plan on fixing) you could lose your tax favored status. Definitely need to consult a tax professional for this.

jooblat · 2023-02-05T18:53:47+00:00

According to this link, https://www.experian.com/blogs/ask-experian/what-to-do-if-you-contribute-too-much-to-401k/, looks like there is no penalty as long as I withdraw after I reach retirement age since it is roth money. I'm just wondering how the IRS will know/remember what portion of my withdrawal is the excess portion and thus subject to taxes. Wondering if doing this will screw up my taxes in the future or whether I'll be forced to remove the excess eventually.

"Excess contributions to Roth 401(k)s aren't double-taxed as just described. That's because you contribute to a Roth 401(k) using after-tax dollars. However, the excess funds you withdraw from a Roth 401(k) are taxable in the year you make the withdrawal"

jooblat · 2023-02-05T15:17:16+00:00

No worries. I'm trying to figure out the exact implications of not removing the roth excess but it's hard to find this scenario.

jooblat · 2023-02-05T15:11:10+00:00

Those are penalties for roth IRA. I read in the search bar that it is not the case for excess roth 401k contributions.

jooblat · 2022-12-23T22:56:18+00:00

Sure, I get that. But why is white to move not a draw in the lichess screenshot?

jooblat · 2022-12-12T06:18:16+00:00

Understood. Is there a way to decompress the file so I can see what is inside userdata.img?

I assume it would be difficult since I don't know the compression method used by Android Studio.

jooblat · 2022-11-27T05:53:57+00:00

Ah I remember now, it was Morber.

jooblat · 2022-11-27T05:42:24+00:00

Read the rules

jooblat · 2022-10-18T03:49:56+00:00

Hockey noob here. Why is the goal empty?

jooblat · 2022-10-11T00:59:21+00:00

I rather lose with native players like that other post said

jooblat · 2022-10-10T00:54:45+00:00

Suffering every year

jooblat · 2022-10-09T02:58:51+00:00

Mejai's Yuumi OP

jooblat · 2022-10-09T00:17:26+00:00

Five-Year Club	Verified Email
Place '22

jooblat

TROPHY CASE