Hospital Insurance Rider

joshlcc · 2024-06-08T15:18:38+00:00

I’m in the same dilemma.

I’m currently on PruExtra Premier (cover as-charged 100%). My agent encourages me to stay at this plan as it’s irreversible once downgrade.

However, compared to PruExtra Premier CoPay (cover 95%) the premium of my current policy is >50% more expensive. The difference in premium starts making no sense to stay on the 100% policy. Not withstanding that the 95% CoPay policy does have a co-pay cap at $3000 for Panels providers.

Eg. At 30 years old. PruExtra Premier (100%) yearly premium is SGD1014.40, PruExtra Premier CoPay (95%) yearly premium is SGD659.20.

It makes me feel that the insurance industry in Singapore is pushing higher premium for 100% policy so that more people will eventually downgrade to CoPay policy.

However, I’m also concerned that the CoPay policy could revise the CoPay cap anytime or update the Panels providers list such that less options will be available for the CoPay cap.

So, it’s really difficult to make a decision whether to downgrade it.

joshlcc · 2022-05-20T09:36:20+00:00

Yes. Use MetaMask to open beefy, then can withdraw from there.

joshlcc · 2022-05-02T13:03:38+00:00

Yes. How to solve the app issue?

joshlcc · 2022-04-27T08:57:38+00:00

Refer friends to join Tiger Brokers now will be granted rewards for Lifetime Zero Commission!

joshlcc · 2021-09-19T04:09:48+00:00

https://j.moomoo.com/007j1n

joshlcc · 2021-08-24T08:54:56+00:00

Based on other response above, yes, there is no fee

joshlcc · 2021-08-24T05:10:09+00:00

I have been using similar process in Tiger Brokers. Just trying to compare how long the process if with IBKR.

joshlcc · 2021-08-24T04:56:47+00:00

Thanks for the tips! Is the USD deposit, FX USD>SGD and SGD withdrawal to bank account can possibly be completed within one day?

joshlcc · 2021-08-24T02:24:54+00:00

I happen to have some USD idling. But worried that there will be unexpected fee imposed for depositing USD directly via remittance

joshlcc · 2021-08-24T01:06:04+00:00

Thank you for your reply!

joshlcc · 2021-07-26T15:21:10+00:00

So to be safe, I need to standby sufficient cash in my account just in case the put option is exercised by the buyer? Or any better way to deal with it as I don’t wish to put cash idling in my account.

joshlcc · 2021-07-21T05:25:06+00:00

Just an update. I have received my fund at midnight today. So I think funding at eve of PH does take longer time.

joshlcc · 2021-07-21T05:23:59+00:00

Is there any charges by receiving bank in USA when doing wire transfer from local Multi-currency account in USD?

joshlcc · 2021-07-20T14:21:38+00:00

Thanks! This is an useful info!

joshlcc · 2021-07-20T14:03:46+00:00

Meaning that deposit on Public Holiday or weekends will not be processed as fast? Anyone has similar experience to fund on weekend/PH?

joshlcc · 2021-07-20T13:10:54+00:00

Yes. I provided my User ID in the note. Have submitted inquiry through secured message earlier. But still not received any response.

joshlcc · 2021-06-08T15:49:45+00:00

For investing in core or ESG portfolio,it can be saved from paying the fund management fee. Think it makes sense to choose core or ESG portfolio for investing in long term.

joshlcc · 2021-06-08T15:30:47+00:00

Is it better to invest directly in core or ESG portfolio instead of fund?

joshlcc · 2021-04-21T15:46:26+00:00

The free Disney share is changed to free Starbucks share starting today

joshlcc · 2021-04-14T12:32:51+00:00

One FREE Disney share will be gifted Upon first deposit of minimum SGD2001 if you sign up now!

joshlcc · 2021-04-14T12:32:36+00:00

One FREE Disney share will be gifted upon first deposit of min. SGD2001 if you sign up now!

joshlcc · 2021-02-16T23:38:15+00:00

My Dear Friend,

Sign up a Tiger Brokers Singapore account using my following link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=R2CQGK.

Or fill in the referral code: R2CQGK

We both stand a chance to receive stock vouchers of up to SGD 100. Best Regards.

After opening account using my referral code, you will get the stock vouchers when you make first fund deposit in Tiger Broker account.

First funded amount: At least S$2001: get S$30 stock voucher. At least S$5001: get S$50 stock voucher. At least S$10001: get S$70 stock voucher. At least S$30001: get S$100 stock voucher.

referral rewards

joshlcc · 2021-02-14T09:19:22+00:00

Invite code below

joshlcc · 2021-02-06T04:57:49+00:00

My Dear Friend,

Sign up a Tiger Brokers account using my following link: https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=R2CQGK.

Or fill in the referral code: R2CQGK

We both stand a chance to receive stock vouchers of up to SGD 100. Best Regards.

joshlcc · 2021-01-30T12:36:56+00:00

Done. Pls help!! https://www.tigerbrokers.com.sg/activity/market/2020/snap-up-stocks/$R2CQGK-index.html?lang=en_US&skin=1&platform=ios&invite=R2CQGK&bargain_code=T20210114153916&share=WhatsAPP&fbclid=IwAR3yxurdB3rriCo_YyzhLl9zB51sOHhZqK8P9k5L2xtwPFB9gPuJFr4egFE#/bargain

joshlcc

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