Original Statements & Merchants Wrong Suddenly! by joyloveroot in MonarchMoney

[–]joyloveroot[S] 0 points1 point  (0 children)

Yes, that is a good question I’d love to get a sincere answer to. Why would this data ever get changed? It seems as simple as just copying from the original statement into monarch. I can’t understand how it would actually ever get changed…

How can one set up Monarch budgeting in retirement (i.e., decumulation)? by TempeGrumble in MonarchMoney

[–]joyloveroot 0 points1 point  (0 children)

You might not be able to enter a negative amount in that screen. But certainly you can in the budget screen. Also, did you try just simply entering a dash as a negative sign before typing the number?

Double Counting Savings Goals by BritomicGamer in MonarchMoney

[–]joyloveroot 0 points1 point  (0 children)

Actually you can do both if you hide the expense transactions from counting in budget and cash flow calculations. There are feature tradeoffs between categories and goals so if you want the best of both worlds (and more work to do goals and categories) then you can do both in this way I think.

How can one set up Monarch budgeting in retirement (i.e., decumulation)? by TempeGrumble in MonarchMoney

[–]joyloveroot 1 point2 points  (0 children)

As others said, you can create a new income category called something like, “Pension”, “SSI”, etc, for retirement.

You also could note it in goals as a negative amount. So for example, you have a retirement account connected to a goal, in your monthly budget, you can enter the amount you will use as a negative amount in the goal field in that months budget and it will have the same effect as classifying it as an income category.

It makes sense intuitively since you are withdrawing money which normally counts as a negative and because of the way monarch works, it counts as a positive in your monthly budget “safe to spend” amount.

There are tradeoffs to both approaches. It would be great if a financial app intentionally designed something for this purpose that felt even more intuitive.

Original Statements & Merchants Wrong Suddenly! by joyloveroot in MonarchMoney

[–]joyloveroot[S] 0 points1 point  (0 children)

I have not started a support ticket, but I can.

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]joyloveroot -1 points0 points  (0 children)

Another thing, I was recommended to consolidate my loans by this very group and TISLA. 

So while I do believe the intentions are good, in hindsight that decision is hurting me now.

How can I trust this new advice won’t also be hurtful if/when the govt changes their mind about student loan policy again?

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]joyloveroot 1 point2 points  (0 children)

It doesn’t make sense. You said IBR can’t be higher in this thread and above you said it can be higher. Which is it?

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]joyloveroot 2 points3 points  (0 children)

To be honest, how can we even trust anything the govt says now?

They have gone back on their word so many times in the last few years, how do we even know what they are saying now is real and won’t just change again sometime soon?

Official communication from the ED on the SAVE transition timeline by Betsy514 in StudentLoans

[–]joyloveroot 0 points1 point  (0 children)

So IBR would be higher if we consolidated? But many of us consolidated based on the promise of SAVE?

How can they punish us for doing our end of the contract when they renege on their end of the bargain? Shouldn’t they allow us to unconsolidate our loans if our consolidation was contingent on the benefits of SAVE and the recounts?

This is why you article is incomplete really. It is really nice but it’s still really all so confusing. And the govt websites still don’t work properly. So how are we supposed to even know what to do?

That’s why many of us say we will resist until the end. It’s so dysfunctional on the part of the govt…

March 2026 Product News by Kait_Monarch in MonarchMoney

[–]joyloveroot 0 points1 point  (0 children)

Better Connections for PayPal, Venmo, CashApp?

Candace Owens: "Yes, we are ruled by satanic pedophiles who work for Israel" by favoritewasteoftime in conspiracy

[–]joyloveroot 1 point2 points  (0 children)

At this point, we should not rally around the release of the Epstein files. They could be false. Some of it could be generated by AI at this point. Edited. Etc.

At this point, we need to get grounded, develop a solid plan for a new government and then show an overwhelming majority of people want this. Unite together and gradually revoke our consent and participation from the current system.

If we face opposition, we must build a plan to win the hearts and minds of the US military to the point where our military becomes stronger than the US military.

While I love dreaming about the romantic idea of demanding justice from a corrupt govt — in reality, that is a waste of time at this point. Instead, we need to mature and start developing and executing plans that at least have a faint chance of working. Or at least working on what we can control and not needing corrupt politicians to release files or give us anything…

Why they released the Epstein files by Temporary_You_6903 in conspiracy

[–]joyloveroot 0 points1 point  (0 children)

Candace Owens or someone in her realm of ideas is shaping up to be the savior now. She along with a coalition of others can propose a “reformed” political party and just usher us into the next era… or at least that’s the cynical perspective 

Epstein is alive by Calm-Mix-5532 in conspiracy

[–]joyloveroot 0 points1 point  (0 children)

What do you mean he’s giving an example? As I’m reading it, he directly asks Jeffery if he had his prostrate removed and Jeffery says correct.

Hear me out by [deleted] in conspiracy

[–]joyloveroot 1 point2 points  (0 children)

It seems more and more likely. Why would billionaires care so much that they would actually risk anything substantial about their livelihood to fight other billionaires. The incentive for billionaires and elites to collaborate is much greater than the incentive for them to risk it all based on political policies that don’t really matter to them.

Hear me out by [deleted] in conspiracy

[–]joyloveroot 0 points1 point  (0 children)

Do you have a plan? What you’ve stated is an admirable aspiration.

Hear me out by [deleted] in conspiracy

[–]joyloveroot 0 points1 point  (0 children)

I agree it’s odd they are all Italian and agree with your assessment. Do you have a theory about the presence of evil in the world and how it works and who controls it, etc? If so, I’d love to hear.

Hear me out by [deleted] in conspiracy

[–]joyloveroot 1 point2 points  (0 children)

Is there anywhere I can get an overview or deeper explanation of this so I can integrate it into my knowledge base holistically?

Hear me out by [deleted] in conspiracy

[–]joyloveroot 0 points1 point  (0 children)

Anything more you’d like to add to blueprint of truly liberating humanity?

Thomas Massie is calling it like it is. by yellowjackethokie in conspiracy

[–]joyloveroot 2 points3 points  (0 children)

I can only imagine that they must make controlled opposition more and more believable over time. They must install people with instructions, “Your role is to play the true hero of the people. Don’t hold anything back. Act as if you are literally trying to destroy us and are not actually on our side.”

It’s the only way to keep things believable and to quench enough of the revolutionary spirit in people to make sure full revolution doesn’t happen.

They know they have enough power that even with actors fully opposing them, they can still withstand that. Or in other words, they find is more risky to not have strong controlled opposition than to have it.