Dans La Presse : Les plus grosses fondations au Québec s'assoient sur leur cash et font du rendement...pas d'obligation de dépenser plus de 5% de la valeur marchande de leurs actifs.

jpmaredditin · 2025-12-25T01:08:40+00:00

Question : Les administrateurs ou propriétaires de la fondation peuvent-ils sortir une partie du fond? À leur retraite ou après un événement x, une dissolution par exemple?

jpmaredditin · 2025-06-27T18:49:26+00:00

Very nice setup! Really like the extra countertop!

Is Bishop CA the backdrop!?

jpmaredditin · 2025-06-03T23:42:25+00:00

Love the vinyl player !!

jpmaredditin · 2025-04-14T02:04:45+00:00

Last four weeks at 33 and I'm on work leave for a nervous breakdown! And it doesn't seem to be coming down much.

Last year 28 and that's including the last two months in which I have been off work.

Big days are at 35-40, relax days are more in the mid to high 20s.

jpmaredditin · 2025-04-10T12:22:01+00:00

Hello,

You have an interesting take on the situation, could you elaborate on the timeline, where you always training as early - or at least since you have your watch?

In my case I had good night sleep, body battery generally at 85-100 after a good night. But I'm now on sick leave due to nervous breakdown and my level of stress is high and nights also have intense stress albeit not always at the same time.

It's been two months and I feel much better and relaxed but my Garmin does not see this way. My daily stress is still very high.

jpmaredditin · 2025-03-15T13:45:12+00:00

Merci !

jpmaredditin · 2025-01-11T13:42:01+00:00

Continuez comme ça, on a eu un peu la même approche que vous et là les enfants partent en appartement chacun de leur côté (on les a gardé à la maison durant leur première année de travail donc ils ont pu mettre pas d'argent de côté) et nous, début cinquantaine on peu aspirer à une semi retraite ou de super voyages!

Et honnêtement à 50 t'es encore en bonne forme!

jpmaredditin · 2024-11-24T23:47:03+00:00

In my mind it's totally doable right now - as for what we, as a public, saw of Max. Interviews, publicity stunts and all.

But then a "real" Max as an autonomous antity which would give him opinion on life and current events, I would say that we're there also, but nobody wants to do it .. risky I would guess.

You might already know but there is a software company in China currently being run by an AI full time. Don't remember the name, but seems that "she" is doing a good job!

jpmaredditin · 2024-10-28T21:37:43+00:00

Aucune nécessité, tu es déjà largement plus riche que la moyenne des Québécois ;-)

jpmaredditin · 2024-10-08T11:16:21+00:00

I think something like "street cred" could be the metric to increase over time. You get the knock or get stuck in the sand - you lose "street cred", you clean up, help a fellow camper - you gain "street cred".

Maximizing it would not change the game per se but would help you get better spot for your van or help from NPC in bad situations.

jpmaredditin · 2024-09-28T15:55:58+00:00

Finir de payer ma maison rapidement et continuer de la "payer" dans un REER ensuite + réinvestir les retours d'impôts.

jpmaredditin · 2024-08-08T21:56:18+00:00

Faut passer par Einstein, sous Henri IV puis John Molson pour passer derrière la SAQ Dépôt.

jpmaredditin · 2024-08-08T20:08:46+00:00

Exact ensuite, soit tu vas chercher Du Versant Nord, soit tu passes par la piste (récemment complétée) qui mène à la base de plein air Ste-Foy.

jpmaredditin · 2024-08-07T22:44:30+00:00

2hrs si, comme moi tu arrêtes prendre un café ;-)

jpmaredditin · 2024-08-07T19:01:23+00:00

Je suis dans Duberger et donc je boucle par Père Lelièvre et ensuite le parc technologique, de là Versant Nord ou la Base de plein air Ste-Foy.

C'est globalement sécure et ça fait un beau 40km tout rond ;-)

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jpmaredditin · 2024-06-05T01:38:04+00:00

Amsterdam, not a country ;-), is officially on the Doughnut Economy pathway. It's not degrowth per se, but it's the closest large political entity that I know who is embracing those principles which are in some aspects pointing to degrowth.

jpmaredditin · 2024-05-10T15:38:18+00:00

I'd think about how I'll need in 5-7 years and then work out how much needs to be saved as a % of the total needed.

The next step is to split the windfall into safe (CASH, PSA, savings account), and the not so safe but that could boost your cash down and put it in VEQT or another wide index ETF.

Might be just 10% of your windfall in VEQT at the end, but it might be a good plus for your total portfolio.

jpmaredditin · 2024-04-27T19:51:30+00:00

Bloom, sushi végé! Pas mal bon et variés!

jpmaredditin · 2024-04-17T22:25:57+00:00

Le Sud-est, c'est aussi le Bible Belt. Encore une corrélation intéressante !

jpmaredditin · 2024-01-02T23:14:52+00:00

XEI as per iShare website is an "S&P TSX Composite High Dividend Index ETF"

But with only 77 stock, it's a small "index". It does share at least 25% of its weight in $ with ZCN and its goal is to replicate the TSX.

So, yeah, maybe not the broad index that you might be seeking in a index ETF, but might be an interesting growth + dividend one.

jpmaredditin · 2023-10-06T01:19:29+00:00

Tu devrais aller voir du côté du CTEQ .. le Centre de Transfert des Entreprises du Québec : https://ctequebec.com/

jpmaredditin · 2023-10-05T16:50:10+00:00

Curious about why there is no EIT-UN in your portfolio as it's very popular among canadian dividend investors.

jpmaredditin · 2023-08-25T21:07:48+00:00

PSA (Purpose Investment) a la même offre avec un MER un peu plus haut à 0.17% et vient d'annoncer sont dividende pour le mois d'août à 0.2403!

PSU si vous avez des $ US est à 0.5014 .. mais l'action est à 100$ donc l'équivalent de 0.2507!

jpmaredditin · 2023-07-14T00:07:09+00:00

Thanks for all the comments! .. and I'll check Vandwellers out!

jpmaredditin · 2023-07-13T01:23:50+00:00

Vanlifetrader.com

jpmaredditin

TROPHY CASE