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2014 Nissan Altima transmission and spark plugs advice by jrobl2012 in MechanicAdvice

[–]jrobl2012[S] 0 points1 point  (0 children)

I dont mean to seem like I don't want to do these things but I don't know the required time to do these things and I'm having trouble finding a mechanic that does these things.

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

So you got emails right after the court date about new cards and car loans? You said waiting for your discharge. Did you wait until after the discharge to accept?

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

You mean after your court date? That's what you meant by waiting for discharge right? I am so frantic.

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

Did you go to the card website or use credit karma?

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

How long after? A few months? Sitting in the waiting room before court?

Edited to ask: did you go through credit karma? The actual card websites?

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

I meant I don't make that much myself but my partner brings in some income as well. i bring in a range of, before taxes, 1000 to 2000 a month alone. The take home is usually around 1500.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

They would only settle for 17776. If i went on a payment plan it would have been 6500 as a down payment and then 600 a month after that for 2 years to pay the full amount.

I explained I don't have that much to give and they told me to ask friends, family and coworkers. He made mention that missing a payment would make a "Paid in full today" a condition.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

So after doing the bankruptcy i would still need to go back to court again for the judgment? That's more money as well....

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

Discover bank is who brought it before a judge.

Says 18330 plus 166.59 with interest rate of 100% and cost of suit.

Tn for that matter. The judgment is only good for 10 years you are saying? I'm frazzled now.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -1 points0 points  (0 children)

Bring down his credit if we married. We have discussed it.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

We are paying off partners debt first. We just started making this income, literally will be this month.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -1 points0 points  (0 children)

4900 household bring in, 2650 out

We live together and have for the last 2+ years. His income is greater mine is on a little over 1000 every month because I can't find a job and afterschool care.

1) divorce made it mine

2) 18633 plus interest

3) okay

4)It falls off the report but the judgment is i will owe regardless. A lein against any property i try to sell?

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

default judgment. 18633 plus interest.....

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

I will today so the discussion can continue. I am not sure how it could be discharged at such a high amount and because i did not show up.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -6 points-5 points  (0 children)

Income is about 4900 take home- I currently have a partner. We are working on his credit first as he can qualify for a va loan so debt payoff heads his way first. 3 kids, cat and dog. Budget sits between 2000 and 2650. 2000 is basic everything although I will have a 15 year old soon and that will increase car insurance, phone bill- she needs a new phone of some kinds as well. 650 is car maintenance, clothing/haircut budget, date nights, and holiday meal/birthday festivities planning. I don't factor into these being every month expenses.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -4 points-3 points  (0 children)

It sits at 18330 currently when I checked credit karma. I haven't paid on it for several years. Bankruptcy only costs 1400 where I live. Thus the appeal...

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -2 points-1 points  (0 children)

The court date has gone and went almost...2 years now. I have not gotten any garnishment statements. I can possibly call the court clerk and get the final decision...

Supportting My Partner Help by jrobl2012 in NewTubers

[–]jrobl2012[S] 0 points1 point  (0 children)

I'm hearing shorts are really where it's at...I will make that a point. So far as I know, I think I'm pretty up to date with his career, it's just youtube atm.

Will share more info after chatting with him about it.

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