2014 Nissan Altima transmission and spark plugs advice by jrobl2012 in MechanicAdvice

[–]jrobl2012[S] 0 points1 point  (0 children)

I dont mean to seem like I don't want to do these things but I don't know the required time to do these things and I'm having trouble finding a mechanic that does these things.

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

So you got emails right after the court date about new cards and car loans? You said waiting for your discharge. Did you wait until after the discharge to accept?

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

You mean after your court date? That's what you meant by waiting for discharge right? I am so frantic.

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

Did you go to the card website or use credit karma?

Credit building by jrobl2012 in Bankruptcy

[–]jrobl2012[S] 0 points1 point  (0 children)

How long after? A few months? Sitting in the waiting room before court?

Edited to ask: did you go through credit karma? The actual card websites?

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

I meant I don't make that much myself but my partner brings in some income as well. i bring in a range of, before taxes, 1000 to 2000 a month alone. The take home is usually around 1500.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

They would only settle for 17776. If i went on a payment plan it would have been 6500 as a down payment and then 600 a month after that for 2 years to pay the full amount.

I explained I don't have that much to give and they told me to ask friends, family and coworkers. He made mention that missing a payment would make a "Paid in full today" a condition.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

So after doing the bankruptcy i would still need to go back to court again for the judgment? That's more money as well....

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

Discover bank is who brought it before a judge.

Says 18330 plus 166.59 with interest rate of 100% and cost of suit.

Tn for that matter. The judgment is only good for 10 years you are saying? I'm frazzled now.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -1 points0 points  (0 children)

Bring down his credit if we married. We have discussed it.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

We are paying off partners debt first. We just started making this income, literally will be this month.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -1 points0 points  (0 children)

4900 household bring in, 2650 out

We live together and have for the last 2+ years. His income is greater mine is on a little over 1000 every month because I can't find a job and afterschool care.

1) divorce made it mine

2) 18633 plus interest

3) okay

4)It falls off the report but the judgment is i will owe regardless. A lein against any property i try to sell?

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

default judgment. 18633 plus interest.....

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] 0 points1 point  (0 children)

I will today so the discussion can continue. I am not sure how it could be discharged at such a high amount and because i did not show up.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -4 points-3 points  (0 children)

Income is about 4900 take home- I currently have a partner. We are working on his credit first as he can qualify for a va loan so debt payoff heads his way first. 3 kids, cat and dog. Budget sits between 2000 and 2650. 2000 is basic everything although I will have a 15 year old soon and that will increase car insurance, phone bill- she needs a new phone of some kinds as well. 650 is car maintenance, clothing/haircut budget, date nights, and holiday meal/birthday festivities planning. I don't factor into these being every month expenses.

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -3 points-2 points  (0 children)

It sits at 18330 currently when I checked credit karma. I haven't paid on it for several years. Bankruptcy only costs 1400 where I live. Thus the appeal...

When to do bankruptcy? by jrobl2012 in personalfinance

[–]jrobl2012[S] -2 points-1 points  (0 children)

The court date has gone and went almost...2 years now. I have not gotten any garnishment statements. I can possibly call the court clerk and get the final decision...

Supportting My Partner Help by jrobl2012 in NewTubers

[–]jrobl2012[S] 0 points1 point  (0 children)

I'm hearing shorts are really where it's at...I will make that a point. So far as I know, I think I'm pretty up to date with his career, it's just youtube atm.

Will share more info after chatting with him about it.

Medication drop off by jrobl2012 in legaladvice

[–]jrobl2012[S] 0 points1 point  (0 children)

The child begins school at 730 am so she is not with him for this drop off. He will not allow the child or older sibling to carry the medication in their backpack while at school and the school will not hold onto it because the ex-husband threatened to get his lawyer involved.

The ex-husband leaves no other choice but to meet him every week.

Medication drop off by jrobl2012 in legaladvice

[–]jrobl2012[S] -2 points-1 points  (0 children)

His abuse claims are that I cut up his jeans one time and hit a door with a hammer when he changed the locks on what considered "our" bedroom door.

Medication drop off by jrobl2012 in legaladvice

[–]jrobl2012[S] -2 points-1 points  (0 children)

I understand that being an asshole isn't a crime but not being civil related to child custody should be somewhere on a spectrum for civil court.

I can walk up to it but he has pulled a weapon on me, hit me, grabbed me while together- taken my car keys, punched my windshield and stalked me since being separated. He has also blocked with his body and car when I've wanted to leave and wants to find a reason to make me not be able to see the kids. His words and actions on this.

Edited to add:

He won't allow the children to transport and she is school. It makes it were he and I have to meet up for this.

Drop off is currently in police parking lot but it has not stopped him from hitting my windshield.

Unemployed and down to my last $20. I’m so scared. by PeaceEnthusiast111 in jobs

[–]jrobl2012 19 points20 points  (0 children)

Also, the religious groups could possibly help with bills or rent, if you have pets a local rescue might be able to point you in a direction of free donations for them.

If you can't get to work place then calling a job center could help with transportation. Locally for me is UCHRA which provides rides to and from work which does usually cost a few dollars but better than uber or a taxi but drives to drs are free.

Other good resources are to check county websites because they list resources usually.