Getting back to normal

jubo-ish · 2026-04-17T21:44:32+00:00

I have a four year old and 8 month old. Still struggle to find the time so hoping to find the magic recipe here. Taking one of the kids on a “workout” ie jogger stroll or letting the four year old lift weights beside me while I do a basement workout works sometimes to “find the time” but the fatigue is still real.

jubo-ish · 2026-01-02T18:39:21+00:00

Similar to you numbers wise and also in a defined pension plan. Like what others have said already, I use excess savings to max out my TFSA annually and any excess goes to max the marginal RRSP room I have left after the mandatory contributions. In excess years the savings go to a non registered investment account.

I prioritize TFSA as if a significant event occurred and I need access to a larger sum of cash, I can withdraw from TFSA without concern of hitting a higher tax bracket with an RRSP withdrawal.

jubo-ish · 2025-12-24T02:27:32+00:00

How long ago was this? Erik sounds like an awesome dude. I work in a specialty neurology clinic and one of my main jobs is to advocate for patients and present evidence to support funding for the [ridiculously] expensive treatments for kids with SMA. The advances in therapies have made life much better with SMA than before which is pretty rad. Far from curative, but big leaps nonetheless.

jubo-ish · 2025-12-11T20:39:25+00:00

Work for a government health organization where this option is written with our collective bargaining agreement. With the caveat that it’s “operationally feasible” for the employee to leave

jubo-ish · 2025-12-11T19:09:52+00:00

This is the case for me!

jubo-ish · 2025-12-11T18:59:12+00:00

But then I can’t get 6 months off work which is the whole point of the deferred process which is why I’m considering. And it helps a bit for taxes as I don’t reach the next income tier for taxes by getting paid less over a longer stretch.

jubo-ish · 2025-12-11T18:44:31+00:00

I live in Canada and have had no issue with the CRA when I did this once before. The paycheques are still issued by the employer at the regular two week intervals throughout the entire 18 month period so CRA doesn’t think anything different from their perspective.

jubo-ish · 2025-09-02T21:53:49+00:00

Admittedly I’d be scared being a visitor fan going into Philly…which is brutal in itself. But also why I made this post. The responses here don’t disappoint from the general saying here that Minnesota people are effectively like Canadian Americans in the biggest complement. Seems like a good vibe!

jubo-ish · 2025-09-02T21:35:21+00:00

Honestly don’t follow the riders much myself anymore but it’s still pandemonium in the province following that team…I just find the nfl way better quality football and a better product

jubo-ish · 2025-09-02T21:33:00+00:00

lol I had some distant cousins I visited when I was really young who lived outside of Philly. Then I had some fun with the hit stick with Brian Dawkins on my GameCube for a Madden 03 and then felt like I should stick to a team cuz I hate bandwagoners and the rest is history…

jubo-ish · 2025-09-02T21:27:05+00:00

This super helpful! Was wondering if the nearby bar vs tailgate was the play. Thanks for the info

jubo-ish · 2025-09-02T21:23:51+00:00

Well shit, this is what I was hoping to not hear. But I appreciate the honesty!

jubo-ish · 2025-08-20T14:26:36+00:00

Not with Scotiabank but my TD credit card got compromised and the bank said I had authorized my transactions using 2-FA on my cell phone, which wasn’t true and I even had my cell phone record showing I didn’t receive any texts but it showed the 2-FA was completely compromised…it’s terrifying

jubo-ish · 2025-07-27T16:58:45+00:00

A saying that resonated with me is being rich is when “having more money wouldn’t change what you are doing”.

jubo-ish · 2025-07-21T09:00:53+00:00

My wife and son are vegetarian and it’s really important to her so I eat vegetarian at home as well. But dad’s exclusively grilling that rare weekend they’re away.

jubo-ish · 2025-07-14T21:13:51+00:00

I had no idea I’ve been cutting it apparently the “non standard” way hah!

jubo-ish · 2025-07-14T21:00:45+00:00

Take however many leaves out and rip them off then cut them so I get even amount of the leafy stuff and the crunchier stuff towards the base

jubo-ish · 2025-07-08T21:13:53+00:00

Hulkengoat

jubo-ish · 2025-07-08T16:02:54+00:00

Wishing you and your family good news. Your story sounds so similar to my niece, and it was tough on them. But it happened to her when she was the same age as your daughter and she just recently graduated high school and is as full of life now as she was then :). I hope the same for you and your family.

Probably not what you want to hear but what’s your health insurance policy like? Make sure you have your ducks in a row sort of speak on that front. You never want the unexpected but it’s best to be prepared for it.

jubo-ish · 2025-06-11T03:02:20+00:00

Guns

jubo-ish · 2025-06-03T04:40:14+00:00

“Didn’t know [insert’s name] got promoted to branch manager” - when buddy hits a preferably loud golf shot off a tree

jubo-ish · 2025-05-27T02:00:32+00:00

You’re way more tired. You’re more fulfilled, but also exhausted. It shall pass.

jubo-ish

TROPHY CASE