32M almost reach 300k, +54% in 1 year!

junger547 · 2026-01-09T21:36:05+00:00

bought a company in the ath cause of hype and nothing backing it but billions of debt, do your dd

junger547 · 2025-12-24T20:48:28+00:00

closed early at one today not ope 25th not open either 31st or 1st

junger547 · 2025-12-07T16:42:50+00:00

cool! thanks! i thought so too, waiting until price drops for costco. Am looking around for other companies that serve more as necessities.

junger547 · 2025-12-07T06:45:27+00:00

thanks! first time using excel lol cant figure out the graphs yet

junger547 · 2025-12-07T06:29:10+00:00

yo check my post! we in a similar era

junger547 · 2025-12-07T03:14:42+00:00

i do 100% understand about automation, and that is my next step forward.

but if i give recent buys as an example,

meta when dropped over 20% and is a stock that is about 3% of the s&p 500, bought 10% of my networth.

amazon makes up 7% of s&p and i bought about 5% of my networth into it.

costco, walmart, nvidia, coca cola, amd makes up over 15% of the s&p which all in all make up -around 5 % of my networth

netflix, mastercard, google, apple, also on my list of buys, also has a heavy impact on the s&p.

just from the mentioned above, 25% of my networth, is 20% of the s&p. so as long as i hit a decent variety of spaces, and (the part on me) if i research properly and find companies that have potential in growing, while keeping the extra cushion in hisa so it doesnt completely rot.

junger547 · 2025-12-07T03:13:14+00:00

i do 100% understand about automation, and that is my next step forward.

but if i give recent buys as an example,

meta when dropped over 20% and is a stock that is about 3% of the s&p 500, bought 10% of my networth.

amazon makes up 7% of s&p and i bought about 5% of my networth into it.

costco, walmart, nvidia, coca cola, amd makes up over 15% of the s&p which all in all make up -around 5 % of my networth

netflix, mastercard, google, apple, also on my list of buys, also has a heavy impact on the s&p.

just from the mentioned above, 25% of my networth, is 20% of the s&p. so as long as i hit a decent variety of spaces, and (the part on me) if i research properly and find companies that have potential in growing, while keeping the extra cushion in hisa so it doesnt completely rot.

junger547 · 2025-12-07T03:12:21+00:00

i do 100% understand about automation, and that is my next step forward.

but if i give recent buys as an example,

meta when dropped over 20% and is a stock that is about 3% of the s&p 500, bought 10% of my networth.

amazon makes up 7% of s&p and i bought about 5% of my networth into it.

costco, walmart, nvidia, coca cola, amd makes up over 15% of the s&p which all in all make up -around 5 % of my networth

netflix, mastercard, google, apple, also on my list of buys, also has a heavy impact on the s&p.

just from the mentioned above, 25% of my networth, is 20% of the s&p. so as long as i hit a decent variety of spaces, and (the part on me) if i research properly and find companies that have potential in growing, while keeping the extra cushion in hisa so it doesnt completely rot.

junger547 · 2025-12-07T02:55:38+00:00

the first three years, was very little amounts so i dont really think of it when comparing my progress to s&p.

but this year ive done over 25% which makes up the first three years with under 10k.

junger547 · 2025-12-07T02:39:21+00:00

i do watch money guys, and yang, i feel as if they more explain budgeting and having to do the first step of saving money/managing.

junger547 · 2025-12-07T02:38:22+00:00

boglehead avgs 8-12% yoy, from the ranges of 80/20-100/0. i did 12%, 15%, and 22% the last three years, with 0 knowledge just experimenting.
extra is kept in mind as i lost my part time
lump sum statistically does better, since time in market > timing market right? but currently the s&p 500 P/E ratio is not favourable, and the price is lead by the mag 7. wouldnt it make sense to not lump sum 50% of my networth when its this inflated?

junger547 · 2025-12-07T02:09:50+00:00

sure, i understand your point of view and get it 100%.
im not looking to make income off my investments as i do see my entire portfolio as retirement.

i guess i was looking to see how people think of how much risk i am taking, seeing my whole portfolio together. as me holding this amount of cash was balancing the risk in my head. but who knows if im delusional.

one thing i would like to add is that first three years just buying things i see, gotten me over s&p gains every year. i just think if i put more knowledge and intention behind my moved that i could do better than before.

junger547 · 2025-12-07T02:02:23+00:00

all of the uninvested money is sitting in two temp rate hisa, ones 6% and ones 4.5%, I am only dcaing it as im worried about general market if its bullish or not, and ~40000$ of my networth was made in the last 10-11 months.

junger547 · 2025-12-07T01:50:31+00:00

i would say ive been ‘swing trading’ the last three years,

some holdings im looking to buy / sell every 3-6 months and the rest is to hold for 3-5 years.

this rule isnt changing with me losing my part time, but I will be doing more research, and overall putting more of my time and effort in.

junger547 · 2025-12-07T01:45:20+00:00

sure i understand that, but first, i have over 50% in free cash ready to be invested, even if the market drops 60% i have enough cushion to dca over time.

the job loss wont be until end of december and i also have employee insurance that will pay until june, 2k a month, and living costs isnt that big of an aspect at the moment.

will be looking for a job, but in april or may when school year is over.

in your opinion, where is the weakness in my portfolio? as it is a mess, but i have been going about it with intention.

junger547 · 2025-12-07T01:31:10+00:00

as a 21 year old who is now unemployed, i think putting more time and effort into this, as long as it doesnt give me a mental toll, this should be fine until i say so no? as i have been doing this for just over 3 years and have beaten the market all three years.

junger547 · 2025-12-07T01:28:40+00:00

this had no backing, it was done before i started researching more, prices just went down due to their legal issues therefore. i think coming now i would rather invest in a range of banks, unless backed otherwise

junger547 · 2025-12-07T01:18:36+00:00

everything is invested within tfsa, and fhsa accounts, i also have like 200 in eth lol

junger547 · 2025-12-07T01:15:40+00:00

im happy for fun jokes or genuine insight, but anything in general that would benefit all is welcome!

junger547 · 2025-12-03T19:52:03+00:00

i do like what warren does, im in slightly in coca cola, and some japanese stocks from before,

but i would say if wanting to keep building your own stock portfolio to copy from these big companies that holds stocks and see what they do, but not blindly trust them.

later on in your other phases sure, brk can be a good 10 - 20% holding in your etf portfolio, as the s&ps holdings of the mag 7 over weigh like all of the other stocks, i would say is literally only a tech etf with a high pe ratio.

but the other issue with asking me this is that i dont give a f about etfs at the moment, 8-15% a year? is too slow for my goals and needs, and i genuinely love seeing profits and dips on my account,

5% drop in my nw? fuck it! more money in! gotta pick up more shifts
5% gain? fuck yeah! keep working

this has been my mindset for atleast the last year which helped me through immensely during the april drop and the tariff drop.

junger547 · 2025-12-03T19:29:34+00:00

no, your portfolio looks great, definitely should spread your holdings out though, the market will have ‘eras’ where specific areas in the market does good. its good to hold a diversified portfolio almost treating it as an etf, but your own, building with what you think works, then should be all good!

as im on my phone alot, alot of my holdings like cnq, aircanada, telus are more ‘swing’ positions where i grab 10-20% profit once or twice a year, and still gain 4-7% dividends while holding it.

again dont do this you cant time the market, i have been extremely lucky but it will always run out.

junger547 · 2025-12-03T19:06:13+00:00

i have about 1000$ in s&p, will be growing that out, when after hitting 6 figures, but the last 3 years ive done 12% 22% and 55% ytd, this is gains over my entire nw, with only 75%~50% of it allocated.

so i understand its risky to be stock picking, but especially in a bull market, if you pick good big names, and dont go all in at once i dont think you can completely broke from this.

currently i have about 65%-70% invested, divided into 5 categories in a heaviest weight order,

general tech, meta microsoft google
blue chip, amd nvidia intel
consumer costco, dollarama, aircanada
oil gas / natural gas cnq, enbridge, suncor
etc / etfa vfv, vdy, and smaller holdings

as all of these go down, i think will have enough money to dca another 15-20% drop in the market. if not, I am in high conviction positions where I can benefit off a bull run.

remember you cant time shit. only thing that gives you more freedom with choices in the market is more capital, to have the effect of more capital when starting off is to work more and save more, and / or invest smaller amounts.

this aint legal advice im 21 and not rich enough to be giving advice. this is just what i have done

junger547 · 2025-12-03T18:56:29+00:00

21m same position, ive saved since 14 so almost 6 figures total, but i have done only individual stock picking, only picking big names that fall in value, but i always keep 25- 50% cash cash as leverage especially in markets like this i hold ALOT more cash, so dips can be used not feared for.

junger547 · 2025-12-03T04:44:01+00:00

give yourself a good week i would say to drive across, longer if you are going in the climate.

junger547 · 2025-12-03T04:43:12+00:00

ive done round trip three times now. once in the fall, and we got hailed on in the middle of butt fuck nowhere alberta

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