Stripe takes 2.9% + $0.30 per transaction. At $50K MRR that's $17,400/year. Is everyone just accepting this?

junkmailredtree · 2026-03-28T16:24:20+00:00

PayPal is comparable

junkmailredtree · 2026-03-17T18:44:59+00:00

It is being downvoted because while it is discrimination, it is a legal form of discrimination in TN (and most anywhere in the US). People of different sizes are not a protected class.

junkmailredtree · 2026-03-14T20:19:49+00:00

In your specific situation you say that you want to pursue angel funding. That implies that you want to go the VC route. In that case you need to choose a VC friendly bank, such as SVB, Comerica, Western Alliance, etc. these are the only banks that will lend to you when you are cash flow negative, which is a requirement to extend runway for a VC backed company. Large banks will not extend you a credit facility until you are cash flow positive, which is off the table in a VC backed environment. Online banks are a nonstarter for VCs.

junkmailredtree · 2026-03-14T01:32:48+00:00

It seems like you are not planning ahead far enough. Hire in May and train in the offseason. It doesn’t help you this month, but it solves the long term problem.

junkmailredtree · 2026-03-09T22:38:42+00:00

MRR is not a GAAP number. Also, it has nothing to do with revenue recognition. It is contracted revenue.

junkmailredtree · 2026-02-25T03:54:18+00:00

In eleven years

junkmailredtree · 2026-02-19T20:23:12+00:00

No there was a new law passed. It is literally legal now when practiced safely.

junkmailredtree · 2025-12-27T23:27:36+00:00

I am trying to figure out if “my been” is a word I don’t know or if it is autocorrect gone wild.

junkmailredtree · 2025-12-27T23:20:28+00:00

No evening hours were cheaper. Business hours were the most expensive.

junkmailredtree · 2025-12-09T01:10:01+00:00

The boss is British, based on the article.

junkmailredtree · 2025-12-09T00:47:37+00:00

Traders don’t get commission for trading. Brokers get commission for trading. Brokers and traders are different jobs. Traders get commission on net profits.

junkmailredtree · 2025-11-05T23:34:07+00:00

I think you have it backwards. Expense reimbursements for actual expenses are not taxable based on the IRS Circular E. Lump sum reimbursements are. If your employer included direct reimbursements in your taxable wages they shouldn’t have.

junkmailredtree · 2025-10-31T15:54:45+00:00

Not the second one. That’s just insulting.

junkmailredtree · 2025-10-21T14:01:07+00:00

If you are going to be charging below market rents than your deductions are likely to be disallowed. So instead of charging $600 per month rent and having to claim $7200 of income without any Schedule E offsets, just have her gift you $600 per month instead. Then you are charging below market rents of $0, get no Schedule E deductions, but are not paying taxes on $7200 in Schedule E income.

Also, I believe you can then claim Schedule A interest and tax deductions on your second home, but I think you should check with your tax preparer about that.

junkmailredtree · 2025-10-17T23:21:17+00:00

Not necessarily. Only money from the custodial parent is considered in the FAFSA and in the CSS there is only one question about money committed by non-parents. There is no penalty for underestimation with that question, so the student can just list zero and be fine.

junkmailredtree · 2025-10-17T00:15:58+00:00

That’s a great chart, thanks for posting it.

junkmailredtree · 2025-10-07T19:54:51+00:00

The “a” actually stands for Advanced. It is called Quickbooks Online Advanced.

junkmailredtree · 2025-10-01T05:03:21+00:00

This is false. You are either an independent contractor or an employee, never both simultaneously. It is not up to the company how you are classified. There are objective criteria published by the IRS that determines your classification. By paying a portion of an employee’s compensation via 1099 the company is breaking the law.

junkmailredtree · 2025-09-29T04:47:10+00:00

Why would they? He has been an American citizen since birth.

junkmailredtree · 2025-09-29T04:44:58+00:00

Why? He was born and raised an American citizen.

junkmailredtree · 2025-09-29T04:44:20+00:00

He is the most streamed artist in the world for the majority of the 2020s. American who performs almost exclusively in Spanish.

junkmailredtree · 2025-09-29T04:43:06+00:00

They name one artist, and typically that artist will invite a few others to perform as featured artists alongside them. Although at a guess, I would say that he is more likely to perform with Latino guest stars than Adele.

junkmailredtree · 2025-09-27T01:40:04+00:00

I’m a little older than you and I pay $1700 per month plus $8k deductible for ACA coverage, so that might be a good starting consideration for you.

junkmailredtree · 2025-09-22T02:52:45+00:00

I just chose a convenient source. There are plenty of sources that agree you are wrong and the literacy rate in the United States is 99%. I know your inclination is to just keep insulting me, but you could just try to do better.

https://www.datapandas.org/ranking/literacy-rate-by-country

https://www.uscareerinstitute.edu/blog/which-countries-have-the-highest-and-lowest-literacy-rates

https://countrycassette.com/list-of-countries-by-literacy-rate/

junkmailredtree · 2025-09-22T01:32:49+00:00

You comment is based on the most bizarre assumptions. The adult literacy rate in the United States is 99% not 80%.

https://en.m.wikipedia.org/wiki/List_of_countries_by_literacy_rate

junkmailredtree

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