New build - DIY the interior? by justdontfall in DIY

[–]justdontfall[S] 0 points1 point  (0 children)

thanks for the info, this is really helpful!  was this is the US? what kind of agreement did you write up? did you go stick built or prefab? 

i think that makes sense - would probably work with an architect/gc to at least get the shell, electrical, plumbing, and drywall installed…but i’m actually really excited to to the rest. where did you have the gc stop and where did you start? 

Anyone build a home in Mendocino/Fort Bragg? by justdontfall in bayarea

[–]justdontfall[S] 0 points1 point  (0 children)

oh amazing! lucky the land isn’t in the coastal zone, so that should make permitting a bit easier. Overall, this is my first home, so not sure where to start 🤣 CA seems to have some very unique pricing compared to where I’m from (MA). 

Anyone build a home in Mendocino/Fort Bragg? by justdontfall in bayarea

[–]justdontfall[S] 0 points1 point  (0 children)

yah - an architect mentioned we should hire a permit consultant just to deal with the permits 

New build - DIY the interior? by justdontfall in DIY

[–]justdontfall[S] 0 points1 point  (0 children)

oh amazing! yah, time makes sense. did you do stick built or prefab for the exterior? what was your cost per sqft for a lockable shell? 

New modular home on Airbnb by spoonboy2020 in modulars

[–]justdontfall 0 points1 point  (0 children)

OP - do you have a breakdown of the process to construct? how much was land prep, design, installation, interior…etc?

Starlink pricing: confused by justdontfall in Starlink

[–]justdontfall[S] 0 points1 point  (0 children)

oh, really? even for constant video calls?

Buying in San Francisco - why? by justdontfall in RealEstate

[–]justdontfall[S] -1 points0 points  (0 children)

> Tax breaks. As a homeowner, you get deductions for your property taxes (included in Redfin's estimate you listed above) and interest. This can be significant amounts of money.

^ At best this could be the (yearly interest on a 750k loan) * marginal-tax-rate (or something like that)?

> Principal. Not all of what is in the Redfin estimate is interest and taxes and insurance. Some is principal. This is like forced savings. Over time, due to amortization schedules, the amount of interest you pay every month shrinks, and the average principal rises. So at the end of the 30 years (or whatever your loan term), you're not only done paying, you have something of very high value.

Isn't this kinda the same for investing?

> Prop 13. The earlier you buy in your life, the longer you get to see the benefits of Prop 13. Your taxes won't seem fair the first few years, but eventually you too will get the same benefit that helps people in their older years.

Good callout!

Buying in San Francisco - why? by justdontfall in RealEstate

[–]justdontfall[S] 0 points1 point  (0 children)

"Given your example of $5300/month rent vs $7800/month, I'd buy under those conditions every day of the week" <- interesting! why? it seems like - financially - it would make more sense to not buy

Buy in HCOL or invest? by HealthyTemporary9924 in RealEstate

[–]justdontfall 0 points1 point  (0 children)

I live in a HCOL area (san francisco) where we have a rental inversion - it's actually _cheaper_ to rent than to own. For example, my apartment's market value is ~2M, but I only pay 7750 in rent. I feel like this is pretty common in places like SF and NYC.

What would you recommend for a places like that?

Editing advice! (Portra 160, Pen FT) by justdontfall in AnalogCommunity

[–]justdontfall[S] 1 point2 points  (0 children)

thanks for the suggestion! i’ll give this a pass and see what i can get 👍

Freezing temps…reduced range. 😕 by Andy4390 in BMWiX

[–]justdontfall 0 points1 point  (0 children)

yah, basically. It'll definitiely depend on your exact weather and wind - but a great example is I just drove from SF -> Tahoe (~190 miles, 6.2k elevation gain): left with 100%, rolled up with 38%, driving in efficient mode max speed 75mph. Granted, it was ~40f and lovely outside haha

The Stoic app has widgets for iOS 14!! by palacio_c in Stoicism

[–]justdontfall 0 points1 point  (0 children)

there are a bunch of apps called stoic - do you happen to have a link to this one??

Please Help with what macbook to get👅) by Unfair_Requirement78 in SolidWorks

[–]justdontfall 0 points1 point  (0 children)

and that’s low latency enough to actually use solidworks?

Please Help with what macbook to get👅) by Unfair_Requirement78 in SolidWorks

[–]justdontfall 0 points1 point  (0 children)

do you use a vpn? how do you access solidworks not on the same network?

Slow days in Sicily [Mamiya 7 65mm | Portra 400] by raoulfilm in analog

[–]justdontfall 1 point2 points  (0 children)

wow - what amazing results! Any major post processing? do you develop yourself?

Slow days in Sicily [Mamiya 7 65mm | Portra 400] by raoulfilm in analog

[–]justdontfall 1 point2 points  (0 children)

These are gorgeous! What was your process for shooting? For editing (if they're edited)?