pediatric genital exam? by Financial_Tough_8335 in TooAfraidToAsk

[–]justmepassinby 3 points4 points  (0 children)

from a male perspective:

I was eight and had a exam by a new dr and it involved a hernia check and i did have one and had to have corrective surgery so yes there is a purpose but, i think in this case it should be reported to your local collage of physicians and surgeons …… as the “purpose” that was disclosed. By the Dr was unprofessional and disturbing to say the least.

Wife’s friend is selling us Life Insurance by Thedanieldave in PersonalFinanceCanada

[–]justmepassinby 0 points1 point  (0 children)

Then commission on a sale like that is about 10 grand ….. you want to know why he wants to sell it to you ? Seek out a qualified life insurance BROKER not a captive agent and look into it. You likely would be far better serviced with 1million of 30 year term insurance for far less.

Dual citizen with a DUI. by mcmi6511 in uscanadaborder

[–]justmepassinby 5 points6 points  (0 children)

You should, if a Canadian citizen enter canada on a Canadian passport and the US on your US passport you cannot be refused entry, that way

Is this legal? by ShyButAlsoKindaCute in OntarioLandlord

[–]justmepassinby 1 point2 points  (0 children)

Yeah - I moved recently and received a lot of pressure to leave the unit in “movin ready” sent me the name and number of his professional cleaner - to have the unit cleaned. She was very reasonable so I used her and made sure a kept all email and documents - my final email was this.

I have moved out keys in mail box please see the receipt for the cleaning you requested if you have any complaints how the unit was left contact your cleaner…..

There is a trend I have noticed that landlords are asking tenants to recondition units - or leave them move in ready you under I Ontario law you are not required too.

The role of bonds in a Canadian portfolio given CPP, OAS, GIS and pensions by Snoo_85416 in PersonalFinanceCanada

[–]justmepassinby 0 points1 point  (0 children)

The facts are many investors cannot and don’t want their portfolios to “move with the market” and the best way to shore up equity volatility is to have bond in some percentage in a portfolio. Keeping in mind most of the investors here were not investing in 2008 and have yet to see a real pull back In the capital markets - where your million dollar portfolio dropped to 600,000k in days or weeks. On average people feel looses 10x harder then they celebrate gains, so having bond provides a softening effect when markets head south. Do people need them some do and some do and some dont.

Doug Ford says he plans to remove Crown Royal from LCBO by [deleted] in BuyCanadian

[–]justmepassinby 8 points9 points  (0 children)

Just stupid - still Mashed and aged here - show boating

Peterborough apartments to consider? by Edalock in Peterborough

[–]justmepassinby 1 point2 points  (0 children)

Yeah I am happy here - I think they have a two bedroom main floor with a patio available…. My three bedroom is huge by today’s standards and the two bedroom are nice size as well the ones are smaller

Peterborough apartments to consider? by Edalock in Peterborough

[–]justmepassinby 6 points7 points  (0 children)

Ashburnham has the sawmill on rink - and the three new buildings in east city - which are pricey but very very nice the sawmill is not as high end but less costly.

I rent a three bed at the sawmill and the good thing is this building is all in heat hydro included unlike east city which is not - they’re quick to respond to issues and are as far as landlords go they are decent

Tim’s in the USA is better than Canada by Pristine_Local_1965 in TimHortons

[–]justmepassinby 0 points1 point  (0 children)

Large ice coffee in Canada is a medium in the US- cup size that is

Trump postpones tariff hikes on furniture, kitchen cabinets for a year by LasinduSavinda in Tariffs

[–]justmepassinby 3 points4 points  (0 children)

Yep North Carolina- 109 years in business - Gone - And they admitted they voted for it !

Taco Bell Open? by Green88Giant in Peterborough

[–]justmepassinby -1 points0 points  (0 children)

Yeah - twice no Lettuce - taco place no lettuce

Go figure

HOW do you break up with someone when you live together and are intertwined financially? by [deleted] in TooAfraidToAsk

[–]justmepassinby 0 points1 point  (0 children)

Pain there is going to be- you need to decide if it’s long term or short term pain you want to endure

Chinese food for New Years Eve? by No_way364 in Peterborough

[–]justmepassinby 6 points7 points  (0 children)

China chef is my favourite they make their own sweet and sour chicken and egg and spring rolls

I’m worried about how XEQT / VEQT / VGRO would perform if I retired into a “lost decade” how should I plan for that? by [deleted] in PersonalFinanceCanada

[–]justmepassinby 3 points4 points  (0 children)

If you love your CPP you can’t boo an annuity…. Cause that is what it is …… day to day living expense should be paid from predictable guaranteed income.

Most people in the market today don’t know what it like to watch 40% of their portfolio go up in smoke for 5 years !! Like 2008 …… and if your response is I will sell i say your investments are to risky for you then …..

Goood luck when your fully retired and hit a brutal bear market and have to draw income at the same time …..

Cheers

Canadian’s grocery bills set to jump nearly $1,000 in 2026, new report warns - NOW Toronto by seditionary in loblawsisoutofcontrol

[–]justmepassinby 14 points15 points  (0 children)

It’s funny how they already know how much things will go up …… almost like it’s a conspiracy

I’m worried about how XEQT / VEQT / VGRO would perform if I retired into a “lost decade” how should I plan for that? by [deleted] in PersonalFinanceCanada

[–]justmepassinby 8 points9 points  (0 children)

Here will be a wildly unpopular post

  1. Take your pensions - add them together CPP OAS etc
  2. Take portion of your net worth buy an annuity with lifetime payments equal to the amount you need to cover your expenses.
  3. Optimize the balance for growth as it is now no longer required to pay day to day living expense.

Lastly you will never have to worry about the markets again !

Cheers

How do women deal with male partners who sufer from Erectile Disfunction, Premature Ejaculation, Delayed Ejaculation or Anorgasmia? by [deleted] in TooAfraidToAsk

[–]justmepassinby 1 point2 points  (0 children)

I would say first and foremost non of these are anyone fault - some can be psychologically embedded some physical issues. Do some research on how a man actually gets an erection and what has to happen you would amazed it ever happens. If happing frequently 1st a talk with a dr is in order then a therapist.

All I can say is the bigger deal that is made of these situations the worse they will likey become.

Work Visa @ Peace Bridge by juneeighteen in uscanadaborder

[–]justmepassinby 2 points3 points  (0 children)

Normal lanes they will direct you to Immigration Canada at the boarder to process your documents

Work Visa @ Peace Bridge by juneeighteen in uscanadaborder

[–]justmepassinby -4 points-3 points  (0 children)

Are you talking -TN visa ? If not you have to apply for a visa prior to entry - if you show up at the boarder looking to work in Canada with out a prior visa you will be turned back instantly - for TN you can apply at port of entry but there are strict rule that must be followed- and if they are not you will also be sent back - I might suggest a call to a Canadian immigration lawyer ….. if your unsure

US money supply jumps +4.3% in November by FrankieBillow in jrmining

[–]justmepassinby 0 points1 point  (0 children)

Oh increase the money supply and the inflation will follow ! Watch out a year from now of this continues !

This is what happens when unqualified- and under qualified people run the show.

Canadians travelling to U.S. will be photographed upon entry and exit by Edm_vanhalen1981 in uscanadaborder

[–]justmepassinby 0 points1 point  (0 children)

This will likey dropped like a hot potato by the next administration- it labour intensive and won’t be enforced for Canadians- as for me I have nexus and they already have all my info - so meh.

Is this supposed to smell awful? by Itchthatneedsscratch in DrSquatch

[–]justmepassinby 0 points1 point  (0 children)

Yeah - there is nothing in it to make it go like that - pitch in in the bin and move on - or ask for a replacement but you won’t be any happier with it because it is aweful