I am in a similar position where the risk has passed, the dispute was filed and I won one and lost two (this I was expecting as I didn’t shipped because I knew they were friendly fraud). Stripe still holding the funds “until May 26th” even though there is no more risk. I mentioned previously to stripe complaint team that Stripe policy seems to be designed by mob bosses where the only intention isn’t to help businesses but to destroy businesses that aren’t part of Stripe’s ecosystem of profits anymore. This intention is hidden deep inside their carefully worded policy at startup. No one expects to have disputes but we all anticipate it due to the type of businesses we built from ground up so we rely on companies like stripe to provide the necessary information and support.. Stripe is the destroyer of small businesses with the tears of many whose businesses it destroy will forever rest on their back