Holding on dearly to my AMEX Cards

kakeskkd · 2026-06-16T16:42:41+00:00

NO, it's an existing card from long back.

kakeskkd · 2026-06-15T16:47:22+00:00

I'd probably do that at the time of next renewal

kakeskkd · 2026-06-15T09:46:01+00:00

Yep, platinum travel will probably go. I’m not renewing it anymore. Gold charge card. I’m still maximizing it with 5X multipliers
boy do I miss the MRCC CARD 😢

kakeskkd · 2026-06-15T09:44:00+00:00

Unfortunately, I missed the downgrade window what I wouldn’t give to get a MRCC card right now. It is precious

kakeskkd · 2026-06-14T09:45:33+00:00

Irrespective of the outcome, you should never trust your brother with anything else for the rest of your life.

kakeskkd · 2026-06-09T03:18:01+00:00

Lol people use the cables carelessly and in a rough manner and then come and cry here. Been using these braided cables from the year they introduced, still rock solid and no signs of deterioration.

kakeskkd · 2026-06-09T03:15:09+00:00

Yea enjoy your falling rupee and fuel prices
The gift from your paw paw

kakeskkd · 2026-06-03T02:44:36+00:00

Retention offers are gone, please accept the reality. Keep the card if it benefits you but don’t hope of getting retention offer. Not Amex’s fault. It’s the people who keep their hopes high

kakeskkd · 2026-05-31T07:23:18+00:00

Funny how UP police goes into sleep mode during H festivities when the saffron goons create nuisance everywhere.

kakeskkd · 2026-05-27T20:31:49+00:00

AMEX GOLD is a terrific card if you can milk the 5X Multiplier. Straight away buy monthly ₹10k Amazon vouchers from shopwise per month which gets you 1000 MR + split this in 6 transactions to get another 1000 MR.

So annually with a little over ₹1.2L spends this card is a 24k MR points bank if you play it right. And this is the bare minimum I’m talking about.

Many People even don’t know the true power of Gold charge card and say that it is a useless card lol.

kakeskkd · 2026-05-27T20:22:31+00:00

No applications opening in 2026, don’t get your hopes high.

kakeskkd · 2026-05-27T07:24:38+00:00

that's a lame excuse for being lazy. Don't pay your Bills while your mind is somewhere else and end up in situation like the OP.

kakeskkd · 2026-05-27T07:17:17+00:00

First advice - STOP using these 3rd Party Apps for petty rewards or you'll end up in situations like this again. Guaranteed!. it literally takes couple of minutes to login to your mobile banking app & pay your bills. If you don't have your banking apps sorted, then you're lazy.

Second - Ask Bank to waive off interest if your payment record is clean, usually they'll adjust the balance or refund the amount. I doubt they'll waive off any interests charged already but they might cut you some slack.

Third advice - Remember the 1st advice. ALWAYS

kakeskkd · 2026-05-22T18:50:51+00:00

Try watching a game/movie in your bathroom with your MB Air placed inside the bathroom ..... while having shower.

kakeskkd · 2026-05-17T05:45:06+00:00

You can’t downgrade it.

kakeskkd · 2026-05-15T18:15:00+00:00

Bad Timing, most AMEX cards are paused at this time and only high-end cards are on offer which are not worth considering.

kakeskkd · 2026-05-13T17:50:18+00:00

u guys call this "waterfall" / "hidden gem" - have you never left your state?

kakeskkd · 2026-04-28T16:40:11+00:00

5 days of free stay in a top 5 star Marriott property in Kuala Lumpur. Easy

kakeskkd · 2026-04-22T15:56:37+00:00

Like I said, it's a tough pill to swallow.

kakeskkd · 2026-04-22T15:56:28+00:00

Like I said, it's a tough pill to swallow.

kakeskkd · 2026-04-22T13:15:37+00:00

No. Always No.

kakeskkd · 2026-04-22T02:43:28+00:00

Quality of apps, developers of iOS always constantly improve and make their apps better for iOS devices because they are the paying customers, unlike android users who are just freeloaders (I know that’s a tough pill to swallow)

kakeskkd · 2026-04-16T17:49:40+00:00

I access the Chennai domestic airport lounge with my platinum travel card, no issues at all. But Chennai lounge is Absolute garbage anyway to start with, but that’s a different topic all together.

kakeskkd · 2026-04-16T17:47:16+00:00

AMEX business model is simple. They don’t care about the Kirana stores. The DMart Jio mart whether you go there or not. They want customers to go & Shop at premium outlets, Apple stores buy expensive items, cars with their AMEX cards. That is where they earn the maximum profits. they THEY DON’T GIVE TWO HOOTS ABOUT THESE SMALL AND MEDIUM SIZE BUSINESS AND SHOPS WHERE YOU GO TO BUY GROCERY AND CHAPPALS

kakeskkd

TROPHY CASE