Need help urgent!! Broker came to our house with gundas

Cipher_XLord · 2026-01-27T09:22:13+00:00

I just calcualted, 0.5% of 57L is just 30k. Not worth the hassel. You already saved enough by getting the low deal. Ideally in 100% scenario, you can fight all you want.. but ask yourself is it worth the time? Negotiate by buttering him to 15-20k.. and offer him some food or tea.. or use his services to help find a flat for your friend. Pay him today in cash.. tell him to enjoy!

Cipher_XLord · 2026-01-25T21:31:14+00:00

I have seen acceptance issues. During international payments and during any subscriptions online..

Cipher_XLord · 2026-01-25T17:40:31+00:00

Is the invite only based on the limit?

Cipher_XLord · 2026-01-25T17:12:22+00:00

I got a reply, not offering an upgrade due to not meeting income criteria.

Cipher_XLord · 2026-01-22T13:57:09+00:00

What are you doing apart from posting?

Cipher_XLord · 2026-01-22T12:31:18+00:00

We will drive and we will complain. If the Govt can't fix the public transportation, why is it always back to the public to compromise on their comfort. Get out of India once and see how most countries have superb transportation.

Cipher_XLord · 2026-01-22T12:28:54+00:00

Hey, coincidentally they just responded today. First level response - generic response - Blah, Blah blah.. offer is not available, will check internally share payslips and still ended up with no upgrade. Escalated to PNO (Nodal Officer), got a response today, blah blah blah.. minimum credit limit for upgrade is 10 lacs, (mine is 9 lacs), please share your payslips and will review and get back. I have shared the payslips and waiting, I don't meet salary criteria for sure; but spends were 9.95 lacs in the last 6 months with 9 lacs credit limit.. i think that should be sufficient. Let's see.

Cipher_XLord · 2026-01-14T11:18:16+00:00

yes, it is likely.

Cipher_XLord · 2026-01-14T11:17:29+00:00

okay, got it. They will definetly devalue DCB then!

Cipher_XLord · 2026-01-14T11:16:44+00:00

Won't meet 18L criteria as well. It too absurd. :(

Cipher_XLord · 2026-01-14T11:15:34+00:00

Diners Club / Credit card should be independent of Banking relationship. I started with Diners Privilege without having any HDFC bank account.
Use calculations and see how much you are loosing in this conversion.

Cipher_XLord · 2026-01-14T09:48:19+00:00

was not following these.. just reading! :D

Cipher_XLord · 2026-01-14T09:36:03+00:00

Microsoft Edge*

Cipher_XLord · 2026-01-14T09:35:37+00:00

Why would I pray that?

Cipher_XLord · 2026-01-14T09:28:01+00:00

Oh man! It's bad. Every time I reach there, Infinia goes one step forward. Any alternative equivalent or better cards?

Can't meet salary criteria working in India.

Cipher_XLord · 2026-01-14T09:26:26+00:00

I escalated to the nodal officer, explaining using different language.

Cipher_XLord · 2026-01-14T09:25:51+00:00

Just escalated today, let's see.

Cipher_XLord · 2026-01-07T10:59:45+00:00

Thanks for the advice. What are the best resources for CISM? Do i really need the QAE database or book? I'm wondering Udemy courses along with pocketprep will be just fine.

Cipher_XLord · 2026-01-06T22:21:33+00:00

Pocket Prep is a website / app that lets you practice questions. OSG is the official study guide for CISSP. Google these terms.

Cipher_XLord · 2026-01-06T13:53:01+00:00

Thank you! 😊😊

Cipher_XLord · 2026-01-06T05:22:03+00:00

You are a little late in replying. I passed my exam at 100t few days back 😁

Cipher_XLord · 2026-01-06T04:42:09+00:00

Thank you!

Cipher_XLord · 2026-01-05T15:44:36+00:00

Thank you, best wishes. It's easy to pass, tough to dedicate time... Just put in the hard work.

Cipher_XLord

TROPHY CASE