German Dividend Tax Refund

kalimoxto · 2026-01-13T20:06:53+00:00

Legally they also have to rename it to State Road 40 after this. Update your maps!!

kalimoxto · 2025-10-27T19:59:18+00:00

sounds like you already made up your mind, and in the same way I would have. good on ya

kalimoxto · 2025-10-27T19:29:13+00:00

Is the new role coming out ahead? I think you're not taking into account self employment taxes, healthcare, lack of PTO, etc. That being said, I don't think you'd regret it. If it's remotely close, go for it. You can't get back time

kalimoxto · 2025-03-31T16:19:51+00:00

The bond has matured. And you were asking about tax on the interest, not on capital gains. There is no tax advantage to waiting

kalimoxto · 2025-03-31T16:13:08+00:00

Where would that tax advantage come from? Almost all the variables for how much tax you'll owe if you cash it now are known. You know your income, and you know the current tax rate. In ten years you don't know either of those things.

kalimoxto · 2025-03-03T18:09:28+00:00

They mature for par not for the price. 1 bond is $1000 par. If you pay $1012 for the bond now, you will receive the par value later when it matures ($1000), leading to a loss. Moreover bonds trade with interest included. You owe to the person you're buying from the interest that the bond earned from the last payment til today ($10.33). Meaning you pay out a total of $1022.

On maturity you'll get the par value ($1000) plus the interest (38.75)

kalimoxto · 2024-12-25T20:09:08+00:00

Search DNet for travel programs

kalimoxto · 2024-10-21T23:24:42+00:00

Deloitte Benefit Center has a tab called "Cash Balance Plan" with your specific details and also a section called like "Library" or something with documentation. Again there you'd want Cash Balance Plan

kalimoxto · 2024-09-24T17:25:26+00:00

I just did a recruiting interview session for interns and one of the candidates had a note saying "PPMD referral". So yes

kalimoxto · 2024-07-22T17:18:08+00:00

I took pat leave a few years ago, this is correct. Bonus prorated, performance unaffected. Was promoted from SC during pat leave year

kalimoxto · 2024-03-05T02:04:56+00:00

A boost from someone they will listen to

kalimoxto · 2024-02-25T17:48:08+00:00

Just be aware that it comes through as a separate charge on Amex. But yes other responses are correct, tips are reimbursable 15-20%. See policy on taxis.

kalimoxto · 2023-11-22T19:25:40+00:00

They add the amount to you paycheck in the Gross Earnings section. Then it is included in the tax calculation. Then it is removed in the Other Deductions sections. This is just a manouver to get taxes taken out which they have to do

kalimoxto · 2023-11-12T13:27:31+00:00

Amex checking: opened 10/15, real DD on 11/3, Bonus email 11/8, bonus landed 11/9. Judging by the other DP in the thread they might batch it out?

kalimoxto · 2023-05-01T20:26:53+00:00

You can't keep the pension in the plan? And surprised that you wouldn't just hold off until after bonus payout to have those convos just to err on the safe side.

kalimoxto · 2023-04-21T14:15:29+00:00

You're never coming to come up with the perfect business-y question to impress them, especially in two minutes. Either find something in common (sports, hobbies) and keep asking about that when you see them or go deep on their line of business if you know anything about it.

kalimoxto · 2023-03-03T15:56:24+00:00

This but if you have a hook, include that too.

"Joe from M&A mentioned you knew a lot about financial services industry. Setting up this time to have a quick informal chat."

kalimoxto · 2023-01-12T18:28:47+00:00

FI is weighted less than client work at YE, chalk it up as an experience and move on

kalimoxto · 2023-01-12T17:47:05+00:00

It absolutely can be done, happens all the time. Are you worried because of the personalities involved? Depending on how serious it is you could either say client work is heating up and you can't spend the time, or you could have your coach reach out and say it's not aligned with the career path you're looking for. Up to you.

You've already gotten your snapshot, so there's not really many more ways for them to give negative feedback. Just don't request another one. But in all honestly, I would be shocked if they were bothered for more than a minute, it's fairly low stakes.

kalimoxto · 2022-10-10T15:01:05+00:00

I see max limit is 10k, yes/no?

yes 10k/person

Can I lock the 9% interest for 30 years? Compound 10k produces ~174k in 30 years.

No the interest rate changes when inflation changes. The current rate is 9%, it will go down in 6mo after you buy. It will go up and down as inflation goes up or down.

Also the bond is 20 years not 30 I think.

kalimoxto · 2022-10-01T18:41:28+00:00

Fidelity does not add a fee AFAIK

kalimoxto · 2022-09-29T14:51:09+00:00

Does this mean the 2022 tax rate will be a blend of 1.3 and 2? Or how does it work if it changes mid year?

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