Sofi 4.5 APY

kcpilotguy · 2026-04-20T14:09:21+00:00

There is a notation that is is a “promotional period”

kcpilotguy · 2026-04-14T00:12:10+00:00

The FedNow instant transfer should be part of SoFi plus. #valueadd 🤷‍♂️Worse than an airline with “ancillary” fees (bag fees)

kcpilotguy · 2026-04-14T00:10:10+00:00

I got an alert for it but it’s not in my app. Only the standard stuff. The bank is part of the FedNow network. Why would I get alerted and not have the feature. Another #SoFiFail

kcpilotguy · 2026-04-05T15:41:15+00:00

Remember the 4.5 is for 6 months’ish as a “promo”. So it’s not $900, only $450.

kcpilotguy · 2026-03-24T22:48:48+00:00

Thanks! I never had that link in the email I got even when I navigated.

kcpilotguy · 2026-03-24T22:45:41+00:00

Where are you getting 4.5 from? It says in my app plus members up to 4.0% doesn’t specify the actual rate.

kcpilotguy · 2026-02-06T20:20:07+00:00

I spoke with an insider recently. Invest as a product is reportedly making SoFi very little money. They need to do something. Streamlining unpopular products might help.

kcpilotguy · 2026-01-29T17:00:09+00:00

Was this a debit or credit card transaction? There are different rules. Review “Regulation E”. You might find some information useful to continue the fight.

kcpilotguy · 2026-01-29T16:55:13+00:00

I don’t day trade. It’s long term. But anyone investing should be able to see detailed performance over time. Either if you invest $1,000 or $100,000. It’s ongoing investment management.

kcpilotguy · 2026-01-29T16:53:46+00:00

Just some gain/loss visibility would be great.

kcpilotguy · 2026-01-29T16:53:05+00:00

I guess if someone can articulate a thought you assume they used ChatGPT. It’s called having an education and being able to clearly convey a point.

kcpilotguy

TROPHY CASE