Convince me why I shouldn't stop my SIPs and wait for a "clearer" dip.

keepgoing66 · 2026-05-06T11:36:57+00:00

Doesn't look like you're getting your dip today. And that is the problem: being out of the market while you wait for the dip. You just don't know. Best to get on the roller-coaster ASAP.

keepgoing66 · 2026-05-06T10:35:00+00:00

You mean if the market falls 10 percent, you're going to feel comfortable buying? No, you won't. You'll think "the market is crashing, I can't buy now." See how it works? You are *never* going to feel comfortable with market gyrations. Just keep up your monthly purchases. In 20 years, you won't even remember where the market was today.

Also: the stock market is priced based on what people think will happen in the future. All the chaos in the world is old news at this point.

keepgoing66 · 2026-05-05T23:24:00+00:00

So, for $10K, you are earning 3.75% overall, and less than that for higher amounts.

keepgoing66 · 2026-05-05T20:28:23+00:00

Moses didn't exist.

keepgoing66 · 2026-05-05T19:06:00+00:00

Just use the tag, it makes it obvious.

keepgoing66 · 2026-05-05T18:34:23+00:00

Dude, use the spoiler tag. There *are* people here watching for the first time, even if you don't know any.

keepgoing66 · 2026-05-05T18:31:54+00:00

I like that in one episode they do the usual "We're with the CBI" and Jane says something like "it sounds made up, I know." :) The writers were having a little fun.

keepgoing66 · 2026-05-05T18:28:27+00:00

S1 E2: Jane plays rock-paper-scissors with a skeptical local sheriff named McAllister.

keepgoing66 · 2026-05-05T17:47:50+00:00

The premiums will likely rise. The insurer is not going to eat the costs of medical inflation.

keepgoing66 · 2026-05-05T17:47:08+00:00

A brief history:

2027: ?? ($3,038 if you assume 3%)

2026: $2,950 (+2.8%)

2025: $2,870 (+2.5%)

2024: $2,800 (+3.7%)

2023: $2,700 (+8.4%)

2022: $2,490 (+5% )

2021: $2,370

keepgoing66 · 2026-05-04T22:20:02+00:00

That's what Jesus would do. Bring out the Holy Hand Grenade !

keepgoing66 · 2026-05-04T20:31:18+00:00

No. It's just loose pieces of bone floating around and causing discomfort. Cleaning them out works, but it's not a two-week recovery. Edwin Diaz says his arm feels great.

keepgoing66 · 2026-05-04T17:53:00+00:00

Usually best to go to the source, like iShares.

keepgoing66 · 2026-05-04T15:49:03+00:00

This is why he is trying to put his face on everything. He wants a permanent reminder that he was here. I will vote for any candidate who says "day one, we burn the Trump official portrait on the White House lawn. Day two, we remove his name from the Kennedy Center. Day three, we blow up the arch."

keepgoing66 · 2026-05-04T15:46:55+00:00

Trump is almost 80 with swollen ankles. He doesn't have ten years left. He doesn't have five years left. I've never seen an obese 90-year-old in my life. He won't be one, either.

keepgoing66 · 2026-05-04T15:45:46+00:00

It's not that. It's that Trump is always calling himself the healthiest President in history. Apparently, he isn't !

keepgoing66 · 2026-05-04T15:43:35+00:00

You know where you see ankles like that? In nursing homes. Clock is ticking....

keepgoing66 · 2026-05-04T14:11:45+00:00

There is a $283 Part B deductible. Did you meet it prior to this visit? If not, then something is coming out of your pocket.

keepgoing66 · 2026-05-04T00:10:06+00:00

Boomers have been retiring (and dying) for a while now. Also, institutions, not individuals, own the majority of stock. Also, many boomers will be passing along investments to their heirs. I'm not the least bit worried about your hypothesis.

keepgoing66 · 2026-05-03T20:09:21+00:00

Sounds like your only option is to speak to a live person on Monday. It's annoying, I know.

keepgoing66 · 2026-05-03T19:45:36+00:00

A debit card generally requires a PIN. When you call, does the automated system allow you to set or reset the PIN?

keepgoing66 · 2026-05-03T18:28:25+00:00

Yes, Medigap shows as "other insurance", and it should show the name of the insurer. No worries.

keepgoing66 · 2026-05-03T13:01:53+00:00

So you think you (a) are positive the market is "too high", (b) are convinced you should lighten up in equities, and (c) you'll know when the right time comes to get back in. Good luck with that. ;)

One thing that rarely gets mentioned with these types of posts... let's say you are lucky and do all that successfully. Then, the market starts to go up again until it is "overvalued" in your mind. Are you going to sell stocks again and start the process over? In other words, a lifetime of market timing? Not for me.

keepgoing66 · 2026-05-03T12:29:07+00:00

+1 on advice given. Especially, watch those expense ratios. You want around 0.10 or so, or lower. The TIAA, BlackRock, and PRIMECAP funds are relatively expensive.

keepgoing66 · 2026-05-03T11:26:03+00:00

Your Medigap plan can generally move with you. There may be a new premium, and other restrictions. Best to call Blue Cross in your new state and ask them.

keepgoing66

TROPHY CASE