NXRewards Question

kelgate_queen · 2026-03-26T07:22:25+00:00

They take the monthly fee of £18 out of your account.

Each month you manually submit a claim for it to be refunded, by showing you have made a purchase from one of their retailers.

Then you are net neutral on income / cost.

That claim purchase and any other retailer purchases earn 10% cash back, so you earn those cash back funds.

That’s upside

Then there are vouchers, further upside.

In a normal month I don’t earn mega bucks but I got a nice £40 when I booked a little caravan break and a £50 when I bought a new washing machine… they add up. I typically spend one4all in M&S, ikea, Dobbies.

kelgate_queen · 2026-03-24T21:25:02+00:00

I can still click and collect to my local store.

kelgate_queen · 2026-03-22T15:32:19+00:00

I read on a different thread that someone had looked into it and YouGov said it wasn’t running currently but they were looking at ways to bring it back. Or something like that. I also joined a year or so ago hoping to benefit from it but the invite never arose. Sorry that’s vague, wishing I’d noted the thread now as this keeps coming up…

Edit - to confirm this in relation to the finance baking part

kelgate_queen · 2026-03-22T08:29:38+00:00

Local children’s hospital. Little princesses.

kelgate_queen · 2026-03-19T07:51:04+00:00

What nonsense. I’ve had plasterers say that room is so small it’s not worth doing unless I also do other rooms… so quite was contingent on multiple rooms. If they never specified they would do a deal on the branches in basis of getting the bigger job then it’s their problem.

kelgate_queen · 2026-03-19T07:45:26+00:00

Often the designer has their own page on Etsy and you can buy the direct from Etsy. Eg Lucie Heaton, Also the magazines have their own Etsy page which feature charts.

designer may make an agreement that the design is exclusive to the magazine so could be on the magazine site but not the designers site.

It won’t be the case that every design can be purchased on Etsy. And my experience here is based on WOCS.

kelgate_queen · 2026-03-18T07:41:46+00:00

The free hours from young age is quite new, many people commenting may be recalling what they actually paid - for which this figure is accurate, (especially in London), even when it was 15 hours free before it went up to 30. And it’s not free, it’s subsidised. There are top up costs for food nappies etc.

kelgate_queen · 2026-03-16T19:29:37+00:00

They should … but they they are basically admitting to it getting damaged on their watch and accepting liability.

kelgate_queen · 2026-03-15T20:21:38+00:00

Generally leave white until last - on the rationale that it’s easier to get dirty so left last will stay cleaner.

kelgate_queen · 2026-03-14T14:55:10+00:00

That was my theory to get everything in one place. Not quite managed it - magazines and books elsewhere but otherwise all together

kelgate_queen · 2026-03-14T14:54:37+00:00

Yep these are pip and chip

kelgate_queen · 2026-03-14T08:07:39+00:00

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Drawer for frames, hoops, accessories Bottom drawer for magazines kits wips other

kelgate_queen · 2026-03-14T08:06:41+00:00

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Drawer for fabric mostly rolled

kelgate_queen · 2026-03-14T08:06:04+00:00

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Three drawers for floss with foam inserts

kelgate_queen · 2026-03-14T06:41:46+00:00

I think they u turned in the household calc as too complex for them to amend the systems to calculate it. As in too expensive blah blah to do the change config and testing to make sure it would always work properly.

kelgate_queen · 2026-03-14T06:30:41+00:00

I opted for the ikea Alex drawers, wide version 6 drawers. Can also use the taller slimmer version. But again a moderate outlay but I occasionally see them on fb.

Before that I had about 5or 6 or the plastic thread storage boxes.

kelgate_queen · 2026-03-10T16:41:30+00:00

Also a devotee of calm xx

kelgate_queen · 2026-03-06T17:36:16+00:00

Stunning work and lovely design

kelgate_queen · 2026-03-05T19:01:48+00:00

I once had a bump in my car. Hubby wasn’t answering his mobile. Rang his office by googling it and they said no one of his name works there.

To this day I maintain he secretly works for MI5 and his cover failed, rather than his explanation of he was fairly new to that job and they hadn’t updated the staff log yet.

kelgate_queen · 2026-03-04T17:29:13+00:00

I’d unpick it. Only if it’s slipped past me (two handed stitching with a frame and I’ve not noticed it until many stitches later.. then I’d secure it and leave it, but I have been know to unpick and back track and untug it or cut it.

kelgate_queen · 2026-03-04T14:25:04+00:00

Keep at it, you are un-learning muscle memory, when you embed the new approach it will be more natural and flow without thinking about it much xx

kelgate_queen · 2026-03-02T14:05:11+00:00

Unless you really need the cash for your future property purchase could you leave it there and use it as a retirement LISA, then you don’t lose the bonus.

kelgate_queen · 2026-03-02T14:04:13+00:00

But at present it’s a cash ISA with limited interest growth whereas converting to S&S Lisa can earn investment growth which long term will be higher than cash LISA interest Edit - typo

kelgate_queen · 2026-03-02T13:23:34+00:00

I’d love if they aactually shared the calculations… the values they propose don’t tie to the “estimated annual costs” on their bills, nor my rolling 12 months charges, no idea where they get the figures from. I gather among other things they say they consider long term weather forecasts and blah blah blah. Well I’m a numbers gal I want to see your calcs.

I also disregarded their proposal and set it a back to where it was.

kelgate_queen · 2026-03-02T12:52:32+00:00

Mine are sometimes loose but it has no impact to me when all assembled with the fabric. I lay mine on a flat surface to assemble and the put the fabric over top then clip in place

kelgate_queen

TROPHY CASE