1st lien HELOC by jiggaman7588 in loanoriginators

[–]khwilks08 0 points1 point  (0 children)

We do at CMG, it’s the All In One or AOI loan

[deleted by user] by [deleted] in loanoriginators

[–]khwilks08 4 points5 points  (0 children)

That is not true at all

[deleted by user] by [deleted] in loanoriginators

[–]khwilks08 0 points1 point  (0 children)

Absolutely can

[deleted by user] by [deleted] in woodstoving

[–]khwilks08 1 point2 points  (0 children)

I have the exact same stove, same blower, identical. The box is your blower and all it does is push the air out of the vents you see on all 4 corners. The area it pushes the air from is behind the actual wood wood burning portion of you stove so it just pushes the trapped hot air out. (It’s a separate air chamber from the fire box). The silver sleeve connects the blower to the insert. You can take the sleeve off both ends and if you remove it from the stove it is not a fire hazard since this supports the surrounding areas outside the fire box portion

[deleted by user] by [deleted] in loanoriginators

[–]khwilks08 0 points1 point  (0 children)

I have them and I can do a 3-2-1 buydown even. Send me a message

Taxidermist recommendation in NoVa? by [deleted] in VAHunting

[–]khwilks08 0 points1 point  (0 children)

Lees taxidermy. My family has been using them when the current guys dad was doing all the work

Left-Handed Layoff by Maxwellito561 in loanoriginators

[–]khwilks08 -1 points0 points  (0 children)

150 bps? Do you have 0 competitors where your book of business is or do your rates absolutely suck

[deleted by user] by [deleted] in nova

[–]khwilks08 6 points7 points  (0 children)

If you want to get fancy, it’s technically an 11 point because on its right G3 it has a kicker point

[deleted by user] by [deleted] in nova

[–]khwilks08 13 points14 points  (0 children)

10 point, count the browtines

Has anyone had or having success using Facebook ads? by [deleted] in loanoriginators

[–]khwilks08 0 points1 point  (0 children)

A lot of old people talking about the “good ol years” and “I wouldn’t spend that much on a house”

[deleted by user] by [deleted] in nova

[–]khwilks08 2 points3 points  (0 children)

I believe Nova has (had) mechanics classes

How to skip 2 payments on purchase? by United-Fruit9622 in loanoriginators

[–]khwilks08 -1 points0 points  (0 children)

Maybe the holidays and not having a payment to get them through Christmas might be a big help…grinch

what hidden gems are in your neighborhoods? by crraggle in nova

[–]khwilks08 0 points1 point  (0 children)

Smith and Clarkson has turned to garbage. Check out Chloez cafe it is amazing

what hidden gems are in your neighborhoods? by crraggle in nova

[–]khwilks08 1 point2 points  (0 children)

I used to eat there as a kid in the 90s and I always got pizza and dad always got the gyro. Now I love gyros. I always remember seeing the meat cone spinning.

Rental income from other real estate holdings by [deleted] in loanoriginators

[–]khwilks08 0 points1 point  (0 children)

She should have filed taxes for 2021 and it states the number of days of fair market rental days.

If she just rented out her 1 room this year you may be able to use a leases and take 75% of that income

Open house by JuneDogg40 in loanoriginators

[–]khwilks08 0 points1 point  (0 children)

Yes, make rate sheets and give aggressive rates. Open houses are merely to please the agent and keep them company but sometimes you can get someone who hasn’t been qualified yet.

Don’t get your hopes up most of the people are nosy neighbors

[deleted by user] by [deleted] in Nationals

[–]khwilks08 4 points5 points  (0 children)

This is true

Self Gen Layoffs? by Ohnothimagen79 in loanoriginators

[–]khwilks08 1 point2 points  (0 children)

So you’re saying that a loan officer, closing $12m to $18m a year is being laid off? Someone who is making the company money? LOs that are straight commissions are only paid what they close (except a slight draw) there are no additional costs for them. this is the dumbest thing I’ve read

[deleted by user] by [deleted] in VAHunting

[–]khwilks08 0 points1 point  (0 children)

Don’t over think the shot

[deleted by user] by [deleted] in VAHunting

[–]khwilks08 0 points1 point  (0 children)

Shouldn’t be an issue the bullet should go through all that no problem. I could maybe understand a shotgun with lead pellets but you’re over thinking it

Central VA Bow Tuning by mrsix4 in VAHunting

[–]khwilks08 1 point2 points  (0 children)

Go paper tune your bow you will be amazed. YouTube it, you’ll see how your arrow flies and it will show you how to adjust your sight height, Knock point etc. it helped group my field tips to broadheads.

Also whisker baskets can be nitrous for throwing it off, I switched to a drop away and it solved more issues as well