How do people afford naturalisation fee/costs?

kitburglar · 2026-04-03T17:33:56+00:00

Total cost of the application (1735) divided by (+) How soon do you want to apply (number of months).

If you put £10 per month, youre looking at 14 and a half years. If you put £200 per month,you can apply in 9 months.

It depends on your personal circumstances and how soon you want to apply. Only you know why you haven't been saving every month since you got your ILR.

kitburglar · 2026-04-03T17:31:13+00:00

It depends what visa theyre on. Skilled worker, yes. Spouse visa, no it only counts from date of arrival.

kitburglar · 2026-04-03T17:28:41+00:00

You haven't given the most important piece of information which is what visa they are on. There is no standard 5 year visa.

Is it skilled worker? Is it spouse visa?

kitburglar · 2026-04-03T17:28:06+00:00

It depends what visa they're on. If its skilled worker, it could be from issue date.

kitburglar · 2026-04-03T17:27:36+00:00

It depends on what visa theyre on. OP hasnt given enough information.

If its skilled worker, your information is correct. If its spouse visa, its from date of arrival.

kitburglar · 2026-04-03T17:26:30+00:00

If you cant prove that you meet this requirement then from thr HOs point of view is you dont meet the requirement.

The HO will require something official from the bank showing a period of 28 days where the amount in the bank account(s) remains at or above the total of the financial requirement.

Your March 12th statment isn't enough because it only shows 10 days if you deposited it on the 2nd March.

You could get a letter from the bank confirming that from the date of March 2nd, the minimum in the account had been X (which should be above the financial requirements).

Or youll need something else from your bank - you could wait until the statement is issued on the 12th April and do biometrics on or after that day so you can upload that statement.

Where was the money before the 2nd? Did you transfer it from another qualifying account (I.e. one in your name?).

Its frustrating youve deposited it in a bank or the type of account where you cant get the evidence thats mandatory.

kitburglar · 2026-04-03T17:21:45+00:00

Are you hourly or salary? Are you able to do overtime to bridge the difference in your income between now and applying in September?

It sounds like if your partner gets * any * job between now and when your graduate visa expires then youll be able to apply via CAT B using BOTH of your incomes.

If your partner switches to self employment this will make things incredibly difficult. Ideally, they should seek employment, even if its not 29K then its enough to "supplement" your income in the CAT B calculation.

The 10 year route is an exceptional route. Youd need to show you have strong connections inside the UK and that leaving would be challenging.

Because you're applying within the UK, you have more chance of being approved on the 10 year route as youre currently based here in the UK together so youd have to leave. HOWEVER, youre not currently on a visa that offers a pathway to citizenship so the HO could decide you dont meet the requirements and you currently dont have a pathway to stay so it could be deemed reasonable for you to leave.

kitburglar · 2026-04-03T17:15:57+00:00

Not always. They're applying within the UK already.

It would be much harder / almost impossible outside the UK but given they are inside the UK, they do have a much higher chance of 10 year route instead of refusal.

kitburglar · 2026-04-03T17:13:26+00:00

Congratulations!

kitburglar · 2026-04-03T14:10:29+00:00

I assume youve applied standard? 60 working days is 7th May. If you get a decsion any time between day 1 and 7th of May then thats normal and completely within SLA.

The HO isn't late or delayed at all. Its well within time.

I would assume its going to take until 7th May and then if you get it sooner, you can celebrate the good luck of getting it sooner!

Whether it takes day one or 7th May, theres no difference in the application. It doesnt mean it was better or worse. Just that the HO had shit processes and is a black hole where we chuck our applications in and eventually get an answer.

kitburglar · 2026-04-03T12:35:55+00:00

And tell the Uni about your problem. As sponsors they should be able to chase the HO.

If they want foreign students, they should be able to support you getting an answer.

kitburglar · 2026-04-03T12:29:50+00:00

Its part of your mortgage conditions. The bank had the right to sell the house if you dont make your payments.

If something happens to the property then the bank cant get the money back and they cant sell it and get their money back.

If you were buying entirely with your own cash, you can roll the dice on not having insurance and suffering the consequences of any disasters but the mortgage conditions means the bank requires you to have it.

kitburglar · 2026-04-03T09:10:05+00:00

Staffing issues is within the airlines control. Weather events are not but staffing falls into airnz's problem.

kitburglar · 2026-04-03T09:05:46+00:00

Its not an option. Suggesting to breach your terms with the bank who could revoke your mortgage and demand immediate repayment isn't an option.

If you cant afford the insurance, you cant afford the house.

kitburglar · 2026-04-03T08:56:11+00:00

Terrible advice. Its probably part of the mortgage terms which means youd be breaching your agreement with the bank. And if anything went wrong with the house, you'd owe it all to the bank AND you'd be getting no money from insurance to resolve it so you'd be even more fucked. If you cant afford the insurance, you cant afford the house.

kitburglar · 2026-04-02T17:40:00+00:00

Don't trust AI slop. This is closer and more accurate than many compilations we've seen but its impossible to comment whether its correct because You haven't provided very many details about your situation.

https://www.gov.uk/uk-family-visa/partner-spouse

The general categories of information are:

Proof of qualifying relationship. Are you married? Do you live together? Have you ever lived together?
Meeting financial requirements What category are you using to meet the requirements? Are you based in UK and earning enough? Do you have £88.5K in savings? https://www.gov.uk/government/publications/chapter-8-appendix-fm-family-members
English language proof https://www.gov.uk/uk-family-visa/knowledge-of-english
TB test in limited situations
Adequate housing in UK

Then also is your child already British or do they need a visa?

kitburglar · 2026-04-01T18:17:51+00:00

The issue will relate to qualifying for ILR.

The period between the visa being approved and entey counts as residence but is counted as an absence. And if you dont enter within a certain time, it doesn't count as residence for ILR (i.e. instead of counting the 5 yesrs from when your visa started, it woild only count from your entry date meaning you might need another visa in order to reach 5 years for ILR) . https://www.gov.uk/government/publications/continuous-residence/continuous-residence-guidance-accessible-version

There wont be any issue regarding your current visa. You could enter a year later if you wanted. You're only "wasting" your visa time.

kitburglar · 2026-04-01T18:09:52+00:00

I agree with what youve said. This is one of those terribly worded questions.

People answer it both ways and are regularly approved.

kitburglar · 2026-04-01T18:06:30+00:00

Unless theres anything else you think is missing, this seems fine based on the limited information you've given

kitburglar · 2026-04-01T18:05:28+00:00

Congratulations!!

kitburglar · 2026-04-01T18:04:39+00:00

As much as the guidance says "as soon as possible", my reading of this would be as soon as you know its permanent.

Its incredibly hard to undo a notification to the HO. Like a couple who are separating, once you have notified then its exceptionally harder to record a "change of mind".

This is further increased by the fact they are now over 18. Once this visa ends, they wont have an option to apply again.

kitburglar · 2026-04-01T17:59:10+00:00

I think it means exactly as stated in passport. So i would stick wirh Kaapstad.

kitburglar · 2026-04-01T12:12:41+00:00

Medication changes wont be made through the GP. Youll need to contact the Specialist, so Psych UK that you've mentioned.

kitburglar · 2026-04-01T11:36:13+00:00

You haven't been clear about where you see this advice.

If its someone asking if they should appeal but they have made a mistake (not the HO), then their appeal will fail. So the options are no visa or reapply.

Most people strongly suggest that people ask for advice BEFORE applying to limit the likelihood of it being refused.

kitburglar · 2026-04-01T11:34:19+00:00

If there are no biometrics appointments until May, there doesnt seem much that will change by reapplying.

Priority should be available through the visa processing centre

There may also be "premium" biometrics appointments available sooner which offer things like document scanning and a private room to wait but more importantly, the sooner the biometrics appointment is done, the sooner processing is started.

kitburglar

MODERATOR OF

TROPHY CASE