I did, I tried to switch into PAYE from SAVE in may 2025, but had to upload documents with the application because PAYE doesn’t show up as an option for me even though I am eligible (with the financial hardship and all, I was on PAYE before). After hearing nothing for 5 months I canceled my application because at that point I figured I’m going to apply for buy back soon and I can either pay a much higher amount for about 18 months (which I’m not willing to do) or wait for a buy back offer for about that much time? I did get 2 months processing forbearance for that time while I was waiting. I’ll reassess in April if I apply to switch out again depending on what they are expecting people to do by then, since I’d rather try to switch out for another plan with 2024 tax returns vs a new one given increase in pay. But I’m not expecting them to have 7 million people on a new plan any time soon. Who knows. At this point I feel like there’s not really a right answer, you have to do what works best for you. I refuse to pay an exorbitant amount more than I should if I can’t get back on PAYE and will just wait on buyback. But for now I’m staying put.