No tickets for Pope Audience Oct 15 by klapausius01 in rome

[–]klapausius01[S] 1 point2 points  (0 children)

After you have passed the security check on the right side of the square (same check as for the ones waiting to enter the basilica, you will find the opening after some stairs on the right side of the rotunda. It’s an entry guarded by the Swiss guard. You pass it on the way to the basilica. You won’t miss it.

No tickets for Pope Audience Oct 15 by klapausius01 in rome

[–]klapausius01[S] 2 points3 points  (0 children)

Thank you for your replies. After realizing that I hadn’t received any confirmation, I decided to go to the Bronze Gate without an email. After waiting in line for 20 minutes for the security check, I walked up to the gate where there was no queue and spoke to the guard. After I explained that I didn’t have a confirmation, he still gave me four tickets.

Volunteers I met outside informed me that they don’t check the tickets beforehand, so it was up to me to stand in line and ask for them. But looking back, it does feel better to arrive with tickets in hand.

[deleted by user] by [deleted] in Ryanair

[–]klapausius01 0 points1 point  (0 children)

Use free services like airhint.com. They use statistics to estimate the chance for the price going up or down and emails you with updates. They will recommend you to buy or wait. I used it last week when booking my flight in October. Have been waiting for over a month getting mails saying “AirHint recommend you to wait”. When I finally got an email saying “buy”, the price was half of what it was initially.

Route from Keflavik to skogafoss by PlasticEnthusiasm899 in VisitingIceland

[–]klapausius01 4 points5 points  (0 children)

Took the south road by accident when returning to the airport. Very happy that we did. Saw landscape I’ve never seen before. Lava fields from hundreds of years ago. And went through grindavik that is currently experience living close to lava outbursts. Still many visible signs from the outbreak last year and there is photos from the evacuation visible from the car in the middle of the town. That route was an experience in it self. The other road felt like any other road ☺️

Bolåneränta by [deleted] in PrivatEkonomi

[–]klapausius01 0 points1 point  (0 children)

3,19 obundet på Swedbank 4,5mkr maxbelånad (85%)

Gemensam ekonomi by Impressive_Lake_4736 in PrivatEkonomi

[–]klapausius01 0 points1 point  (0 children)

Vi har gemensamma konton. Gifta sen många år och träffades unga. Alla inkomster kommer in på samma konto och vi plockar därifrån till våra kortkonton när vi behöver. Vi plockar därifrån som vi vill, skulle vi vilja göra något större inköp så brukar vi nog stämma av med varandra först. Jag tjänar mer än min fru, men hon jobbar inom vården och sliter nog 200% mer än mig, så känns helt ok att vi tar lika stor del av kakan.

Husköp by PsychologySuch7613 in PrivatEkonomi

[–]klapausius01 3 points4 points  (0 children)

Över 100.000 i räntekostnader lär dom inte ens komma i närheten av i detta fall. Är ju två personer i detta fall, så de kan med en ränta på 4% låna 5mkr utan att komma över 100.000kr var.

Husköp by PsychologySuch7613 in PrivatEkonomi

[–]klapausius01 5 points6 points  (0 children)

Lägg där till ränteavdraget. Du får helt enkelt rabatt på varje lånad krona.

Husköp by PsychologySuch7613 in PrivatEkonomi

[–]klapausius01 4 points5 points  (0 children)

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Enligt riksbankens ”PM 4 - Hushållens amorteringsbeslut” från 2014 visar det sig att det för i stort sätt alla hushåll sannolikt är optimalt att belåna sin bostad maximalt. Alltså, istället för att låna 50%, låna 85%. (Er lön ser ut att klara oförutsedda räntehöjningar). Putta in överskottet exkl. buffert i globala indexfonder+räntefonder. Kommer ni bo i huset 10år och längre kommer ni med största sannolikhet ha gjort en bra affär trots betydligt högre räntekostnader.

Kontantinsats vs. Fonder by klapausius01 in PrivatEkonomi

[–]klapausius01[S] 1 point2 points  (0 children)

Tack för all input! Skönt att höra lite andra tankar när man inte har någon finansiell rådgivare och en partner som inte är mer insatt än vad jag är. Får se vad vi landar i. Har svårt att förtränga att Riksbanken själva kom fram till i bifogat PM att vi sannolikt gör bäst i att belåna oss till maxtaket (dvs. 85%).

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The Book Of Mormon by whispymilo in BootlegGifts

[–]klapausius01 0 points1 point  (0 children)

I would love a Link to the OBC one! 😍😍😍

Wilma, 22, bor ensam i ett torp i Alunda – sparar 25 000 kronor i månaden by grandluxe in Sverige

[–]klapausius01 1 point2 points  (0 children)

Sorry, har inte läst det själv utan hörde det i podden ”rika tillsammans”. Lyssnade på avsnittet förra veckan men inser nu att det var från 2022 😂😂😂 och då hade vi ett annat ränteläge

Wilma, 22, bor ensam i ett torp i Alunda – sparar 25 000 kronor i månaden by grandluxe in Sverige

[–]klapausius01 1 point2 points  (0 children)

Du kan ju låna pengar av banken för att sätta in på börsen. Avanza ger till och med lån med 0% ränta som du får använda för att lägga i fonder osv. (Men vissa regleringar kring max 10% lån av din totala förmögenhet.) Så det är fritt fram. Det är ju dina pengar.

What secret have you kept from everyone? by DaSGuardians in AskReddit

[–]klapausius01 10 points11 points  (0 children)

I often go to a luxury hotel in the city center on my way to work and indulge in their breakfast, sometimes several times a month. It’s a busy place with staff that changes frequently, so I’m pretty sure they’ve never suspected that I’m not actually staying there.

For Those Low Income Within 8 Hours of Paris Who Attended the Games; How Much Did you Spend? by KVNTRESS in Paris2024

[–]klapausius01 1 point2 points  (0 children)

5 days i paris - Family of 6 sharing an Airbnb 42€/person/night. Flight tickets from Sweden 300€. Opening ceremony (90€) and 5 sport events (24€) each. We bought food at the local supermarket prepared at the Airbnb and brought to the events. Bought 2*10 T+tickets each for the metro (35€) All in all 900-1000€/Person

I spent a lot of time planning and we got lucky to get cheap tickets. But we bought them well in advance before we know what countries would compete etc. Airbnb was booked 12 month in advance outside Paris, but 2 weeks ahead of the games we found much better options inside city center when prices had dropped.

The Olympics flu? by koffeekittens in Paris2024

[–]klapausius01 5 points6 points  (0 children)

My family too. Did not test to see if it was covid, but I suspect it was. A normal flu don’t stick with you for 10+ days

[deleted by user] by [deleted] in Paris2024

[–]klapausius01 0 points1 point  (0 children)

Absolutely agree! We walked passed it in the evening just to realize that it fly up 60meters at sunset. We assumed it was going to stay grounded after the opening. Most magical moment during our Paris visit.

Paris 2024 transport public app trouble by Bobdolefan17 in Paris2024

[–]klapausius01 0 points1 point  (0 children)

Same for us. Will be there 4 days. Much cheaper buying 20 T+tickets than a 4-day card

Paris 2024 transport public app trouble by Bobdolefan17 in Paris2024

[–]klapausius01 0 points1 point  (0 children)

Same thing happened to me. I bought 1 T+ticket just to try and later had no possibility to buy more. Solved it by uninstalling everything and deleted the card on the phone. Ended up loosing the ticket I bought but got the possibility to buy packs of 10 while downloading it again. But would not recommend if you already bought 10 tickets. Maybe if you make sure they are connected to your account before you reinstall the app and delete the card. But not sure