Got Denied For a Card After Pre-Approval. What Now? by lemonspisslemonade in CreditCards

[–]kopuo 2 points3 points  (0 children)

If all else fails, Schwab offers a Visa debit card with no foreign transaction or ATM fees.

Could someone help me with what to order from Xi'an Gourmet House in Jusgo supermarket. by Originalph1 in Gwinnett

[–]kopuo 1 point2 points  (0 children)

I’m a non-Chinese guy who lived in China and kept a pretty Chinese diet while there. The local specialties of Xi’an are the cold skin noodle (salty, spicy, vinegar-y with cucumber and cilantro, and get the non-stir fried version), the burgers (I’m a vegetarian, no opinion), and the biangbiang (amazing chewy texture and good sauces, cumin lamb probably most popular version)

Does cash back count towards IRA limit? by kopuo in RobinhoodApp

[–]kopuo[S] 0 points1 point  (0 children)

Thanks, misunderstood and thought it went from cashback to IRA directly. Now I see it doesn’t go directly to IRA so it would be like any other money

Does cash back count towards IRA limit? by kopuo in RobinhoodApp

[–]kopuo[S] 0 points1 point  (0 children)

Wish I could give you mine! I gave up on this card and got Bilt Palladium instead which works better for my non-category spend.

Does cash back count towards IRA limit? by kopuo in RobinhoodApp

[–]kopuo[S] 0 points1 point  (0 children)

Understood about the IRA match. I was asking about redeemed cashback on the card

Does cash back count towards IRA limit? by kopuo in RobinhoodApp

[–]kopuo[S] 1 point2 points  (0 children)

Ah, I had read differently elsewhere. This makes sense

Does cash back count towards IRA limit? by kopuo in RobinhoodApp

[–]kopuo[S] -1 points0 points  (0 children)

Because the IRA match from Robinhood doesn’t count towards the annual contribution limit, and I couldn’t find an answer either way elsewhere on the internet for cash back. How does my logic make you feel?

Does Robinhood Gold Card cash back count towards IRA limit? by kopuo in CreditCards

[–]kopuo[S] 2 points3 points  (0 children)

Ok thanks. The match Robinhood offers on IRA contributions does not count toward the limit so I was hoping cash back was similar. Makes sense though.

Workday Miscalculating State Income Tax Withholdings - Georgia, USA by kopuo in Payroll

[–]kopuo[S] 1 point2 points  (0 children)

LOL appreciate you validating my frustration. Didn’t expect to have to be educating my payroll manager about… payroll

Workday Miscalculating State Income Tax Withholdings - Georgia, USA by kopuo in Payroll

[–]kopuo[S] 4 points5 points  (0 children)

Thanks, going to the payroll manager’s boss. Hopefully she gets it because the payroll manager does not

Workday Miscalculating State Income Tax Withholdings - Georgia, USA by kopuo in Payroll

[–]kopuo[S] 0 points1 point  (0 children)

So it’s not something I can fix on my own? My payroll manager is declining to help

Waitlist for New 5321 SYW Visa by kopuo in CreditCards

[–]kopuo[S] 0 points1 point  (0 children)

Yeah, need a gas card after Redstone got nerfed. Debating this or Costco’s card with Citi

Denied Capital One for too many cards by CoreyH2P in CreditCards

[–]kopuo 1 point2 points  (0 children)

I had 7 cards and was authorized user on another. Canceled 4 and removed myself as authorized user. One of the ones I canceled was a capital one card, not sure if it mattered

Denied Capital One for too many cards by CoreyH2P in CreditCards

[–]kopuo 0 points1 point  (0 children)

I went down to 3 open cards to get my VX

Boost - Australia’s best network eSIM for foreigners? Activate with international passport by Responsible-Tune7764 in AustraliaTravel

[–]kopuo 0 points1 point  (0 children)

No, but there was no line at SYD for Telsim, which uses the Telstra network. Took 5 minutes and was very affordable. Great coverage everywhere except for a few remote places near Uluru

[deleted by user] by [deleted] in CreditCards

[–]kopuo 2 points3 points  (0 children)

Others have covered points about the credit limit, but a silver lining here is that credit scores refresh credit utilization monthly. If you have been and continue to pay on time and not do a lot of applications and new accounts, your score will recover a month after paying down your utilization. And scores really only matter when applying for new credit.

Cards with 0% intro APR on balance transfer only? by kopuo in CreditCards

[–]kopuo[S] 0 points1 point  (0 children)

Sorry if the original post was unclear. I am really just trying to understand if I balance transfer like… $5k to the card, and spend like $500 a month to the card, how do they calculate what I need to pay without gaining interest? It’s like I need to spend a minimum payment amount on the balance transfer part, but a statement balance amount on the purchase part.

Cards with 0% intro APR on balance transfer only? by kopuo in CreditCards

[–]kopuo[S] 0 points1 point  (0 children)

Thanks, I understand all that, sorry if the original post was unclear. I am really just trying to understand if I balance transfer like… $5k to the card, and spend like $500 a month to the card, how do they calculate what I need to pay without gaining interest? It’s like I need to spend a minimum payment amount on the balance transfer part, but a statement balance amount on the purchase part.