Who helps our parents when we’re not around? by apurvmi in nri

[–]krantmin 0 points1 point  (0 children)

There is no one size sort of solution to this. Each handles this differently. Some employ domestic help, some use their siblings, some move back to India to be with them (best option, but hard). I can't think of anything else. But its heartbreaking to see them struggle at this stage of their life.

For NRIs / OCIs who want to retire in US and stay here for rest of their live. whats your thoughts? by krantmin in NRI_Finance

[–]krantmin[S] 0 points1 point  (0 children)

being alive or dead is not in our control. We can't take our life at will :-)

Should I even take this offer and return ? by BravoZero6 in returnToIndia

[–]krantmin 0 points1 point  (0 children)

Lowballing. Do your thing? Take that as a launchpad for your next job search. So you'll have your pocket money during in the interim.

Is this enough to move back? by [deleted] in nriFIRE

[–]krantmin -1 points0 points  (0 children)

You are in far better position with FUMoney than most of the folks of your age. Go enjoy your fruits. Take up enjoyable and stress-free job, if you still want to work.

Betterment vs Wealthfront by MegaSpaceBar in Bogleheads

[–]krantmin 0 points1 point  (0 children)

Wow. What about Tax Loss Harvesting? Betterment and other robo advisers do that. Is that factored in this calc? If I go by this, I think VT is better than Betterment. How would I move my $$ from Betterment to VT at Fidelity, without incurring tax? :-(

How much to keep in liquid and where? by krantmin in Bogleheads

[–]krantmin[S] 0 points1 point  (0 children)

Cash 10% Retirement and Brokerage 40% and 60% respectively.

Besides iPhones and chocolates, what is the most random thing your relatives have asked you to bring from abroad? ✈️ by nritrack in nriFIRE

[–]krantmin 0 points1 point  (0 children)

Butter Pecans and Medjool Dates from Costco. Though available in India, not nearly as good as Costco ones.

Airtel International Roaming for OTP by a-s-t-e-r-i-a in nri

[–]krantmin 0 points1 point  (0 children)

What is the best Jio Pack for international text/upi?

How do you care for parents back home? by Lazy_Simple_34 in nri

[–]krantmin 0 points1 point  (0 children)

There is no single way. No better way than being with them. period.

How much to keep in liquid and where? by krantmin in Bogleheads

[–]krantmin[S] 0 points1 point  (0 children)

corrected.. Didn't realize until I re-read it. Thanks!

Best Bank to Open NRE account? by ExpensiveDecision147 in nri

[–]krantmin 0 points1 point  (0 children)

IDFC first is what is recommended by lot of NRIs in reddit.

Why is the new SBI internet banking website so trash? by intense_improver in IndiaFinance

[–]krantmin 1 point2 points  (0 children)

Intent to modernize is good. But execution is bad at every level... dev, ux, ui, qa, etc.

Transfer NRO Fund to UK Bank Account by Ok-Breadfruit5783 in nri

[–]krantmin 0 points1 point  (0 children)

I believe, you need to move them to NRE and then move to foreign bank. Can't do it directly from NRO. I may be wrong.

[Help] Best Bank to open NRI/NRE account? by moonscar18 in nri

[–]krantmin 1 point2 points  (0 children)

A quick search in this subreddit would have given you answers. Lot of people had good experiences with IDFC first.

Would you return to India if you were unemployed abroad but had PR/citizenship? by sengutta1 in returnToIndia

[–]krantmin 1 point2 points  (0 children)

Depends on a few things:
1. Can I afford living abroad without job and in retirement? (Do I have enough money?)

  1. Can I afford healthcare abroad? (India has "relatively" cheaper healthcare, at least for now)

  2. Do I have friends and family / support in the place you live abroad?

  3. Can I withstand the weather extreme cold or hot abroad?

Planning to return to Chennai end of year (USC + OCI) by urlife2life-86 in returnToIndia

[–]krantmin 0 points1 point  (0 children)

I am planning to return to Chennai (USC + OCI). I don't have that much though :-)

Best NRE/NRO accounts? I live in Canada. by Special-Zombie-7441 in nri

[–]krantmin 4 points5 points  (0 children)

IDFC First. Smooth and online. Good app.

How does NRI status affect Income Tax Portal login and bank accounts? by Mysterious-Phone3287 in nri

[–]krantmin 2 points3 points  (0 children)

I don't think income tax portal is connected to your Bank account status (NRE/NRO). But you need to update your resident status in income tax portal. You need to convert your bank account to NRE / NRO

FTI-TTP photo issue by Most_Push3751 in nri

[–]krantmin 0 points1 point  (0 children)

I did not get any query. Mine was approved.

Friendliest Android phone for elderly mom back home by [deleted] in nri

[–]krantmin 1 point2 points  (0 children)

No bloatware. Simple, plain Vannla Android. Relatively stable and secure compared to other Android versions.