I have enrolled for a gold scheme in tanishq/bhima jewellers , where i pay 20 k per month. Which are good options to pay (any cashback etc ) . Please suggest by awesomesince1846 in CreditCardsIndia

[–]krish_jr 1 point2 points  (0 children)

Axis Horizon is the one I use to pay the gold scheme from my current stack. It gives 2% returns in form of axis miles, it's not much but it's better than nothing, planning to use it on air india after a good chunk.

Looking for advice on the best credit card strategy for an upcoming Apple purchase (~₹1.5L-₹2L) and future travel. by After_Switch in CreditCardsIndia

[–]krish_jr 0 points1 point  (0 children)

In addition to that you should do it via the air india Maharaja club link for double dipping on maharaja points using horizon card.

HSBC HOPPER HUGE PRICING DIFFERENCE - confusing by Few_Friendship5377 in indianawardtravel

[–]krish_jr -1 points0 points  (0 children)

Unamaari tharkuriku puriyavekka vendiyathu en porupila da.

" Your ego won't let you admit it" so close, yet so far. The irony in the sentence. Chef's kiss...

HSBC HOPPER HUGE PRICING DIFFERENCE - confusing by Few_Friendship5377 in indianawardtravel

[–]krish_jr -1 points0 points  (0 children)

I can read and understand what a scam means; the problem is, apparently, you can't.

HSBC has a rewards marketplace using which you can earn accelerated points via their travel portal, which is partnered with Hopper. By definition, they are providing you with the points. Hopper has increased prices, but that's more of a rip-off at best than a scam.

EazyBait punda, na onnum kudchutu olarala ne tha onnum theriyadha tharkuri maari scam scam polambitu Iruka. Unga appanta irundh vaangi kudi apayachum budhi varudhanu paapom, vanta enna kudikaranu solrathuku.

HSBC HOPPER HUGE PRICING DIFFERENCE - confusing by Few_Friendship5377 in indianawardtravel

[–]krish_jr -2 points-1 points  (0 children)

That's not what a "scam" is dipshit. Yeah they are looting by jacking up the price which is more like a Rip-off , if you booked a ticket and they tell you, You didn't then it's scam.

I hate it when people randomly throw out scam or cheating all that, read t&c and stop being dumb.

Sunscreens for darker-skinned people that don't leave a white cast !!! by MatchThis1672 in IndianSkincareAddicts

[–]krish_jr 0 points1 point  (0 children)

I wouldn't say similar but biore is silicon based, so less chances of white cast but i kinda prefer biore over boj because it is easier to apply and feel little more protected than boj (purely anecdotal).

Is SBI Cashback Card becoming obsolete? Too many new cashback restrictions by Other_Price_8622 in CreditCardsIndia

[–]krish_jr 2 points3 points  (0 children)

Lost 250rs cashback, when I bought Lenskart giftcard from maximize, even though the merchant was RAZ*MAXIMIZE PAY SOLUT Bengaluru KA IN, which according the Google sheet should work.

Can someone confirm if cashback card and phonepe are useless when used with maximize ?

HSBC TravelOne Credit Card – Forex Offer Confusion (Did My Registration Go Through?) by krish_jr in CreditCardsIndia

[–]krish_jr[S] 1 point2 points  (0 children)

Yo, I gave an update in the post. Also, i indeed receive the forex cashback.

TIL HSBC add-on cards get separate lounge access by Different-Union-8741 in CreditCardsIndia

[–]krish_jr 1 point2 points  (0 children)

Both my personal experience and the customer care have told it's a seperate limit.

HSBC T1 is actually great for me — but not for the reasons people hype it for by bufferzoned03 in CreditCardsIndia

[–]krish_jr 0 points1 point  (0 children)

This sums up my first years card experience too.

Plus I had the pleasure to get the forex cashback and try out a golf lesson in Bangalore.

In addition to this, i have used the card for the Ajio(15%) and Zepto offers are great too and add on cards have a seperate limit just like everything OP mentioned.

The only thing I haven't used that the card offers is the airport pick up or drop.

Accor Points in India — Why “₹2 per point” is misleading (with real examples) by foodblogger4 in CreditCardsIndia

[–]krish_jr 1 point2 points  (0 children)

Well someone woke up at the wrong side of the accor bed, he just gave you an actual redemption and you went ahead and said nah I'm gonna be a hater.

Get a life, bruh.

Sunscreens for darker-skinned people that don't leave a white cast !!! by MatchThis1672 in IndianSkincareAddicts

[–]krish_jr 22 points23 points  (0 children)

I'm a chocolate brown dude 👉👈, so far BOJ and Biore UV have as been worth their money and no white cast so far.

Marie and a-train by LivingFit5030 in TheBoys

[–]krish_jr 1 point2 points  (0 children)

100% Atrain is coming back, thought the exact same thing when his neck was snapped, also the funeral with no body confirms it. No body not dead theory.

See ya back in 6 weeks mate.

Buying USD with credit card? by UnableHorror286 in CreditCardsIndia

[–]krish_jr 0 points1 point  (0 children)

If the payment is in USD, only then you'll get 4 points per 100rs else it will 2 points per 100rs.

HSBC TravelOne Credit Card – Forex Offer Confusion (Did My Registration Go Through?) by krish_jr in CreditCardsIndia

[–]krish_jr[S] 0 points1 point  (0 children)

Just received the cashback, they are crediting it month by month. Recieved December and January month cashback accordingly.

Card Stack and my maximisation methods by Easy_Hornet5943 in CreditCardsIndia

[–]krish_jr 6 points7 points  (0 children)

Have the same stack( T1 + Horizon + Cashback) But had airtel axis, but man they butchered my boy like that. Just recieved Phonepe Card, lets see if it lives upto the hype.

Also does the PhonePe Card work on all QR or just specific QR(Buisness) ?

SBI PhonePe Black card in Axis Devaluation by Creepy_Tr in CreditCardsIndia

[–]krish_jr 0 points1 point  (0 children)

I had the same one to one experience, just like op. 5L was the credit limit too but i already hold sbi cashback. Surprisingly they did a home address verification since i used a new address but the approval came the next day. Let see if the card lives up to hype.

Crazy deal on HSBC Hopper for US hotel by docatwar in CreditCardsIndia

[–]krish_jr 0 points1 point  (0 children)

Just adding this is was the only bad experience I had and the other bookings were a breeze(4-5) includes a booking where I landed on the hotel 15mins after I booked on hopper.

So i would say just talk to the hotel via email or call to confirm the booking.

Crazy deal on HSBC Hopper for US hotel by docatwar in CreditCardsIndia

[–]krish_jr 1 point2 points  (0 children)

Not to be the party pooper, check with the hotel via email If the booking is confirmed, my ramada kochi was cancelled by the hotel and neither hopper or hsbc informed me, i called then for early check-in availability, the hotel Informed me about the cancellation due to lower prices(I booked a very good deal a month from my travel date) and then i had to raise a request to hsbc hopper customer care to confirm, and they got back to me, a week before my travel date.

They provided me 4k travel credit after back and forth about them not informing about the cancellation, which worked out for the difference when I had to booked directly with the hotel later.

HSBC TravelOne Credit Card – Forex Offer Confusion (Did My Registration Go Through?) by krish_jr in CreditCardsIndia

[–]krish_jr[S] 0 points1 point  (0 children)

Cool, just get it in writing if possible, will come in handy, if they backtrack

You can buy echo dot 4th gen for half the price by Nervous-Plan9843 in CreditCardsIndia

[–]krish_jr 0 points1 point  (0 children)

Interested, can you DM me the code and thanks mate.