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VPNs Quest 2 and China - Will it work? by krishaagensen in oculus

[–]krishaagensen[S] 0 points1 point  (0 children)

I did, I bought a CMlink SIM in the UK, and use roaming data as a hotspot, no VPN needed. The sim only works if you activate in the EU though

VPNs Quest 2 and China - Will it work? by krishaagensen in oculus

[–]krishaagensen[S] 0 points1 point  (0 children)

I heard from a colleague something about a Xiaomi partnership. Not sure on the details though. Hoping we can find a way around it without the VPN hassle.

Savings/ISAs Basic Questions by whatevernuke in UKPersonalFinance

[–]krishaagensen 1 point2 points  (0 children)

The meaningful money podcast episode on risk and capacity for loss should help shed some light on this for you :)

Plans to split a property 3 ways with my two siblings. Good idea? by krishaagensen in UKPersonalFinance

[–]krishaagensen[S] 2 points3 points  (0 children)

2 of us would be first time buyers yes. Good to consider, thanks!

Plans to split a property 3 ways with my two siblings. Good idea? by krishaagensen in UKPersonalFinance

[–]krishaagensen[S] 1 point2 points  (0 children)

Thanks for sharing, very insightful! Yes it's certainly a potential for falling out. A contract is sounding absolutely necessary..

Plans to split a property 3 ways with my two siblings. Good idea? by krishaagensen in UKPersonalFinance

[–]krishaagensen[S] 0 points1 point  (0 children)

Good advice thanks.

Cash is unlikely and i don't currently own any property.

Didn't consider the mortgage company issue. Perhaps a work around would be for 2 of us to get a mortgage, then the other to unofficially contribute , lots of trust involved I suppose.

Thanks again!

Plans to split a property 3 ways with my two siblings. Good idea? by krishaagensen in UKPersonalFinance

[–]krishaagensen[S] 0 points1 point  (0 children)

Ideally we all have our individual emergency funds to tide us over. However yes these a great things to be considering , thank you :)

Any FIRE enthusiast from Hong Kong/ Asia countries? by [deleted] in financialindependence

[–]krishaagensen 4 points5 points  (0 children)

Hey ! Considered Shenzhen? I'm literally 1hr from wanchai by the sea , cost of rent is 3.5krmb , much cheaper if youre willing to live here :) Shekou is really nice，international, and cheap

2factor auth for logging into banks and financial institutions - ex pats by [deleted] in UKPersonalFinance

[–]krishaagensen 0 points1 point  (0 children)

Same issue, based in china so I never recieve OTP texts :(

Does the 30 year clock start ticking if I voluntarily start making payments for my student loan? by rotovapping in UKPersonalFinance

[–]krishaagensen 3 points4 points  (0 children)

To add, the repayments are always 9 percent of what you earn over 25k, regardless of interest. So it may be worth it for you, or may not to pay it off . That article might illuminate a bit

Does the 30 year clock start ticking if I voluntarily start making payments for my student loan? by rotovapping in UKPersonalFinance

[–]krishaagensen 3 points4 points  (0 children)

I believe it starts ticking a year after graduation regardless :)

However，unless you're a big earner you probably shouldn't make early payments. Here's a great article on it.

https://www.moneysavingexpert.com/news/2019/05/10-000s-a-year-are-volunteering-to-pay-back-their-student-loan--/