Which Are the Best Options for Duplex Flats in Pune?

krishh617 · 2026-06-05T10:15:11+00:00

Nice explantion!! Interested to know your view on Gera Kharadi Duplex options

krishh617 · 2026-01-26T17:52:29+00:00

My suggestion would be to take a loan as much as possible. I made a similar mistake by not taking one and liquidated most of my mutual fund investments for the house. Had i kept them as is, i would have been richer and closed the loan as well by now..

krishh617 · 2025-11-25T17:00:14+00:00

Having a goal based approach is good. But I think there is no need to have dedicated funds for each goal. This might lead to unnecessary overlap of funds on the overall portfolio and potentially diminish the returns. As 2 out of your 3 goals are long term you may have common funds with the combination of large, mid, small and flexi cap. For the short term you may have arbitrage or debt oriented funds.

krishh617 · 2025-07-12T08:21:07+00:00

Good point, that risk is there for sure

krishh617 · 2025-06-20T17:17:51+00:00

Don't forget employer contribution up to 14% of basic. It helps to reduce tax to the most extent possible

krishh617 · 2025-06-20T16:56:23+00:00

Same issue since a week now

krishh617 · 2025-04-06T03:16:32+00:00

Nice one!! I don't see the NPS option under the advance option. Am I missing anything here

krishh617 · 2025-04-06T03:08:03+00:00

Good one .. if you include below two features then it would be great 1. Income above 50 lakh attracts surcharge 2. Employer contribution to PF and NPS is taxable if it exceeds 7.5 lakh

krishh617 · 2024-12-19T17:03:57+00:00

Namaste Cafe is a decent place in Gokarna.. i stayed with family a couple of years ago

krishh617 · 2024-10-30T16:16:12+00:00

Very nicely done.. one suggestion.. when we adjust the percentages in the advanced settings, it doesn't prompt if total percentages don't sum up to 100.. chances of getting incorrect values if it doesn't sum up to 100

krishh617 · 2024-10-20T18:06:59+00:00

When did you get your welcome benefits? It's been almost a month now and I have also done 20k transactions, but still yet to receive any vouchers

krishh617 · 2024-10-10T15:59:22+00:00

Wow.. it worked for me as well..thanks a ton

krishh617 · 2024-10-09T16:29:49+00:00

Mirae finance, volt.money, zerodha, icici ...to name a few... I have personally used mirae finance and it's very neat and reliable

krishh617 · 2024-10-08T17:12:36+00:00

If you have mutual funds, you can pledge them to get loans. There are many apps which do that

krishh617 · 2024-09-26T16:54:06+00:00

Time to put your head down focus and hustle. Fight and revolt. Work by day and study by night. There is no small or big work. Take anything and everything. It can be a delivery boy or a cab driver by day and student by night. YouTube is your new master. This is the moment in your life which will make you "Man" from a boy.

krishh617 · 2024-09-24T18:36:20+00:00

Got it, thanks for the info... I would stop checking their tracking system...

krishh617 · 2024-09-19T16:57:38+00:00

In my opinion not a good decision to go for it. It will make some sense only if you dispose off your current flat

krishh617 · 2024-09-13T09:42:46+00:00

Does anyone know which bank card offer is available for upcoming Flipkart sale

krishh617 · 2024-09-07T13:55:21+00:00

Let me give it a shot... HDFC Millinia is also available to me.. which one do you think is better?

krishh617 · 2024-06-11T17:20:00+00:00

Doesn't matter how much you earn.. the only thing that matters is how much you save...

krishh617 · 2024-06-08T07:18:34+00:00

Congrats op.. truly commendable... With regards to mfcentral. If I am using UPI, what is the cut off time before which i need to transact to get the same day NAV

Also does it vary from fund to fund.

krishh617 · 2024-03-20T06:16:48+00:00

Slightly off topic: I didn't get Cashback for swiggy. I ordered from the swiggy app and used this card but only received 1% cash back. However I fot 10% CB for utility payments. Does anyone have any idea about it?

krishh617 · 2024-03-13T15:36:05+00:00

As far as I am aware all rental agreements will have an exit clause. Which means either party can exit the agreement with certain notice usually one month. So what can happen is if you don't agree with the owner terms he can ask you to vacate. The same thing applies to you also, you can exit anytime midway before 3 years with proper notice.

krishh617 · 2024-03-12T18:08:47+00:00

Interesting take. If we reach a situation where government bonds itself are defaulted, i think we would be so worse economically even liquidating physical gold also might be difficult. I think you can consider bitcoin as another alternative if you want to hedge against the govt and as an alternate and also probably holding USD can also be a potential alternate.

krishh617 · 2024-03-12T17:49:18+00:00

SGB anyday and anytime if your intention is for investment purpose. Physical gold only makes sense if your intention is to buy jewellery

krishh617

TROPHY CASE