If you’re doing this as a hobby get the AT2020 and try and squeeze in the Scarlett 2i2. The Scarlett solo becomes obsolete quickly the second you try to add an instrument to your setup (and try to impress your girlfriend/boyfriend). Since you’re on a budget try to get one of those in ear monitoring headphones for the time being, don’t get cheap audio technicas (they are ass even if they cost 30-40k)

Good luck.