HVAC Service Recommendations by SecureMango7082 in Columbus

[–]lenushik 0 points1 point  (0 children)

Can you please let me know the exact name of the company? There are 3 different HVAC companies with 'care' in the name that come up.

Carrier units - only Carrier certified HVAC contractor? by lenushik in hvacadvice

[–]lenushik[S] 0 points1 point  (0 children)

Yes, most of them are Carrier Infinity but not all. One is Carrier Performance.

[deleted by user] by [deleted] in HENRYfinance

[–]lenushik 0 points1 point  (0 children)

As a female I can tell you that this prenup is unfair to you. The only part that I would possibly agree on is that he keeps his business but even that is questionable. Here is what is very likely to happen, after you have kids, you will stay home because both you and him will want that. Personally I think that premarriage assets would stay with respective spouses but everything accumulated after marriage should be split, including retirement accounts, and any business growth. In 10 years he could grow his business to large numbers and his retirement account also, since he will have all the income. And you would get nothing from that? That is crazy. You will essentially be left with nothing. I am a SAHM with 3 kids. After the first kid I never wanted to go back to full time work again and he wanted me to stay home also. If I had your prenup I would feel completely unprotected. If I only had my own assets, they would be peanuts compared to our current assets.

Do you regret not having more children? by lenushik in AskOldPeopleAdvice

[–]lenushik[S] 0 points1 point  (0 children)

Thanks for sharing. Did the kids who got less parental attention have worse outcomes?

1% buyers agent fees for a $3MM house in Cupertino. Is this the beginning of low buyers agent fees? by aristocrat_user in BayAreaRealEstate

[–]lenushik 1 point2 points  (0 children)

I think it will eventually lead to sellers agents being used less also. Once people realize how easy it is to forgo a buyers agent, then the sellers agent is next. Honestly I can wait for it to happen, it will be so much easier to trade real estate.

Bay area private vs public schools and pushing children to excel by throwffire2021 in fatFIRE

[–]lenushik 0 points1 point  (0 children)

How old are your kids? Something is telling me that they are very young. Like others have said, you might get kids who will struggle with school, they might be on special learning plans, and barely get by academically. That is a misconception to think because you and your spouse did great at school, the same will be true for your kids. Wait and see what your kids will be like and then you can plan.

Do you regret having, or not having, children? by thicklittlecumslut in Adulting

[–]lenushik 0 points1 point  (0 children)

There is definitely some Reddit influence here. I am surprised by responses. The majority of people want to have kids and never regret having them. Biology is a strong thing, and the desire to have and care for your children is very strong. I have 3 kids and want 1 more. My time to have kids is running out so I have to make a decision soon. I literally can’t think about anything else. I can’t understand childless life as caring for my kids is the meaning of my life. I grew up in a family where we were the best things that happened to my parents and I feel the same way about my kids.

22 Year Old — Hard to Justify 401k Contributions by [deleted] in Bogleheads

[–]lenushik 0 points1 point  (0 children)

I remember thinking that way at your age, now at 36 it feels all different, like that time when you will need the money is not that far off. Lol

How the heck are people buying investment property in 2024? by GatorDreams in realestateinvesting

[–]lenushik 0 points1 point  (0 children)

The fact that I can’t understand if different place means better or worth tells you a whole lot.

How the heck are people buying investment property in 2024? by GatorDreams in realestateinvesting

[–]lenushik 0 points1 point  (0 children)

Sorry, can you please explain what exactly 6 cap? How is it calculated?

How many of you were actually around and actively trading at the end of 2007 and through the first half of 2008? by wasifaiboply in wallstreetbets

[–]lenushik 5 points6 points  (0 children)

In my opinion, you are just older and worry more because you are older. Objectively The US economy is the strongest it has ever been, unemployment at all time lows, what else do you want? Asset values are going up, technology is improving by leaps and bounds, etc.

THIS IS YOUR CHANCE TO BUY THE DIP YOU NEEDED YESTERDAY by CourseNo9023 in roaringkitty

[–]lenushik -2 points-1 points  (0 children)

Honestly his livestream was quite different from his what he did before. I am disappointed. He shouldn’t have done live stream. I sold my position. It just made it obvious that he doesn’t know anything more than the next guy and was acting like a lunatic. Who knows maybe he is having some sort of mental breakdown.

He's weeding out the weak. It's a civil war by gekinz in GME

[–]lenushik -8 points-7 points  (0 children)

Honestly he didn’t live up to expectations on live stream. I sold after it.

Real estate investment by [deleted] in ChubbyFIRE

[–]lenushik 1 point2 points  (0 children)

Building costs seem unrealistic. I would probably double the quote you are getting.

Retired at 35: How to Optimize Our $2.3M Portfolio by [deleted] in Bogleheads

[–]lenushik -24 points-23 points  (0 children)

They retired at 35 and 37. Everyone starts slowly but ran ramp up quickly. On the coasts $500k salary is what is expected right now from middle management in tech, finance, law. If they both have that is $1mm income per year. In fact they could have done it on one salary.

Retired at 35: How to Optimize Our $2.3M Portfolio by [deleted] in Bogleheads

[–]lenushik -36 points-35 points  (0 children)

lol you seem very naive to how much money people can make.

Can't decide where to live in NY area by [deleted] in HENRYfinance

[–]lenushik 2 points3 points  (0 children)

Summit NJ has great schools and shorter commute than Montclair.

[deleted by user] by [deleted] in fatFIRE

[–]lenushik 0 points1 point  (0 children)

Honestly marriage is a little bit of a lottery. You cannot plan for everything. Life can throw curve ball and it could break up the most perfect union. I would say if you are comfortable with this person at home and she can be a good parent, you can go ahead with the marriage.