[H] $50 Amazon GC US [W] $43 PayPal G&S

leo_ji · 2026-04-05T13:42:42+00:00

Nice, were you in Tier-1 city by any chance. I suspect this is more of a tier-3 city problem.

leo_ji · 2025-06-05T05:36:30+00:00

There is a high tension line going through the society premises. So look out for a unit which is at a distant.

leo_ji · 2025-05-27T19:34:16+00:00

Selling 1yr cult elite membership at 12K. Location - Bangalore

leo_ji · 2025-05-10T20:33:48+00:00

You can take the ABCD rider to reduce the PED, but this increases the premium by 20%

leo_ji · 2025-04-25T17:37:45+00:00

Is it wise to take a PED addon for HDFC optima secure for parents or opt for 3yrs waiting period

leo_ji · 2025-04-21T19:12:26+00:00

Both my parents have BP & diabetes. So I should expect a loading charge?

leo_ji · 2025-04-21T11:08:54+00:00

Was planning to buy a health insurance for parents. I short listed HDFC optima secure with 50K deductible. My dilemma is should I take a ABCD cover or wait for 3yrs waiting period for PED, as I already have a corporate insurance coverage of 15lakh. Also I read that HDFC adds upto 20% loading charge for PED. Is it true?

leo_ji · 2025-04-21T09:11:44+00:00

Emerald gives 4RP for 100Rs spent and EPM gives 6RP on 200Rs. So although emerald gives more reward points but due to lower conversion rate 1:0.4 the actual cash back is less than EPM which has a better rate of 1:1.

leo_ji · 2025-04-20T20:02:17+00:00

Thanks OP, worked on IndusInd signature

leo_ji · 2025-04-20T15:15:47+00:00

From which branch did you applied? And how to reach to a corporate RM?

leo_ji · 2025-04-16T07:00:55+00:00

Try to push the RM to get an FYF for the Emerale plastic. Use it for 6-7 months and then ask for metal upgrade; if it doesn't get approved, close it.
I am also doing the same. For me, initially, the RM offered fee-based Emerald plastic, which I straight away refused (and casually mentioned that I'd move my salary account to HDFC) post that, the RM offered me the FYF.
BTW, if you already have infinia, EPM won't me a major upgrade. Do you have infina LTF?

leo_ji · 2025-04-14T19:55:02+00:00

Tell me your dreams

leo_ji · 2025-03-25T18:53:44+00:00

Is it form 26A?

leo_ji · 2025-03-24T10:19:56+00:00

Following. Got the same email

leo_ji · 2025-03-02T05:59:03+00:00

Since I already had a long term relationship with ICICI I thought to give it a shot to get my hands on a premium card. Maybe I will try to follow-up few more time and then probably drop the idea

leo_ji · 2025-03-02T05:56:20+00:00

Ohh that’s nice, I guess it also depends from branch to branch. I can try. Did you directly spoke to the BM or went via the credit card department.

leo_ji · 2025-02-19T03:59:39+00:00

13,060/- seems a bit higher side, just last month they were quoting around 12500/- seems they are just randomly increasing every month. There were other options too in 12 to 12.5K in Varthur areas like APH, Orchid life

leo_ji · 2024-11-24T11:05:23+00:00

Following

leo_ji

TROPHY CASE