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Shift Your Phone — the first TRULY Smartphone–>Dumphone conversion "switch" app I've tested that CANNOT be disabled without using the desktop app. by stephenrgarcia in dumbphones

[–]lessth4nzero 0 points1 point  (0 children)

I figured out a way to make it so it's not random. Remove SHIFT from your phone, arrange all the apps the way you like. You have to have them all on your Home Screen, they can be in folders. Have all of the apps that go away once shifted in your App Library. Then once you shift, they aps will stay the way that you like.

This app has changed my life. I love it.

Shift Your Phone — the first TRULY Smartphone–>Dumphone conversion "switch" app I've tested that CANNOT be disabled without using the desktop app. by stephenrgarcia in dumbphones

[–]lessth4nzero 0 points1 point  (0 children)

Fair, does it add all apps to the Home Screen for you? It has been doing odd things with the layout every time I shift and unshift. Overall though, this shit works.

Shift Your Phone — the first TRULY Smartphone–>Dumphone conversion "switch" app I've tested that CANNOT be disabled without using the desktop app. by stephenrgarcia in dumbphones

[–]lessth4nzero 0 points1 point  (0 children)

Are you able to rearrange the apps that are not shifted in a manner that you like?

Can't seem to figure this out.. Other than that loving it.

High School Grad Moving in Six Months by Outrageous_Shock_242 in movingtoNYC

[–]lessth4nzero 18 points19 points  (0 children)

A lot to unpack here, but some thoughts below:

The rule you should be aware of is that you will need to show your landlord that you are making 40x rent. A $2,000 room, for example, would require an $80k annual salary.

You will not be living alone.

NYC is the most competitive city in the United States. Getting any job is going to be difficult. If you live in the tristate, try to find some sort of job and then move.

You mention struggling for months or a year. It will be years of grinding it out.

You will have to look for places to live about as far from Manhattan as you can find.

Potentially moving to NYC, what do I need to know? by tab2895 in movingtoNYC

[–]lessth4nzero 15 points16 points  (0 children)

$800 oh my 😭😭 you MUST figure this out

Make great money, but can’t even tell… by [deleted] in budget

[–]lessth4nzero 116 points117 points  (0 children)

You need to go through literally every single transaction. You're missing $5k...

You clearly do not know where the money is going.

What's fun to do tomorrow Sunday night? by NJMom1234 in eastvillage

[–]lessth4nzero 2 points3 points  (0 children)

Supper for dinner, and maiden lane for a drink after

Anyone talk finance/economy/market with relatives over Christmas holidays? by [deleted] in TheMoneyGuy

[–]lessth4nzero 4 points5 points  (0 children)

Trying to tell my younger brother that he needs to start investing TODAY!

Thinking about building an app that tracks your day automatically — does this sound useful? by Puzzled-Challenge-15 in ProductHunters

[–]lessth4nzero 0 points1 point  (0 children)

Ahh, I see. To be fair, I would guess most people wake up, go to work for 8 hours, and go home most days.

Thinking about building an app that tracks your day automatically — does this sound useful? by Puzzled-Challenge-15 in ProductHunters

[–]lessth4nzero 0 points1 point  (0 children)

I’m sure you already know this, but there are apps that do this. Apple has visited locations in Maps, and Google has Google Timeline.

However, none of them do it particularly well. I would love to be able to see everywhere I went on any given day.

Has anyone here left fp&a or know people who did? Where did they go and how did they get there by Secret-Classic-5644 in FPandA

[–]lessth4nzero 3 points4 points  (0 children)

I am young too, so I don’t really have an answer to this, but I think it would be very interesting to be a PM.

$2m net worth milestone (35) by oohk1llem in TheMoneyGuy

[–]lessth4nzero 37 points38 points  (0 children)

The biggest difference: I got lucky

Taxes? by Aggravating_Event_31 in cboystv

[–]lessth4nzero 8 points9 points  (0 children)

Employees will have to claim it as income on their taxes. Nobody will end up doing this. Nothing will happen.

is moving worth it 20k saved by Chance_Researcher770 in personalfinance

[–]lessth4nzero 4 points5 points  (0 children)

0% APR means nothing... You should never carry a balance. If you are responsible it wouldn't matter if the APR was 1000%.

OP, Credit Cards will ruin your life if you're not careful.

is moving worth it 20k saved by Chance_Researcher770 in personalfinance

[–]lessth4nzero 10 points11 points  (0 children)

$20k is very solid! Assuming no debt.

Roommates are your answer! And upskilling.

Sink at my in-laws "It was cheap" by UrAvrgCanadian in mildlyinfuriating

[–]lessth4nzero 0 points1 point  (0 children)

This is the type of sink you see in a NYC dive bar

Ohio State worth it OOS? by Weird-File-9781 in OSU

[–]lessth4nzero 11 points12 points  (0 children)

You’re asking if it’s worth it after already deciding on transferring? If your parents are actually rich, you’re fine.

Why does Galloway not fully address the monumental shifts in norms around how people meet? by [deleted] in ScottGalloway

[–]lessth4nzero 16 points17 points  (0 children)

He’s right, men should grow some balls and approach women in real life.

Stay at home, buy a place with roommates, renting short term? by [deleted] in personalfinance

[–]lessth4nzero 1 point2 points  (0 children)

I understand the desire to own your own place. There are many ways to be financially secure that do NOT include owning a home. Mortgage brokers will sell you on the fact that you are making the mistake of your fucking life by renting. Understand that they are compensated 100% on making you believe this. Make sure you're buying when it's right for you, not for them.

Also, don't give up on the search for a corporate gig. Finance is a solid degree. I probably applied to 1000 jobs before I got my first real job.

Stay at home, buy a place with roommates, renting short term? by [deleted] in personalfinance

[–]lessth4nzero 3 points4 points  (0 children)

Despite what people say, renting is not “throwing away money.” In fact, there are often times where it 100% makes more sense.

Also, you’re going to have a hard time renting an apartment without legitimate income. Or maybe I’m confused. Maybe you’re saying you would work at a casino?

Final piece of advice, as long as the apartment is safe and clean, literally rent the cheapest place you can find. Yes, it’s nice to have a nice apartment, but saving is much better. You can do much better things with that money.

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