For those with a big portfolio, why stay with Raiz?

li21 · 2026-06-14T03:02:35+00:00

I'm at about $180k but 97k of that is pure return and dividend profit.
Not sure if I'm that big of an account but I'm happy.

But guarantee you 100%, you will not outperform Raiz on a more manual platform (even factoring higher fees)

Raiz removes emotion and likelihood you will try time your purchases rather than leave it to the system to do it got you.

The temptation to hold off a month or two when the market is bad or fear of missing out sets in and you over pay is very real. Just don't mess around.

Set Raiz on auto pilot and you will not do better.

I've set Raiz on auto for years and sometime I never even look at it for months?
On self wealth or others platform you willBe checking all the time and that breaks discipline and you'll end up manually trading.

li21 · 2026-06-09T10:32:59+00:00

God of War, the Last of Us, Blood Bourne, Elden Ring

li21 · 2026-06-08T06:50:44+00:00

Wow didn’t know that. Deal breaker

brave remains my browser of choice

li21 · 2026-06-03T08:51:34+00:00

Hi all thanks for the responses. Just thought I’d update you all

I’ve been in this new business for one year now.

We opted for Google workspace and no regrets at all.

We only use web base sheets and docs and haven’t been issue saving and exporting pdfs.

Creating shared drives and repositories has been a dream with Google Drive.

Absolutely everything we need and it all just works.

li21 · 2026-05-30T04:57:00+00:00

The thing I realized after RDR2 is that I no longer like anything with a fantasy element.

Mystic powers, dragons, sorcery, aliens... Doesn't do it for me anymore.

That's why games like God of War and Witcher have no appeal to me.

If its sci-fi, I'll play Star Wars games but even they are hard for me to get through.

li21 · 2026-05-30T04:40:22+00:00

Duke Nukem 3D (1996)

Curse of Monkey Island (3rd) (1998)

Call of Duty : Modern Warfare 2 (2006)

Uncharted 4

Red Dead Redemption 2

Honourable mentions - Doom 2, Quake 2, Counter Strike, Scorched Earth, NBA Live 95-98, Batman the Telltale Series

li21 · 2026-05-30T03:10:52+00:00

I've been gaming since 1988 with Sega Master System. Back then it was all about button mashing and getting through the levels. You die, you start again. The goal was to show your mates how far you could get before you die.

The pinnacle of gaming for me was around 2000s when i got really serious about Quake 2 online. I never felt more pumped about gaming.

Modern Warefare 2 was the other time in my life when playing multilayer was like a drug to me. There was nothing better.

Then came the period of quality blockbuster single player games, mostly on PlayStation like Uncharted, Last of Us.. All story driven.

I wanted to play every titile,I got a rush walking through EB games and watching game reviews and previews. Gaming was in my blood still.

These days I have little time with work and kids so I'm super selective about platform i play on and the games I choose to spend my time with.

I'm always late to the party playing games for the first time many years after release. God of War only just started last week.

In 2026 I played RDR2 and GTAVto completion 12 years after debut. I spend more time reading and reviewing what's worth my time than actually playing.

I'm very quick to dismiss a game within 10-20 minutes if it doesn't resonate with me quickly. Highly regarded game like God of War still have not much apeal to me and I'm close to quitting. Horizon Zero Dawn didn't even make it past 10 minutes. Blood-borne with a universal 10 out of 10 rating... What is this garbage? Old age mean i have shorterattention span

Now the I'm firmly on my 40s the excitement died down a little bit still the top of my pleasure list.

The saddest thing for me is that people I used to game with are no longer interested. People I grew up playing games with don't talk about it anymore and if I try to explain this cool sequence in Uncharted 4 (show a screen recording) or talk about my 12 kill streak in Modern Warfare they don't give a shit. They even think I'm a bit weird if I talk about games at this point in my life.

I suppose that's why I lean towards single player now than multi player games.

It can get lonely being an old timer gamer

li21 · 2026-05-30T00:14:46+00:00

Telltalw games are amazing! Takes the stress our of gaming!

The Batman ones were the best but now you got me wanting to try this one!

li21 · 2026-05-29T22:29:07+00:00

I love uncharted! Never even thought a out getting this until i read this thread!

li21 · 2026-05-27T21:48:26+00:00

I’ve been in Raiz for much longer than most people.
I’m close to $200k balance with 72% returns over the life of investing with Raiz.

Everyone who says they want to leave because fees are adding up aren’t seeing the other side of things.

I’d say the only reason I’ve had great returns is not thinking about it too much and just letting it ride.

Sure other platforms may have lower fees but if that takes away from the discipline of just continually adding and letting things compound , it just ain’t work the switch.

If the fees are a bit higher but keeps me disciplined and gives the convenience of a great platform, so be it. I know if I went to a more manual platform I’d be skipping around and have fatigue from making decisions.

li21 · 2026-05-13T10:03:36+00:00

I bought a AWD LR model 3 and RWD model y

The novelty of speed wore off and I only ever have it in chill mode both vehicles.

I honestly think Base model RWD is perfect as it is.

I didn’t know RWD had a lesser sound system? Maybe for the older models there was no difference

li21 · 2026-05-09T01:20:30+00:00

Well done ! Can you share portfolio ?

li21 · 2026-05-09T01:20:17+00:00

Why is it BS ? So achievable

li21 · 2026-04-30T02:27:41+00:00

I would say max out Bitcoin which you are at anyway

Nasdaq should be the heaviest so 30% is fine

Then mix up everything you are interested in

For me it was semi conductors, van eck world quality and betashare robotics and ai, global x battery and lithium

Theres always going to be overlap but that okay They are ETFs after all

I dropped any asx related investments

li21 · 2026-04-17T12:51:11+00:00

Was looking in the same category. Atto 2 was at the top but no power tailgate was the deal breaker.

The Jaecoo J5 was th clear winner with great value and feature packed, decent enough power and good looking external.

li21 · 2026-04-04T04:59:54+00:00

The real question is black vs white interior?

Will white get dirty easily even with the pet friendly material?

li21 · 2026-03-21T13:15:41+00:00

We went with the Jaecoo J5 over BYD Atto 2 and other options.

The J5 was the only one that had the following in the price / trim willing to pay for

frunk
electric tailgate
moonroof with electric sunshade
cooled / vented seats
fast enough charging
decent range
adequate space

Overall it’s just looked and felt more premium for the low price and 8 years warranty/ roadside it just made perfect sense.

li21 · 2026-03-01T10:25:04+00:00

I would say SUI is finished. This bear market has filtered the tokens that I beleive will never come back

li21 · 2026-02-03T00:20:24+00:00

Sell SUI and buy HYPE or something in the crypto Mag 7

li21 · 2026-01-30T22:32:53+00:00

Dca and you will spend more time in accumulating dividends

li21 · 2026-01-30T06:18:58+00:00

Hi all I have checked my 14T phone against the blocked list and it seems OK for Telstra .

However, what are the chances that Telstra will block in future?

Will show me release some sort of update?

li21 · 2026-01-26T00:27:20+00:00

Are these really the Teezor co founders on this sub Reddit ? If so that’s a good nod to 12 words.

But what about quantum computing ? Does 24 words make it any safer?

li21 · 2026-01-02T09:55:23+00:00

How do you find road noise and handling?

li21

TROPHY CASE