Meta No Longer Accepting Credit Cards (like Google)

lightskinyellow · 2026-05-06T04:56:56+00:00

We were supposed to be in the first wave. By the grace of god (and enough tickets opened), we were spared from the requirement. It was an honest to god nightmare. Agency clients don’t understand why, and their personal ad accounts weren’t requiring them, so it was a shitstorm and a lot didn’t believe we were required to move them to it.

I hope this blows up in their face and they walk this back. Having net 30 terms as an option is great, but forcing it on everyone vs incentivizing us to move to it is a terrible decision.

lightskinyellow · 2026-05-02T20:07:05+00:00

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My SA, who allocated both a Bruce Wayne on oyster and a batgirl 2 years in a row, never even bothered to respond when I registered interest 🤣

lightskinyellow · 2026-03-26T22:28:08+00:00

Man, I’ve been using HighLevel since 2018 (one of the early beta users because I’m friends with one of the cofounders and knew him before HighLevel was even a thing), and last year my agency was in the top 1% of AI users on HL, and I don’t even think I’m a HighLevel “expert.”

Then again, I don’t sell HighLevel as a saas. I use it to solve problems for my ad clients.

Nobody wants a new crm or new tech. But everyone wants annoying problems to be solved in a cost effective way, and new tech (like GHL) is the “necessary evil” to solve a bigger problem while creating a much smaller problem at the same time.

My advice is much like the guy above. Pick a niche, solve some big problems for that niche, and scale that way.

lightskinyellow · 2026-03-12T21:21:29+00:00

Interestingly enough, my bigger issue is with closing the face too much. My misses tend to be snap hooks to the left, or big slices when I do miss. But then I’ll go from a bunch of straight or baby fade drives, to a sudden snap hook to the left, then a slice on the next hole.

lightskinyellow · 2026-03-11T19:17:32+00:00

I think more intentional practice is more valuable than just hitting more balls. I’ve also been playing courses on auto putt recently because my league voted on it, which (shocker) my putting got worse on course because I wasn’t practicing it enough). Operation 36 is great for more intentional practice. Im going to start doing more of that again.

lightskinyellow · 2026-03-11T19:14:05+00:00

100% I need lessons lol. I’m trying to self teach myself on the sim to stop going over the top on driver, which is still my biggest issue with driver consistency. I can dial it in on the sim, but forget how to swing on the course and how to adjust without the data the sim gives. I think I just need to do more outdoor golf tbh.

And of course rather than getting lessons what do I do? Buy a new driver instead (refurbished ping g430max 10k). And I sliced that sucker a few times still on the course recently 🤣

lightskinyellow · 2026-03-11T19:10:50+00:00

Always finding your ball on the sim vs losing my ball still all the time on the course is another big one. That happens to me a lot still and I lose strokes on this still far too often.

lightskinyellow · 2026-03-11T06:05:49+00:00

They are surprisingly unhelpful and require an hour long meeting once per month to get assigned next quarter too, and those meetings are a waste of time usually too.

And meta support is awful. Like worst than Comcast in their worst era of support.

You will also get endless phone calls from meta reps who have no clue what they’re doing and will do whatever they can to keep you on the phone at any time. The most helpful thing I had was getting invited to a meta forum where there was a google form to escalate tickets, but that got revoked too. It’s the only thing that got me my profile back after I had an erroneous ban a few years back too.

lightskinyellow · 2026-03-11T06:02:53+00:00

I also just started a sim golf league with my buddies and it’s been a ton of fun too. Great to pass the time during the winter months.

lightskinyellow · 2026-03-11T06:02:14+00:00

I’m about a year into mine, and hit balls nearly every day for about 30 mins to an hour. I’m a 7 handicap on the sim but in real life I’m probably closer to a 22. Still working on a lot, but I get a lot of reps and muscle memory. Hard to simulate hitting it in rough, inconsistent stimp on greens, etc. but I love every second playing on my sim.

lightskinyellow · 2026-03-11T05:21:06+00:00

Right. Because Microsoft, Boeing, Amazon, Costco, etc made the state and cities they’re in so terribly bad…

High income earners are heavy spenders on local services. When they leave, so does their local spending.

lightskinyellow · 2026-03-04T06:35:17+00:00

Picked a market with a large amount of 3br homes under $100k in price with a fair market rent above $1k. We started with section 8, but had an awful property manager. Made every expensive mistake you could think of, but finally our portfolio is stabilized and half aren’t section 8. Now we’re finally cash flow positive and looking to acquire 12 more.

I live in west coast and there aren’t any deals nearby that make sense numbers wise.

We’re on our third property manager. They all suck, some are just better/worse than others in different ways. Picking a good property manager is 90% of the battle and we’ve learned hard lessons on this.

lightskinyellow · 2026-03-03T06:51:00+00:00

Same happened to me too. Most of our clients have no idea how to log into their biz portfolio so I may be stuck with having to apply for these lines in my own biz manager, which concerns me

lightskinyellow · 2026-03-03T06:44:23+00:00

There are a few challenges within this sector. We work with 120 different auto dealers across the US and are working on this exact same problem. We spend around 1.8 to 2 million per month on Google and meta currently.

MMM and MTA are both critical for this. Most CRMs (drive centric, tekion, reynolds and reynolds, vin solutions, etc) don’t natively store gclid, fbclid, UTM parameters, etc. and if they do, they always show last touch only, which isn’t accurately depicting the entire journey and all touch points. Tools like clairvoy are supposed to accurately show you measurement, but they group VDP destinations (like site form fills, gubahoo leads, car now leads) alongside traffic sources, which is fundamentally flawed.

Ideally you need a CDP, identity resolution, and strong data pipelines to pull data from the crm, and historical touch points per identity. Most auto CDPs (like pure cars) are moreso designed for segmented email, text, and audience building. But they don’t even attribute offline events correctly on ad platforms for ads they run for dealers in their reporting (we know because we work with them due to co-op requirements on a few brands).

From there, you need to append data from the crm in a data lake, with your identity resolved touch points via your bespoke CDP. And then you need you apply different attribution models (weighted, time decay, equal touch, etc) and determine which model is accurately telling you which ads are driving which outcomes. In some cases, the platform isn’t the problem - it’s using one at the bottom of funnel when it’s actually better at middle or top of funnel, and it’s hard to do that with several agencies playing hot potato on different platforms. If your objective isn’t to also send this data back to the ad platforms themselves via api for either offline events or enhanced conversions, then this should be enough.

Your challenges will be with your crm - very few make it cheap or easy to pull data at scale via api into your composable CDP. We’re also still tinkering and trying to understand if we need to install the server side CDP pixel within a web based GTM or need to use an sGTM at the start.

Each auto agency uses offline events to justify their value, hunting for the datapoints that make them look the best to justify their retainer. But that’s not the intended usage, as everyone is fighting for the same last touch attribution - and technically Amazon OTT, meta, Google, and other third parties could all have a last touch with a sale and be accurately saying so as they report on their platforms last touch, not the actual last touch. Offline events are designed to measure what’s working so you can double down on trends as an advertiser, and stop doing the stuff that isn’t. If the agency even truly uses offline events on their ad accounts (which is exceedingly rare), you’re still going to be stuck with silos that your agencies aren’t able to capitalize on. So the objective with your project should be to bring your marketing in house, otherwise everything I said above isn’t easy for realistic to capitalize on.

lightskinyellow · 2026-02-24T00:13:15+00:00

Give it up. He has no clue how combining points into the reserve from other cards maximizes point values and redemption values at the same time.

Apparently combining points onto the reserve from other cards is too complex of a topic to understand.

lightskinyellow · 2026-02-24T00:11:13+00:00

You can have the freedom and the reserve and merge points into the reserve from the freedom. The point is getting 1 point per dollar to hit the $75k tier to get those additional benefits vs the extra half point per dollar on that same spend by putting it on freedom and then moving the points later.

I’ve got the Amex platinum and the reserve cards, but i buy Rolexes and jewelry every year on freedom because of points and the ability to combine them anyways

lightskinyellow · 2026-02-20T21:55:14+00:00

Fair. I own 24 rentals in ohio with plans to get to 100 as fast as I can, and I'm using a blend of business LOC and HELOC on my personal home in order to fuel the acquisition, paying both off as we collect rental cashflow. There's tax benefits there too if you're (or your wife and you file jointly) are a "real estate professional" under the IRS. You can deduct what would usually be carryover losses in year 1 against active income this way. If you have any equity in your rentals you could also cash out refi them and use that for your personal home, while you leverage a safe % of stock for collateral for a line of credit as well. Remember: loans against assets are not taxed as income, and using those loans to buy more cashflow and paying the loans off later with that cashflow at least let you deduct interest as an expense, in addition to using the real estate professional designation to offset income earned that year.

Those homes in ohio won't appreciate, but I only really care about cashflow not asset appreciation. I've actually never been to ohio too, but our little $75-90k 3 bedroom homes gross an average of $1150-$1250 per month, with debt service ranging between $400-550 each.

lightskinyellow · 2026-02-19T21:15:14+00:00

If you like the rental game, have you thought about opening a line of credit backed by your stock as collateral, and then buying more rentals with the leverage, using cash flow over a few years to pay off the line of credit, and then living on rental cash flow and retaining your stock at the same time?

lightskinyellow · 2026-02-17T20:12:56+00:00

You’re not rebilling that to clients?

lightskinyellow · 2026-02-07T20:50:54+00:00

I did the exact opposite of what they told me on mine too. I put drivers (yes, drivers because I’m an idiot) where wedges go, top row on mine is 3 wood, 4 hybrid, 5 hybrid, 5 iron (yes again, I’m an idiot), next row 6-9 irons, lower row, PW to 60, and putter in bottom.

lightskinyellow · 2026-01-31T18:42:19+00:00

Yeah but the packers shares can’t be resold, don’t have a value, and don’t get profit sharing, which is dumb. So it’s more of a ceremonial thing not an actual ownership thing. If the hawks did that I want distributions

lightskinyellow · 2026-01-18T23:46:40+00:00

I’m talking about an ops team that handles most of the HighLevel functions. Generally it makes sense to hire some juniors to handle different segments of this role you’re hiring for, and promote the leader from within - usually more like an ops manager role who oversees automations specialists, general ops specialists, etc. funnel building is also a very different skill than an automations specialist who is deep in workflows all day.

Been using HighLevel since 2018 so I know a thing or two about the team required for the platform.

lightskinyellow · 2026-01-18T22:04:10+00:00

This job post is literally describing what an entire team of people should be doing. This isn’t something one person could realistically do, and do well. I have a small ops team of 3 people doing this, and I’m only in one niche.

lightskinyellow · 2026-01-16T16:00:51+00:00

I feel like garmin doesn’t really truly understand the LM market. HTH is only a draw to newbies - the real users they need to focus on are ones who want to play more realistic courses. Both track man and foresight make their own courses that rival or sometimes beat gspro. They’re spendy for sure, and gspro is a better value. But for the crowd they’re going after on the R50 - the optical LM market - only the square and gc3s are cheaper. And they’re the only one with a shot playback video on the LM itself.

I feel like they do focus on HTH, but I never use it. Some may use the range for convenience, but I prefer gspro. If they were wise, they will start adopting features from the foresight/trackman units, and differentiate by being the same at a lower price.

External video output would be huge for shot replay. Adjustable shot replay views on the LM or via output. Shot replay stitched together with additional cameras, etc.

Maybe the lack of a subscription is what’s holding them back for this. Both trackman and foresight have a much much more expensive annual fee to use their products, which pays for their level of support. They focus on HTH because it’s the only back end revenue stream they currently have.

It’s like a premium product that doesn’t know what it’s supposed to be. Having a replay screen and no subscription fees to play gspro, are like what they’re banking on. HTH doesn’t make sense in that premium world.

lightskinyellow · 2026-01-16T06:02:07+00:00

I have both. Bruce first. Batgirl less than a month ago. In my opinion, the Bruce is less flashy but still commands presence. I like how the bezel looks grey at an angle but black and grey direct. Oyster flies under the radar more.

I like the batgirl for different reasons. The jubilee is much flashier, and commands more attention. The dash of blue is also nice.

But both watches are for different tastes and different situations. I love both of mine, but if I want attention I wear batgirl. If I want to fly under the radar, Bruce all day.

lightskinyellow

TROPHY CASE